Montgomery Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 3.70% and 3-month CD rates at 3.95%. Current savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 9.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Montgomery Bank's 60-Month CD rates are at 3.25%, 48-Month CD rates are at 3.20%, 3-Month CD rates are at 3.01%. Montgomery Bank's savings rates are at 2.01%.

Montgomery Bank

To see how these rates compare to Montgomery Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Montgomery Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Montgomery Bank CD rates. You can also compare Montgomery Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Montgomery Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Montgomery Bank? Share your experience about Montgomery Bank by leaving a review below, or read customer reviews before you decide to use Montgomery Bank.

Montgomery Bank Texas Ratio

Montgomery Bank's Texas Ratio is at 1.26%, which is considered excellent. The Texas Ratio for Montgomery Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Montgomery Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

3.20%

2.14%

60-Month CD

3.25%

2.26%

Savings

2.01%

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Montgomery Bank

1 Montgomery Bank Plaza St
Sikeston, MO 63801

https://www.montgomerybank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Montgomery Bank

Montgomery Bank CD Rates and Interest Rates

Montgomery Bank

60-Month CD

3.25%

$1,000

Montgomery Bank

48-Month CD

3.20%

$1,000

Montgomery Bank

3-Month CD

3.01%

$1,000

Montgomery Bank

eGold Checking

3.01%

Montgomery Bank

eBlue Savings

2.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Montgomery Bank Rates with Other Competitive Bank and Credit Union Rates

Presence Bank

24-Month CD

4.10%

$250

TAB Bank

24-Month CD

4.06%

$1,000

Massena Savings and Loan

12-Month CD

4.01%

$1,000

Columbus Bank and Trust Company

60-Month CD

4.00%

$500

Inova Federal Credit Union

60-Month CD

3.75%

$200

Farmers State Bank of Calhan

6-Month CD

3.75%

$500

First National Bank Alamogordo, NM

24-Month CD

3.55%

$100

Bell Bank

6-Month CD

3.53%

$500

Atkins Savings B&T

60-Month CD (Adjust-A-Rate)

3.53%

$1,000

Regent Bank (OK)

60-Month CD

3.50%

$1,000

Sandy Spring Bank

60-Month CD

3.16%

$1,000

Iron Workers SB

48-Month CD

3.00%

$500

The Antwerp Exchange Bank Company

18-Month CD

3.00%

$500

Union State Bank of Everest

36-Month CD

3.00%

$1,000

Gainey Business Bank

6-Month CD

2.89%

$5,000

Adrian Bank

60-Month CD

2.77%

$1,000

State Bank of Medora

48-Month CD

2.63%

$500

Bath Savings Institution

36-Month CD

2.58%

$500

Hendricks County Bank and Trust

36-Month CD

2.53%

$1,000

Arundel Federal Savings Bank

60-Month CD

2.50%

$1,000

Bank of the Valley

18-Month CD

2.47%

$500

First Security Bank Byron, MN

Rewards Money Market

2.27%

$500,000

Lake-Osceola State Bank

12-Month CD

2.27%

$500

The Berkshire Bank

18-Month CD

2.02%

$10,000

FirsTier Bank

Money Market

2.00%

$100,000

VisionBank Of Iowa

60-Month CD

2.00%

$250

Charter Bank IA

18-Month CD

2.00%

$1,000

Empower Federal Credit Union

Premium Money Market

1.55%

$250,000

First Bank Waverly, IA

48-Month CD

1.51%

$1,000

Bank of Easton

60-Month CD

1.50%

$500

Jones Bank

12-Month CD

1.05%

$500

Century SLA

24-Month CD

0.85%

$1,000

Liberty Bank for Savings

18-Month CD

0.85%

$5,000

Peoples First Savings Bank

36-Month CD

0.65%

$500

Beardstown Savings

30-Month CD

0.60%

Hilltop National Bank

Money Market

0.60%

$50,000

Bank of 1889

12-Month CD

0.50%

$500

Thumb Bank and Trust

18-Month CD

0.50%

$500

Communitywide Federal Credit Union

CW Checking

0.50%

1st University Credit Union

Money Market

0.50%

$40,000

PCSB Bank

60-Month CD

0.45%

$500

First Secure Bank and Trust Co.

12-Month CD

0.25%

$1,000

FNB Bank, Inc. Romney, WV

Savings

0.20%

$50

Hoyne Savings Bank

Passbook Savings

0.18%

$250

Merrimack County SB

Everyday Money Market

0.15%

$1,000

Mound City Bank

My Money Market

0.12%

First Community Bank of Moultrie County

NOW Checking

0.10%

$1,000

Manasquan Bank

Regular Savings

0.10%

$10

Wolf River Community Bank

Savings

0.10%

$100

Abington Bank

Get More Tiered Money Market

0.10%

Disclaimer

Mortgage Rates March 24, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Montgomery Bank Information

Montgomery Bank

1 Montgomery Bank Plaza St
Sikeston, MO 63801
Scott
Established Date: 01/01/1934
FDIC Certificate #: 8255
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: MONTGOMERY BCORP INC

How Many Domestic U.S. Offices? 12

How Many Branches are There? 12

Website: https://www.montgomerybank.com

Is Montgomery Bank FDIC Insured? Yes

What is Montgomery Bank's Cert number? 8255

What is the maximum amount for insured deposits? $250,000 per holder, per account

Montgomery Bank Financials

Total Assets:

$1,213,388,000

Total Deposits:

$1,005,546,000

Equity Capital:

$118,407,000

Domestic Deposits:

$1,005,546,000

Net Income:

$2,739,000

Return on Assets:

0.7887%

Quarterly Return on Assets:

0.8600%

Pretax Return on Assets:

0.8642%

Pretax Quarterly Return on Assets:

0.8600%

Return on Equity:

9.7500%

Quarterly Return on Equity:

9.3400%

Common Equity Tier 1 Capital Ratio:

10.4318%

Tier 1 Risk-Based Capital Ratio:

10.4318%

Leverage Tier 1 (Core Capital) Ratio:

7.2266%

Total Risk-Based Capital Ratio (YTD):

11.3725%

Total Interest Income (YTD):

4.2972%

Headquarters:

Sikeston

FDIC Field Office:

St. Louis

Regulator:

FED

County:

Scott

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

Explore Other Rate Deals

Freddie Says: Mortgage Rates Mixed This Week

Mortgage rates were mixed this week, according to Freddie Mac's weekly survey. The average rate on a 30-year fixed-rate mortgage was 4.86 percent with an average 0.6 point, up from last week when it averaged 4.84 percent. Still a lot lower than last year's average of 6.01 percent thanks to the recession and the government programs designed to lower mortgage rates.

Current Mortgage Rates Higher: 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.33%

Current mortgage rates were slightly higher in this week's mortgage survey with the exception of 1 year adjustable mortgage rates which were down 10 basis points to 4.22 percent. 30 year mortgage rates averaged 4.96 percent for the week ending March 18, 2010 in the current Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points on 30 year mortgages remained unchanged at 0.7 points.

Home Savings Bank 1 Year Jumbo CD Rates now at 0.90%

Home Savings Bank 1 Year Jumbo CD rates are now at 0.90 percent with a yield of 0.90 percent. View current 1 Year Jumbo CD rates at Home Savings Bank below.