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MORROW COUNTY

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MORROW COUNTY Rates & Review May 2026

Q: How many branches does MORROW COUNTY operate?

MORROW COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join MORROW COUNTY?

Yes, to access services at MORROW COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, MORROW COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, MORROW COUNTY provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare MORROW COUNTY rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.05% and 3-month share certificate rates at 3.30%. Savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to MORROW COUNTY rates. MonitorBankRates evaluates the financial stability of MORROW COUNTY with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.38%. Rates were last updated on 05/11/2026.

MORROW COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MORROW COUNTY? Share your experience about MORROW COUNTY by leaving a review below, or read customer reviews before you decide to use MORROW COUNTY.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.38%

Excellent Higher than avg

HCN Bank
Morrow County Federal Credit Union

800 W Marion Rd
Mount Gilead, OH 43338 1032

http morrowcountyfcucom

Current Rate Availability

We do not have MORROW COUNTY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for MORROW COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather MORROW COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MORROW COUNTY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MORROW COUNTY

Website http morrowcountyfcucom

Address 800 W Marion Rd, Mount Gilead, OH 43338 1032

Phone 419-946-5066

Fax 419-946-5529

President William Schindley

CEO Tonya Coder

Full-Time Employees 4

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.38%

Return on Assets (ROA)

0.8701%

Return on Equity (ROE)

4.6736%

Non-Performing Loans Ratio (NPL)

4.36%

Total Assets

10,095,751

Total Amount of Shares and Deposits

8,217,785

Total Shares and Deposits < 1 Year

8,217,786

Total Insured Shares and Deposits > $250K (item 17 less item K)

8,217,785

Total Interest Expense (Sum of items 6 8)

87,358

Share Certificates

114

Number of Accounts for Share Drafts

241

Number of Accounts for Regular Shares

1,192

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

247,286

Total Liabilities

8,216,180

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for MORROW COUNTY yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About MORROW COUNTY

How many branches does MORROW COUNTY operate?

MORROW COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MORROW COUNTY?

Yes, to access services at MORROW COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MORROW COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MORROW COUNTY provides members with tools to manage their accounts and build a solid financial history.

Does MORROW COUNTY offer online and mobile banking?

Most modern institutions like MORROW COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http morrowcountyfcucom.