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Morton Credit Union Rates & Review March 2026

Morton Credit Union's 24 Month CDs rates are at 0.80%, 12 Month CDs rates are at 0.60%, 18 Month CDs rates are at 0.60%, 6 Month CDs rates are at 0.50%. MonitorBankRates evaluates the financial stability of Morton Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.38%. Rates were last updated on 03/24/2026.

Morton Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Morton Credit Union? Share your experience about Morton Credit Union by leaving a review below, or read customer reviews before you decide to use Morton Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.38%
Excellent Lower than avg
Morton Credit Union
Morton Credit Union
121 Morton Dr
South Hutchinson, KS 67505 1319
https://mortoncu.com
Member NCUA

Morton Credit Union CD Rates

Product Rate APY Term View More
24 Month Share Certificates 0.80% 0.80% 24
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.38%
12 Month Share Certificates 0.60% 0.60% 12
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.38%
18 Month Share Certificates 0.60% 0.60% 18
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.38%
6 Month Share Certificates 0.50% 0.50% 6
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.38%

Morton Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.20% 0.20%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.38%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Morton Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Morton Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Morton Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Morton Credit Union
Address 121 Morton Dr, South Hutchinson, KS 67505 1319
Phone 620-665-6792
Fax 620-665-6859
President SHEMEKIA GREEN
CEO Christina Gardner
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.38%
Return on Assets (ROA)
0.6449%
Return on Equity (ROE)
4.4174%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
5,079,625
Total Amount of Shares and Deposits
4,320,751
Total Shares and Deposits < 1 Year
4,320,751
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,320,751
Total Interest Expense (Sum of items 6 8)
26,367
Share Certificates
21
Number of Accounts for Share Drafts
387
IRA KEOGH Accounts
4
Number of Accounts for Regular Shares
846
Money Market Shares
40
Net Income (unless the amount is already included in Undivided Earnings)
32,758
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
524,803
Total Liabilities
4,338,062
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Morton Credit Union

Is Morton Credit Union a safe place to deposit money?

Yes, Morton Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3828667241496%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Morton Credit Union operate?

Morton Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Morton Credit Union?

Yes, to access services at Morton Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Morton Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Morton Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Morton Credit Union offer online and mobile banking?

Most modern institutions like Morton Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mortoncu.com.

Current Morton Credit Union Rates

  • 12-Month CD0.60%
  • 18-Month CD0.60%
  • 24-Month CD0.80%
Retrieved from our database of financial products. Rates subject to change.