Montgomery Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.55%, 6-month CD rates at 0.40% and 3-month CD rates at 2.65%. Current savings rates are at 1.51% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.07%. Credit Card rates are at 13.04%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Montgomery Bank's 60-Month CD rates are at 3.25%, 48-Month CD rates are at 3.20%, 3-Month CD rates are at 3.01%. Montgomery Bank's savings rates are at 2.01%.

Montgomery Bank

To see how these rates compare to Montgomery Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Montgomery Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Montgomery Bank CD rates. You can also compare Montgomery Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Montgomery Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Montgomery Bank? Share your experience about Montgomery Bank by leaving a review below, or read customer reviews before you decide to use Montgomery Bank.

Montgomery Bank Texas Ratio

Montgomery Bank's Texas Ratio is at 1.26%, which is considered excellent. The Texas Ratio for Montgomery Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Montgomery Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

3.20%

2.14%

60-Month CD

3.25%

2.26%

Savings

2.01%

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Montgomery Bank

1 Montgomery Bank Plaza St
Sikeston, MO 63801

https://www.montgomerybank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Montgomery Bank

Montgomery Bank CD Rates and Interest Rates

Montgomery Bank

60-Month CD

3.25%

$1,000

Montgomery Bank

48-Month CD

3.20%

$1,000

Montgomery Bank

3-Month CD

3.01%

$1,000

Montgomery Bank

eGold Checking

3.01%

Montgomery Bank

eBlue Savings

2.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Montgomery Bank Rates with Other Competitive Bank and Credit Union Rates

ableBanking

24-Month CD

4.00%

$5,000

1st Advantage Federal Credit Union

High-Yield Checking

4.00%

ACFCU

12-Month CD

3.95%

$1,000

Nebraska Bank

12-Month CD

3.85%

$500

Citizens National Bank of Albion

15-Month CD

3.80%

$1,000

University Federal Credit Union

48-Month CD

3.75%

$1,000

Bank of Prairie du Sac

6-Month CD

3.73%

$1,000

Exchange Bank of Alabama

6-Month CD

3.53%

$1,000

Beal Bank USA

36-Month CD

3.45%

$1,000

EverTrust Bank

9-Month CD

3.20%

$3,000

Farmers State Bank Waterloo, IA

Rewards Checking

3.04%

Pathfinder Bank

24-Month CD

3.00%

$1,000

Patriot Bank N.A.

24-Month CD

3.00%

$500

F&M Bank & Trust

48-Month CD

2.83%

$2,500

Advantage Credit Union Newtown, IA

6-Month CD

2.80%

$1,000

Cape Cod Co-operative Bank

18-Month CD

2.75%

$500

Hatboro Federal Savings

Money Market

2.75%

$1,000

First Arkansas Bank and Trust

Money Market Savings

2.63%

Webster Five Cents Savings Bank

48-Month CD

2.57%

$1,000

Westfield Bank, FSB

36-Month CD

2.53%

$2,500

TFB Tecumseh Federal Bank

48-Month CD

2.52%

$500

West Shore Bank

48-Month CD

2.52%

$500

River Falls State Bank

36-Month CD

2.37%

$500

Milton Savings Bank

36-Month CD

2.30%

$500

Oakwood Bank Pigeon Falls, WI

36-Month CD

2.27%

$100

American Bank and Trust Company, N.A.

24-Month CD

2.06%

$500

First Federal S&L of Van Wert

60-Month CD

2.02%

$2,500

First Federal S&L Pascagoula, MS

12-Month CD

2.00%

$10,000

Farmers State Bank of Newcastle

NOW Plus Checking

2.00%

$25,000

Tipton Latham Bank

24-Month CD

2.00%

$500

HomeBank

48-Month CD

1.76%

$2,500

First Piedmont Federal S&L of Gaffney

24-Month CD

1.21%

$1,000

Fulton Bank

72-Month CD

1.01%

$1,000

United States Senate Federal Credit Union

Senate Money Market

0.90%

$2,000

Norway Savings Bank

48-Month CD

0.70%

$500

Magnolia Bank Elizabethtown, KY

48-Month CD

0.60%

$500

Community Bank Mankato

24-Month CD

0.35%

$1,000

Security Bank of Southwest Missouri

Savings

0.25%

$100

FNB of Nevada, Missouri

Money Market

0.25%

$2,500

Triad Bank, N.A.

Savings

0.25%

$100

Nevada B&T Co.

12-Month CD

0.18%

$1,000

First FSB of Kentucky

3-Month CD

0.15%

$500

FNB of Litchfield

Savings

0.15%

$100

Colonial Federal Savings Bank

Savings

0.10%

$200

First Federal Bank of Kansas City

Premier Interest Checking

0.10%

$25

North Shore Bank of Commerce

Regular Savings

0.10%

Farmers State Bank Wathena, KS

Money Market

0.10%

$2,500

SSB Sherwood State Bank

12-Month CD

0.10%

$1,000

First National Bank of Bastrop

Savings

0.10%

$50

America First Federal Credit Union

Share Savings

0.05%

Disclaimer

Mortgage Rates November 17, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Montgomery Bank Information

Montgomery Bank

1 Montgomery Bank Plaza St
Sikeston, MO 63801
Scott
Established Date: 01/01/1934
FDIC Certificate #: 8255
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: MONTGOMERY BCORP INC

How Many Domestic U.S. Offices? 12

How Many Branches are There? 12

Website: https://www.montgomerybank.com

Is Montgomery Bank FDIC Insured? Yes

What is Montgomery Bank's Cert number? 8255

What is the maximum amount for insured deposits? $250,000 per holder, per account

Montgomery Bank Financials

Total Assets:

$1,213,388,000

Total Deposits:

$1,005,546,000

Equity Capital:

$118,407,000

Domestic Deposits:

$1,005,546,000

Net Income:

$2,739,000

Return on Assets:

0.7887%

Quarterly Return on Assets:

0.8600%

Pretax Return on Assets:

0.8642%

Pretax Quarterly Return on Assets:

0.8600%

Return on Equity:

9.7500%

Quarterly Return on Equity:

9.3400%

Common Equity Tier 1 Capital Ratio:

10.4318%

Tier 1 Risk-Based Capital Ratio:

10.4318%

Leverage Tier 1 (Core Capital) Ratio:

7.2266%

Total Risk-Based Capital Ratio (YTD):

11.3725%

Total Interest Income (YTD):

4.2972%

Headquarters:

Sikeston

FDIC Field Office:

St. Louis

Regulator:

FED

County:

Scott

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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AmTrust Direct Savings Account and Money Market Account

AmTrust Direct is offering some of the best savings account rates and money market account rates currently available. The bank’s current savings account yield on their e-Savings Account is 1.00 percent for account balances between $1 and $99,999. The average savings account rate is less than half AmTrust's rate.