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Norwin Teachers Federal Credit Union Rates & Review April 2026

Norwin Teachers Federal Credit Union's 18 month Term CD rates are at 3.56%, 12 month Term CD rates are at 3.29%, 24 month Term CD rates are at 3.03%, 6 month Term CD rates are at 2.52%. MonitorBankRates evaluates the financial stability of Norwin Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 04/18/2026.

Norwin Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Norwin Teachers Federal Credit Union? Share your experience about Norwin Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Norwin Teachers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.45%
Excellent Lower than avg
Norwin Teachers Federal Credit Union
Main Office
183 Clay Pike
North Huntingdon, PA 15642
https://www.norwinteachersfcu.org
Member NCUA

Norwin Teachers Federal Credit Union CD Rates

Product Rate APY Term View More
18 month Term Share Certificate 3.50% 3.56% 18 months
Min Deposit $10,000
Details $10,000.00 NEW MONEY Minimum Deposit
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
12 month Term Share Certificate 3.25% 3.29% 12 months
Min Deposit $500
Details $500.00 Minimum Deposit
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
24 month Term Share Certificate 3.00% 3.03% 24 months
Min Deposit $500
Details $500.00 Minimum Deposit
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
6 month Term Share Certificate 2.50% 2.52% 6 months
Min Deposit $500
Details $500.00 Minimum Deposit
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Norwin Teachers Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Norwin Teachers Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.49% Up to 60 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
Home Equity - - 6.99% 61-120 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Norwin Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Norwin Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Norwin Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Norwin Teachers Federal Credit Union
Address 183 Clay Pike, North Huntingdon, PA 15642
Phone 724-864-7469
Fax 724-864-9230
President Timothy Kotch
CEO Amy Lichwa
Full-Time Employees 5
Part-Time Employees 3
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.45%
Return on Assets (ROA)
1.0040%
Return on Equity (ROE)
10.4941%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
32,838,377
Total Amount of Shares and Deposits
29,669,351
Total Shares and Deposits < 1 Year
27,949,853
Total Shares and Deposits 1 3 Years
1,243,583
Total Shares and Deposits > 3 Years
475,914
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
936,126
Total Uninsured Shares and Deposits > $250K (F+J)
936,126
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,733,225
Total Interest Expense (Sum of items 6 8)
140,494
Share Certificates
221
Number of Accounts for Share Drafts
1,163
IRA KEOGH Accounts
106
Number of Accounts for Regular Shares
3,530
All other shares
108
Net Income (unless the amount is already included in Undivided Earnings)
306,967
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,367,375
Total Liabilities
29,722,472
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Norwin Teachers Federal Credit Union

Is Norwin Teachers Federal Credit Union a safe place to deposit money?

Yes, Norwin Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4471696197504%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Norwin Teachers Federal Credit Union operate?

Norwin Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Norwin Teachers Federal Credit Union?

Yes, to access services at Norwin Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Norwin Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Norwin Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Norwin Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Norwin Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.norwinteachersfcu.org.

Current Norwin Teachers Federal Credit Union Rates

  • 12-Month CD3.29%
  • 18-Month CD3.56%
  • 24-Month CD3.03%
Retrieved from our database of financial products. Rates subject to change.