Lake-Osceola State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.53% and 3-month CD rates at 0.10%. Current savings rates are at 0.01% and money market rates are at 1.13%. Mortgage rates today on 30-year fixed loans are around 6.12%. Credit Card rates are at 14.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Lake-Osceola State Bank's 60-Month CD rates are at 2.38%, 48-Month CD rates are at 2.38%, 36-Month CD rates are at 2.38%, 24-Month CD rates are at 2.27%, 18-Month CD rates are at 2.27%. Lake-Osceola State Bank's savings rates are at 0.25%. Lake-Osceola State Bank's money market rates are at 1.00%.
To see how these rates compare to Lake-Osceola State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lake-Osceola State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lake-Osceola State Bank CD rates. You can also compare Lake-Osceola State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Lake-Osceola State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake-Osceola State Bank? Share your experience about Lake-Osceola State Bank by leaving a review below, or read customer reviews before you decide to use Lake-Osceola State Bank. Lake-Osceola State Bank Texas Ratio Lake-Osceola State Bank's Texas Ratio is at 1.13%, which is considered excellent. The Texas Ratio for Lake-Osceola State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Lake-Osceola State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Lake-Osceola State Bank CD Rates and Interest Rates
Lake-Osceola State Bank
60-Month CD
2.38%
$500
Lake-Osceola State Bank
48-Month CD
2.38%
$500
Lake-Osceola State Bank
36-Month CD
2.38%
$500
Lake-Osceola State Bank
24-Month CD
2.27%
$500
Lake-Osceola State Bank
18-Month CD
2.27%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Lake-Osceola State Bank Rates with Other Competitive Bank and Credit Union Rates
FinWise Bank
36-Month CD
4.00%
$500
Avenir Financial Federal Credit Union
24-Month CD
3.75%
$1,000
New Peoples Bank
36-Month CD
3.55%
$0
First State Bank Tahlequah, OK
18-Month CD
3.40%
$1,000
Foresight Bank
24-Month CD
3.39%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 11, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Lake-Osceola State Bank InformationLake-Osceola State Bank
790 Michigan AveBaldwin, MI 49304 Lake Established Date: 01/01/1908 FDIC Certificate #: 8172 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: LAKE FINANCIAL CORP How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.losb.com
Is Lake-Osceola State Bank FDIC Insured? Yes
What is Lake-Osceola State Bank's Cert number? 8172
What is the maximum amount for insured deposits? $250,000 per holder, per account
Lake-Osceola State Bank FinancialsTotal Assets:
$441,819,000
Total Deposits:
$378,712,000
Equity Capital:
$36,547,000
Domestic Deposits:
$378,712,000
Net Income:
$1,487,000
Return on Assets:
1.2045%
Quarterly Return on Assets:
1.3400%
Pretax Return on Assets:
1.6478%
Pretax Quarterly Return on Assets:
1.6500%
Return on Equity:
16.6300%
Quarterly Return on Equity:
16.6500%
Common Equity Tier 1 Capital Ratio:
15.2979%
Tier 1 Risk-Based Capital Ratio:
15.2979%
Leverage Tier 1 (Core Capital) Ratio:
11.0484%
Total Risk-Based Capital Ratio (YTD):
16.5056%
Total Interest Income (YTD):
5.0877%
Headquarters:
Baldwin
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Lake
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals There are dozens of auto insurance companies and thousands of auto insurance agents which makes finding the best auto insurance rates and companies rather daunting but the process is easier than it used to be. Finding the best auto insurance rates and getting the best auto insurance quotes is easier thanks to websites that give consumers the ability to compare auto insurance rates from several companies quickly.
Bank or Credit Union Offers and DealsMortgage Rates Today Decline: 30 Year Jumbo Mortgage Rates Under 4.00%Fifth Third Bank 30 Year Mortgage Rate 4.625% APR Mortgage Rates Head Higher Today 12-4-10: 30 Year Mortgage Rates and Refinance Mortgage Rates at 4.49% Texas Trust Credit Union Savings and Money Market Accounts Top Deposit Rates Still Offered by Online Banks Consolidate Credit Card Debt:Eliminate Credit Card Debt Mortgage Rates at 4-Month Low- Freddie Mac CD Rates: Updated May 4th Wells Fargo Mortgage Rates: Current 30-Year Rates at 5.625% Current 30 Year Mortgage Rates at 5.07% - MBA Alternative Bank and Credit Union Offers to ExploreBlack River Country Bank CD Interest RatesChristmas Day 2015 Variable Deposit Rates Today's Mortgage Rates Decline, 30 Year Rates Averaging 4.20% Refinancing Now Possible as Homes Regain Equity and Mortgage Rates Remain Low CD Rates Move Higher This Week - Biggest Increases Will Come in 2015 Current Mortgage Rates Low This Week Mortgage Rates at Lowest Level Ever Recorded MBA: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 3.95% EmigrantDirect.com CD Rates Mortgage Rates Higher on Higher Treasury Yields: 30 Year Mortgage Rates at 4.55% Mortgage Rates: Current Mortgage Rates This Week Lake-Osceola State Bank ReviewsThere are no reviews for Lake-Osceola State Bank yet. Feel free to create one below.
Add Your Rating and Review for Lake-Osceola State Bank
See how Lake-Osceola State Bank Compares to other banks |
