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SOUTHERN TEACHERS and PARENTS Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare SOUTHERN TEACHERS and PARENTS rates to other rates in our database, including 12-month share certificate rates currently at 3.55%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 2.00%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates can be compared to SOUTHERN TEACHERS and PARENTS rates. MonitorBankRates evaluates the financial stability of SOUTHERN TEACHERS and PARENTS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.68%. Rates were last updated on 04/26/2026.

SOUTHERN TEACHERS and PARENTS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SOUTHERN TEACHERS and PARENTS? Share your experience about SOUTHERN TEACHERS and PARENTS by leaving a review below, or read customer reviews before you decide to use SOUTHERN TEACHERS and PARENTS.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.68%
Excellent Lower than avg
Fahey Banking Company
Southern Teachers and Parents FCU
728 Harding Blvd
Baton Rouge, LA 70807
http wwwstpfcucom
Member NCUA

Current Rate Availability

We do not have SOUTHERN TEACHERS and PARENTS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SOUTHERN TEACHERS and PARENTS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SOUTHERN TEACHERS and PARENTS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SOUTHERN TEACHERS and PARENTS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SOUTHERN TEACHERS and PARENTS
Website http wwwstpfcucom
Address 728 Harding Blvd, Baton Rouge, LA 70807
Phone 225-775-8597
Fax 225-775-8614
President David Hall
CEO Jama Haynes
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.68%
Return on Assets (ROA)
0.7267%
Return on Equity (ROE)
8.1402%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
29,093,772
Total Amount of Shares and Deposits
26,281,221
Total Shares and Deposits < 1 Year
25,365,144
Total Shares and Deposits 1 3 Years
916,077
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
545,065
Total Uninsured Shares and Deposits > $250K (F+J)
545,065
Total Insured Shares and Deposits > $250K (item 17 less item K)
25,736,156
Total Interest Expense (Sum of items 6 8)
167,364
Share Certificates
165
Number of Accounts for Share Drafts
1,063
IRA KEOGH Accounts
83
Number of Accounts for Regular Shares
4,207
Non Member Deposits
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,734,172
Total Liabilities
26,496,404
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About SOUTHERN TEACHERS and PARENTS

Is SOUTHERN TEACHERS and PARENTS a safe place to deposit money?

Yes, SOUTHERN TEACHERS and PARENTS is considered a safe financial institution. With a Texas Ratio of 0.67988055600901%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SOUTHERN TEACHERS and PARENTS operate?

SOUTHERN TEACHERS and PARENTS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SOUTHERN TEACHERS and PARENTS?

Yes, to access services at SOUTHERN TEACHERS and PARENTS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SOUTHERN TEACHERS and PARENTS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SOUTHERN TEACHERS and PARENTS provides members with tools to manage their accounts and build a solid financial history.

Does SOUTHERN TEACHERS and PARENTS offer online and mobile banking?

Most modern institutions like SOUTHERN TEACHERS and PARENTS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http wwwstpfcucom.

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