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Advertiser Disclosure
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 Staley Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Staley Credit Union's 12 Month CD rates are at 3.50%, 30 Month CD rates are at 3.50%, 6 Month CD rates are at 3.50%, 18 Month CD rates are at 3.00%, 24 Month CD rates are at 3.00%. Staley Credit Union's savings rates are at 0.05%. Staley Credit Union's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Staley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.41%. Rates last updated and verified on 09/22/2026. Staley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Staley Credit Union? Share your experience about Staley Credit Union by leaving a review below, or read customer reviews before you decide to use Staley Credit Union. 
Staley Credit Union CD Rates
Staley Credit Union Savings Rates
Staley Credit Union Money Market Rates
Staley Credit Union Checking Rates
Staley Credit Union Other Rates
Financial Health HistoryStaley Credit Union’s Texas Ratio stayed near 0.38% in Q2 2023 to 0.41% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Staley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Staley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Staley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Staley Credit Union
Website
https://www.staleycu.com
Address
3330 N Woodford St,
Decatur, IL 62526
Phone
217-423-9767
Fax
217-872-5985
President
James Slade
CEO
Kimberly Ervin
Full-Time Employees
45
Part-Time Employees
9
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.41%
Return on Assets (ROA)
0.2669%
Return on Equity (ROE)
2.3128%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
226,794,959
Total Amount of Shares and Deposits
201,150,619
Total Shares and Deposits < 1 Year
190,013,631
Total Shares and Deposits 1 3 Years
9,942,688
Total Shares and Deposits > 3 Years
1,194,300
Total Interest Expense (Sum of items 6 8)
544,188
Share Certificates
1,001
Number of Accounts for Share Drafts
11,167
IRA KEOGH Accounts
410
Number of Accounts for Regular Shares
20,885
All other shares
8
Money Market Shares
338
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,239,493
Total Liabilities
204,159,233
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Staley Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Staley Credit Union
Frequently Asked Questions About Staley Credit UnionHow many branches does Staley Credit Union operate?Staley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Staley Credit Union?Yes, to access services at Staley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Staley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Staley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Staley Credit Union offer online and mobile banking?Most modern institutions like Staley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.staleycu.com. Current Staley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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