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Bath Savings Institution Rates & Review May 2026

Item: Bath Savings Institution
Rating: 3536
Author: vrFz

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 9, 2026

You can compare Bath Savings Institution rates to other rates in our database, including 12-month CD rates currently at 3.85%, 6-month CD rates at 2.52% and 3-month CD rates at 0.60%. Savings rates are at 0.25% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.09%. All these rates can be compared to Bath Savings Institution rates. MonitorBankRates evaluates the financial stability of Bath Savings Institution with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates were last updated on 05/09/2026.

Bath Savings Institution money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bath Savings Institution? Share your experience about Bath Savings Institution by leaving a review below, or read customer reviews before you decide to use Bath Savings Institution.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.02%

Excellent Lower than avg

Bath Savings Institution

105 Front St
Bath, ME 04530

https://www.bathsavings.bank

Current Rate Availability

We do not have Bath Savings Institution rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bath Savings Institution is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bath Savings Institution rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bath Savings Institution's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bath Savings Institution

FDIC Certificate # 17749

Address 105 Front St, Bath, ME 04530 · Sagadahoc

Website https://www.bathsavings.bank

Established 04/19/1852

FDIC Insurance Date 04/18/1957

Domestic Offices 13

Total Branches 13

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.02%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9810%

Return on Equity (ROE) 8.0900%

Non-Performing Loans (NPL) 0.00%

Total Assets $1,497,823,000

Total Deposits $1,161,942,000

Equity Capital $216,374,000

Net Income $15,301,000

Headquarters Bath

Total Offices 13

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

vrFz

★★★★★

December 17, 2025

wWvQ

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Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Bath Savings Institution

Frequently Asked Questions About Bath Savings Institution

Is Bath Savings Institution a safe place to deposit money?

Yes, Bath Savings Institution is considered a safe financial institution. With a Texas Ratio of 0.022273611666132%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bath Savings Institution operate?

Bath Savings Institution currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bath Savings Institution does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bath Savings Institution provides members with tools to manage their accounts and build a solid financial history.

Does Bath Savings Institution offer online and mobile banking?

Most modern institutions like Bath Savings Institution provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bathsavings.bank.