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iAdvertiser Disclosure
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 Morrisons Cove 1st Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Morrisons Cove 1st Federal Credit Union's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of Morrisons Cove 1st Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.73%. Rates were last updated on 04/17/2026. Morrisons Cove 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Morrisons Cove 1st Federal Credit Union? Share your experience about Morrisons Cove 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Morrisons Cove 1st Federal Credit Union. Morrisons Cove 1st Federal Credit Union
Morrisons Cove 1st FCU 7533 Woodbury Pike
https://www.mcove1stfcu.com Roaring Spring, PA 16673 
Morrisons Cove 1st Federal Credit Union Home Equity & HELOC
Morrisons Cove 1st Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Morrisons Cove 1st Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Morrisons Cove 1st Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Morrisons Cove 1st Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Morrisons Cove 1st Federal Credit Union
Website
https://www.mcove1stfcu.com
Address
7533 Woodbury Pike,
Roaring Spring, PA 16673
Phone
814-224-2744
Fax
814-224-5080
President
Dianne Churbock
CEO
Lynnette Hamm
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.73%
Return on Assets (ROA)
1.0209%
Return on Equity (ROE)
9.8030%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
57,534,063
Total Amount of Shares and Deposits
51,253,063
Total Shares and Deposits < 1 Year
51,103,521
Total Shares and Deposits 1 3 Years
149,542
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
945,444
Total Uninsured Shares and Deposits > $250K (F+J)
945,444
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,307,619
Total Interest Expense (Sum of items 6 8)
255,504
Share Certificates
227
Number of Accounts for Share Drafts
2,363
IRA KEOGH Accounts
213
Number of Accounts for Regular Shares
5,136
Net Income (unless the amount is already included in Undivided Earnings)
204,598
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,757,483
Total Liabilities
51,542,571
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Morrisons Cove 1st Federal Credit UnionIs Morrisons Cove 1st Federal Credit Union a safe place to deposit money?Yes, Morrisons Cove 1st Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7319225328182%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Morrisons Cove 1st Federal Credit Union operate?Morrisons Cove 1st Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Morrisons Cove 1st Federal Credit Union?Yes, to access services at Morrisons Cove 1st Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Morrisons Cove 1st Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Morrisons Cove 1st Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Morrisons Cove 1st Federal Credit Union offer online and mobile banking?Most modern institutions like Morrisons Cove 1st Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcove1stfcu.com. Compare to Other Credit Unions
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