What are the current interest rates at Northeast Bank?

Current rates for Northeast Bank include: 12-Month CD: 2.40%, 24-Month CD: 2.40%, 36-Month CD: 2.30%, 48-Month CD: 2.20%, 60-Month CD: 2.10%, Savings: 0.75%

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Northeast Bank

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Northeast Bank Rates & Review September 2026

Q: How many branches does Northeast Bank operate?

Northeast Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Northeast Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeast Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

Northeast Bank's 12-Months 12-Month Certificate of Deposit rates are at 2.50%, 24-Months 24-Month Certificate of Deposit rates are at 2.50%, 12-Months 12-Month Certificate of Deposit rates are at 2.40%, 24-Months 24-Month Certificate of Deposit rates are at 2.40%, 36-Months 36-Month Certificate of Deposit rates are at 2.40%. Northeast Bank's savings rates are at 0.75%. MonitorBankRates evaluates the financial stability of Northeast Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.75%. Rates last updated and verified on 09/20/2026.

Northeast Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northeast Bank? Share your experience about Northeast Bank by leaving a review below, or read customer reviews before you decide to use Northeast Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.75%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Northeast Bank

77 Broadway St Ne
Minneapolis, MN 55413

https://www.nebankmn.com

Northeast Bank CD Rates

Product	Rate	APY	Term
12 Month Certificate of Deposit	2.50%	2.50%	12 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
24 Month Certificate of Deposit	2.50%	2.50%	24 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
12 Month Certificate of Deposit	2.40%	2.40%	12 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
24 Month Certificate of Deposit	2.40%	2.40%	24 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
36 Month Certificate of Deposit	2.40%	2.40%	36 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
6 Month Certificate of Deposit	2.30%	2.31%	6 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Maturity; Early Withdrawal Penalties: 3 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
36 Month Certificate of Deposit	2.30%	2.30%	36 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
48 Month Certificate of Deposit	2.30%	2.30%	48 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
3 Month Certificate of Deposit	2.20%	2.22%	3 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Maturity; Early Withdrawal Penalties: 3 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
6 Month Certificate of Deposit	2.20%	2.21%	6 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Maturity; Early Withdrawal Penalties: 3 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
48 Month Certificate of Deposit	2.20%	2.20%	48 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
60 Month Certificate of Deposit	2.20%	2.20%	60 Months
Min Deposit $10,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
3 Month Certificate of Deposit	2.10%	2.12%	3 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Maturity; Early Withdrawal Penalties: 3 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
60 Month Certificate of Deposit	2.10%	2.10%	60 Months
Min Deposit $1,000 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%

Northeast Bank Savings Rates

Product	Rate	APY
Northeast Money Market Savings	1.80%	1.80%
Min Balance $50 Details Balance: $2,000,000+; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	1.45%	1.45%
Min Balance $50 Details Balance: $500,000 - $1,999,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	1.15%	1.15%
Min Balance $50 Details Balance: $100,000.00 - $499,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	0.75%	0.75%
Min Balance $50 Details Balance: $10,000.00 - $99,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Savings	0.55%	0.55%
Min Balance $50 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Youth Savings	0.25%	0.25%
Min Balance $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%

Northeast Bank Money Market Rates

Product	Rate	APY
Northeast Money Market Savings	1.80%	1.80%
Min Balance $50 Details Balance: $2,000,000+; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	1.45%	1.45%
Min Balance $50 Details Balance: $500,000 - $1,999,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	1.15%	1.15%
Min Balance $50 Details Balance: $100,000.00 - $499,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	0.75%	0.75%
Min Balance $50 Details Balance: $10,000.00 - $99,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%

