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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Staley Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Staley Credit Union's 12 Month CDs rates are at 3.50%, 6 Month CDs rates are at 3.50%, 18 Month CDs rates are at 3.00%, 24 Month CDs rates are at 3.00%, 30 Month CDs rates are at 2.75%. Staley Credit Union's savings rates are at 0.05%. Staley Credit Union's money market rates are at 0.10%. Staley Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of Staley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates were last updated on 03/28/2026. Staley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Staley Credit Union? Share your experience about Staley Credit Union by leaving a review below, or read customer reviews before you decide to use Staley Credit Union. 
Staley Credit Union CD Rates
Staley Credit Union Savings Rates
Staley Credit Union Money Market Rates
Staley Credit Union Checking Rates
Staley Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Staley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Staley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Staley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Staley Credit Union
Website
https://www.staleycu.com
Address
3330 N Woodford St,
Decatur, IL 62526
Phone
217-423-9767
Fax
217-872-5985
President
James Slade
CEO
Kimberly Ervin
Full-Time Employees
43
Part-Time Employees
13
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.82%
Return on Assets (ROA)
0.9703%
Return on Equity (ROE)
8.5213%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
219,575,364
Total Amount of Shares and Deposits
193,963,889
Total Shares and Deposits < 1 Year
182,463,726
Total Shares and Deposits 1 3 Years
7,106,235
Total Shares and Deposits > 3 Years
4,393,928
Total Interest Expense (Sum of items 6 8)
1,352,724
Share Certificates
1,012
Number of Accounts for Share Drafts
11,267
IRA KEOGH Accounts
428
Number of Accounts for Regular Shares
21,146
All other shares
7
Money Market Shares
345
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,937,536
Total Liabilities
198,349,847
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Staley Credit UnionIs Staley Credit Union a safe place to deposit money?Yes, Staley Credit Union is considered a safe financial institution. With a Texas Ratio of 0.8213512449011%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Staley Credit Union operate?Staley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Staley Credit Union?Yes, to access services at Staley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Staley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Staley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Staley Credit Union offer online and mobile banking?Most modern institutions like Staley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.staleycu.com. Current Staley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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