☰

Home›
Banks›
Mountain View Bank of Commerce

iAdvertiser Disclosure

Mountain View Bank of Commerce Rates & Review April 2026

Item: Mountain View Bank of Commerce
Rating: 1456
Author: ydJS

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Mountain View Bank of Commerce rates to other rates in our database, including 12-month CD rates currently at 0.71%, 6-month CD rates at 3.75% and 3-month CD rates at 3.60%. Savings rates are at 0.70% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.10%. All these rates can be compared to Mountain View Bank of Commerce rates. MonitorBankRates evaluates the financial stability of Mountain View Bank of Commerce with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.90%. Rates were last updated on 04/23/2026.

Mountain View Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mountain View Bank of Commerce? Share your experience about Mountain View Bank of Commerce by leaving a review below, or read customer reviews before you decide to use Mountain View Bank of Commerce.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.90%

Excellent Lower than avg

Mountain View Bank of Commerce

12001 Pecos St
Westminster, CO 80234

https://www.mvbofc.com

Current Rate Availability

We do not have Mountain View Bank of Commerce rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mountain View Bank of Commerce is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mountain View Bank of Commerce rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mountain View Bank of Commerce's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mountain View Bank of Commerce

Bank Holding Company NBC BANCSHARES LLC

Address 12001 Pecos St, Westminster, CO 80234 · Adams

Website https://www.mvbofc.com

FDIC Certificate # 58772

Established 02/08/2008

FDIC Insurance Date 02/08/2008

Domestic Offices 1

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.90%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0546%

Return on Equity (ROE) 9.6400%

Non-Performing Loans (NPL) 0.22%

Total Assets $179,353,000

Total Deposits $143,478,000

Equity Capital $21,888,000

Net Income $845,000

Headquarters Westminster

Total Offices 1

Source: FDIC | Last Updated 09/30/2024

Customer Reviews

ydJS

★★★★★

December 17, 2025

VzmU

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Mountain View Bank of Commerce

Frequently Asked Questions About Mountain View Bank of Commerce

Is Mountain View Bank of Commerce a safe place to deposit money?

Yes, Mountain View Bank of Commerce is considered a safe financial institution. With a Texas Ratio of 1.8984870668619%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Mountain View Bank of Commerce operate?

Mountain View Bank of Commerce currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mountain View Bank of Commerce does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mountain View Bank of Commerce provides members with tools to manage their accounts and build a solid financial history.

Does Mountain View Bank of Commerce offer online and mobile banking?

Most modern institutions like Mountain View Bank of Commerce provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mvbofc.com.