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Morrisons Cove 1st Federal Credit Union

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Morrisons Cove 1st Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Morrisons Cove 1st Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Morrisons Cove 1st Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.90%, 6-month share certificate rates at 2.37% and 3-month share certificate rates at 0.10%. Savings rates are at 0.80% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Morrisons Cove 1st Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Morrisons Cove 1st Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.73%. Rates were last updated on 04/23/2026.

Morrisons Cove 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Morrisons Cove 1st Federal Credit Union? Share your experience about Morrisons Cove 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Morrisons Cove 1st Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.73%

Excellent Lower than avg

Morrisons Cove 1st Federal Credit Union
Morrisons Cove 1st FCU

7533 Woodbury Pike
Roaring Spring, PA 16673

https://www.mcove1stfcu.com

Current Rate Availability

We do not have Morrisons Cove 1st Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Morrisons Cove 1st Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Morrisons Cove 1st Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Morrisons Cove 1st Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Morrisons Cove 1st Federal Credit Union

Website https://www.mcove1stfcu.com

Address 7533 Woodbury Pike, Roaring Spring, PA 16673

Phone 814-224-2744

Fax 814-224-5080

President Dianne Churbock

CEO Lynnette Hamm

Full-Time Employees 10

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.73%

Return on Assets (ROA)

1.0209%

Return on Equity (ROE)

9.8030%

Non-Performing Loans Ratio (NPL)

0.45%

Total Assets

57,534,063

Total Amount of Shares and Deposits

51,253,063

Total Shares and Deposits < 1 Year

51,103,521

Total Shares and Deposits 1 3 Years

149,542

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

945,444

Total Uninsured Shares and Deposits > $250K (F+J)

945,444

Total Insured Shares and Deposits > $250K (item 17 less item K)

50,307,619

Total Interest Expense (Sum of items 6 8)

255,504

Share Certificates

227

Number of Accounts for Share Drafts

2,363

IRA KEOGH Accounts

213

Number of Accounts for Regular Shares

5,136

Net Income (unless the amount is already included in Undivided Earnings)

204,598

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,757,483

Total Liabilities

51,542,571

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Morrisons Cove 1st Federal Credit Union

Is Morrisons Cove 1st Federal Credit Union a safe place to deposit money?

Yes, Morrisons Cove 1st Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7319225328182%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Morrisons Cove 1st Federal Credit Union operate?

Morrisons Cove 1st Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Morrisons Cove 1st Federal Credit Union?

Yes, to access services at Morrisons Cove 1st Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Morrisons Cove 1st Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Morrisons Cove 1st Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Morrisons Cove 1st Federal Credit Union offer online and mobile banking?

Most modern institutions like Morrisons Cove 1st Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcove1stfcu.com.