Citizens Bank & Trust Co. MS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.52%, 6-month CD rates at 5.15% and 3-month CD rates at 4.32%. Current savings rates are at 1.00% and money market rates are at 4.33%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 9.90%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Co. MS's 8-Month CD Online new money rates are at 5.00%, 14-Month CD Online rates are at 2.75%. Citizens Bank & Trust Co. MS's savings rates are at 0.04%.

Citizens Bank & Trust Co. MS

To see how these rates compare to Citizens Bank & Trust Co. MS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Co. MS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Co. MS CD rates. You can also compare Citizens Bank & Trust Co. MS savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Co. MS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Co. MS? Share your experience about Citizens Bank & Trust Co. MS by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Co. MS.

Citizens Bank & Trust Co. MS Texas Ratio

Citizens Bank & Trust Co. MS's Texas Ratio is at 39.39%, which is considered good. The Texas Ratio for Citizens Bank & Trust Co. MS is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Co. MS is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.04%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Bank & Trust Co. MS
239 E Main St
Marks, MS 38646
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Citizens Bank & Trust Co. MS CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Co. MS
Citizens Bank & Trust Co. MS
8-Month CD Online new money
5.00%
$25,000
Citizens Bank & Trust Co. MS
Citizens Bank & Trust Co. MS
14-Month CD Online
2.75%
$1,000
Citizens Bank & Trust Co. MS
Citizens Bank & Trust Co. MS
Citizens Quest Checking
0.05%
$1
Citizens Bank & Trust Co. MS
Citizens Bank & Trust Co. MS
Citizens Quest Savings
0.04%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens Bank & Trust Co. MS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
6-Month CD
5.25%
$5,000
Seasons Federal Credit Union
Seasons Federal Credit Union
9-Month CD certificate
5.25%
$1,000
Kendall Bank
Kendall Bank
Money Market
5.25%
$100,000
Twin River Bank
Twin River Bank
12-Month CD
5.09%
$500
Generations Bank
Generations Bank
10-Month CD
5.00%
$1,000
Centennial Bank TN
Centennial Bank TN
Rewards Star <-$10k
5.00%
$1
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
9-Month CD special
4.60%
$500
Key Bank
Key Bank
14-Month CD promo special
4.25%
$10,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
24-Month CD certificate
4.25%
$1,000
Avidia Bank
Avidia Bank
24-Month CD
4.18%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
12-Month CD
4.00%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
4.00%
$1,000
Generations Bank
Generations Bank
24-Month CD
3.75%
$500
Haverhill Bank
Haverhill Bank
18-Month CD
3.63%
$500
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
24-Month CD
3.51%
$1,000
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
New Market Bank
New Market Bank
12-Month CD
3.30%
$500
First FSB of Mascoutah
First FSB of Mascoutah
84-Month CD
3.29%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
24-Month certificate
3.20%
$1
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
48-Month CD
3.00%
$2,000
Westbury Bank
Westbury Bank
36-Month CD
3.00%
$500
FCNB of St. Paris
24-Month CD
2.75%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
30-Month CD
2.53%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
18-Month CD
2.25%
$500
1st Gateway Credit Union
1st Gateway Credit Union
Money Market
2.00%
$75,000
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
First Command Bank
First Command Bank
60-Month CD
1.60%
$1,000
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
12-Month CD
1.51%
$500
WebBank
WebBank
24-Month CD
1.50%
$2,500
Bank of Franklin County
Bank of Franklin County
60-Month CD
1.31%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
48-Month CD
1.26%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
18-Month CD
1.00%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
6-Month CD
0.85%
$500
Bank
Bank
6-Month CD
0.80%
$10,000
Bank Northwest
Bank Northwest
6-Month CD
0.75%
$500
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
Home Loan SB
Home Loan SB
24-Month CD
0.50%
$500
Clinton Savings Bank
Clinton Savings Bank
36-Month CD
0.45%
$10
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings Account
0.25%
$0
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
Personal Money Market
0.23%
$2,500
BankChampaign
BankChampaign
12-Month CD
0.20%
$500
Equitable S&L Co.
Equitable S&L Co.
18-Month CD
0.20%
$500
Hometown Bank of PA
Hometown Bank of PA
Passbook Savings
0.15%
$100
Prairie Bank of Kansas
Prairie Bank of Kansas
Money Market
0.15%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
18-Month CD
0.15%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
Skyone Federal Credit Union
Skyone Federal Credit Union
Money Market
0.10%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank & Trust Co. MS Information

Citizens Bank & Trust Co. MS
239 E Main St
Marks, MS 38646
Quitman
Established Date: 08/17/1917
FDIC Certificate #: 9777
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CB&T BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Citizens Bank & Trust Co. MS FDIC Insured? Yes
What is Citizens Bank & Trust Co. MS's Cert number? 9777
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Co. MS Financials

Total Assets:
$119,702,000
Total Deposits:
$97,167,000
Equity Capital:
$11,279,000
Domestic Deposits:
$97,167,000
Net Income:
$294,000
Return on Assets:
1.0617%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
0.9663%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
14.8800%
Quarterly Return on Equity:
10.5600%
Common Equity Tier 1 Capital Ratio:
11.8711%
Tier 1 Risk-Based Capital Ratio:
11.8711%
Leverage Tier 1 (Core Capital) Ratio:
8.6674%
Total Risk-Based Capital Ratio (YTD):
13.1314%
Total Interest Income (YTD):
3.5016%
 
 
Headquarters:
Marks
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Quitman
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Mortgage Rates December 10th 2019After plummeting over the summer, average mortgage rates have been stable the past several months. Mortgage rates changed little week over week with the biggest decline being in average rates for short term adjustable mortgage rates. We expect mortgage rates to pretty much stay near current levels the rest of the year, barring any macroeconomic events.
Conforming mortgage rates jumped this week on strong job growth and consumer credit growth. Average 30 year mortgage rates are at the highest point in over a month, currently averaging 4.50 percent. Last week, average 30 year rates were averaging 4.41 percent.
AloStar Bank of Commerce Savings rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings rates at AloStar Bank of Commerce below.

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Citizens Bank & Trust Co. MS Reviews

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