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Farmers Trust & Savings Bank Earling, IA

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Farmers Trust & Savings Bank Earling, IA Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers Trust & Savings Bank Earling, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 14, 2026

You can compare Farmers Trust & Savings Bank Earling, IA rates to other rates in our database, including 12-month CD rates currently at 2.50%, 6-month CD rates at 3.70% and 3-month CD rates at 0.05%. Savings rates are at 1.26% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 5.99%. All these rates can be compared to Farmers Trust & Savings Bank Earling, IA rates. MonitorBankRates evaluates the financial stability of Farmers Trust & Savings Bank Earling, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 07/14/2026.

Farmers Trust & Savings Bank Earling, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Trust & Savings Bank Earling, IA? Share your experience about Farmers Trust & Savings Bank Earling, IA by leaving a review below, or read customer reviews before you decide to use Farmers Trust & Savings Bank Earling, IA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Farmers Trust & Savings Bank

122 Main St
Earling, IA 51530

https://www.ftnsbank.net

Current Rate Availability

We do not have Farmers Trust & Savings Bank Earling, IA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers Trust & Savings Bank Earling, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers Trust & Savings Bank Earling, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers Trust & Savings Bank Earling, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers Trust & Savings Bank Earling, IA

Bank Holding Company J CARL H BCORP

Address 122 Main St, Earling, IA 51530 · Shelby

Website https://www.ftnsbank.net

FDIC Certificate # 8510

Established 01/01/1892

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2694%

Return on Equity (ROE) 17.4200%

Non-Performing Loans (NPL) 0.00%

Total Assets $143,695,000

Total Deposits $130,013,000

Equity Capital $13,354,000

Net Income $2,255,000

Headquarters Earling

Total Branches and Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Farmers Trust & Savings Bank Earling, IA yet. Feel free to create one below.

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Frequently Asked Questions About Farmers Trust & Savings Bank Earling, IA

How many branches does Farmers Trust & Savings Bank Earling, IA operate?

Farmers Trust & Savings Bank Earling, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers Trust & Savings Bank Earling, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers Trust & Savings Bank Earling, IA provides members with tools to manage their accounts and build a solid financial history.

Does Farmers Trust & Savings Bank Earling, IA offer online and mobile banking?

Most modern institutions like Farmers Trust & Savings Bank Earling, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ftnsbank.net.