Northeast Bank Checking Rates

Product	Rate	APY
Northeast Nonprofit Interest Checking	1.65%	1.65%
Min Balance $2,000,000 Details Balance Tier: $2,000,000+; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure(less than 3 months after opening): $20; Minimum Balance to Avoid Fee: $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Nonprofit Interest Checking	1.35%	1.35%
Min Balance $500,000 Details Balance Tier: $500,000+; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure(less than 3 months after opening): $20; Minimum Balance to Avoid Fee: $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Nonprofit Interest Checking	1.05%	1.05%
Min Balance $300,000 Details Balance Tier: $300,000.00 - $499,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure(less than 3 months after opening): $20; Minimum Balance to Avoid Fee: $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Nonprofit Interest Checking	0.75%	0.75%
Min Balance $100,000 Details Balance Tier: $100,000 - $299,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure(less than 3 months after opening): $20; Minimum Balance to Avoid Fee: $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Nonprofit Interest Checking	0.60%	0.60%
Min Balance $10,000 Details Balance Tier: $10,000.00 - $99,999.99; Compounding and Crediting Frequency: Quarterly; Penalty for Early Closure(less than 3 months after opening): $20; Minimum Balance to Avoid Fee: $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Relationship Checking Account	0.35%	0.35%
Details Qualifications Required: Qualifications* ARE met; This will be the APY for the entire balance. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Relationship Checking Account	0.03%	0.03%
Details Qualifications Required: Qualifications* are NOT met; This will be the APY for the entire balance. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%

Northeast Bank Other Rates

Product	Rate	Points	APY/APR	Term
Northeast Flag Senior Account	0.03%	-	0.03%
Min Balance $0 Details Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	2.50%	-	2.50%	12 Months
Min Deposit $500 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	2.50%	-	2.50%	18 Months
Min Deposit $500 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	2.50%	-	2.50%	24 Months
Min Deposit $500 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 6 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	2.40%	-	2.40%	36 Months
Min Deposit $500 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	2.30%	-	2.30%	48 Months
Min Deposit $500 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Money Market Savings	2.20%	-	2.20%	60 Months
Min Deposit $500 Details Compounding and Crediting Frequency: Annually & at Maturity; Early Withdrawal Penalties: 12 month loss of interest can be taken from principal Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%
Northeast Plus Interest Account	0.03%	-	0.03%
Min Balance $500 Details Penalty for Early Closure (less than 3 months after opening): $20 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.75%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Northeast Bank’s Texas Ratio rose from 0.58% in Q3 2023 to 2.75% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 3.5 to 5.0 and its Health Grade from B to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$837M	2.75%	5.0	A+
March 31, 2026	$838M	2.13%	5.0	A+
December 31, 2025	$829M	2.49%	5.0	A+
September 30, 2025	$824M	6.46%	5.0	A
June 30, 2025	$825M	5.49%	5.0	A+
March 31, 2025	$805M	0.35%	5.0	A+
December 31, 2024	$779M	0.41%	5.0	A+
September 30, 2024	$772M	0.62%	5.0	A+
June 30, 2024	$743M	0.15%	5.0	A+
March 31, 2024	$740M	0.16%	4.9	A+
December 31, 2023	$748M	0.21%	5.0	A+
September 30, 2023	$716M	0.58%	3.5	B

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northeast Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northeast Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northeast Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Northeast Bank

Bank Holding Company NORTHEAST SECURITIES CORP

Address 77 Broadway St Ne, Minneapolis, MN 55413 · Hennepin

Website https://www.nebankmn.com

FDIC Certificate # 16659

Established 19480103

FDIC Insurance Date 19480103

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.75%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4875%

Return on Equity (ROE) 18.0500%

Non-Performing Loans (NPL) 0.14%

Total Assets $837,317,000

Total Deposits $760,729,000

Equity Capital $69,982,000

Net Income $6,209,000

Headquarters Minneapolis

Total Branches and Offices 3

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Northeast Bank earned the Verified Healthy badge

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Frequently Asked Questions About Northeast Bank

How many branches does Northeast Bank operate?

Northeast Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northeast Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeast Bank provides members with tools to manage their accounts and build a solid financial history.

Does Northeast Bank offer online and mobile banking?

Most modern institutions like Northeast Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nebankmn.com.