Horatio State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Horatio State BankToday's 12-month CD rates can be found at 4.45%, 6-month CD rates at 1.76% and 3-month CD rates at 4.20%. Current savings rates are at 0.40% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 15.74%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Horatio State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Horatio State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Horatio State Bank CD rates. You can also compare Horatio State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Horatio State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Horatio State Bank? Share your experience about Horatio State Bank by leaving a review below, or read customer reviews before you decide to use Horatio State Bank.

Horatio State Bank Texas Ratio

Horatio State Bank's Texas Ratio is at 11.26%, which is considered excellent. The Texas Ratio for Horatio State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Horatio State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Horatio State Bank
123 W Main St
Horatio, AR 71842
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Horatio State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
12-Month CD
4.40%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
Online Savings
4.25%
$1
Harrison County Bank
Harrison County Bank
12-Month CD
4.25%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.00%
$500
Community Bank of Wichita
Community Bank of Wichita
48-Month CD
3.97%
$500
Texas Heritage National Bank
Texas Heritage National Bank
12-Month CD
3.92%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
36-Month CD
3.80%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
3.80%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
48-Month CD (relationship)
3.75%
$500
Bank of Brenham
Bank of Brenham
12-Month CD (Jumbo)
3.60%
$100,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
Vermont State Bank
Vermont State Bank
12-Month CD
3.56%
$500
EverBank
EverBank
60-Month CD
3.50%
$1,000
State Bank of India US
State Bank of India US
60-Month CD
3.50%
$1,000
First Liberty Bank
First Liberty Bank
24-Month CD
3.50%
$2,500
First Nebraska Bank
First Nebraska Bank
36-Month CD
3.14%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
24-Month CD
3.09%
$1,000
Lyndon State Bank
Lyndon State Bank
24-Month CD
3.04%
$100
Pentagon Federal Credit Union
Pentagon Federal Credit Union
36-Month CD
3.00%
$1,000
Gate City Bank
Gate City Bank
12-Month CD
3.00%
$1,000
The Bank of Bennington
The Bank of Bennington
36-Month CD
3.00%
$500
TriCentury Bank
TriCentury Bank
48-Month CD
3.00%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
48-Month CD
3.00%
$1,000
Superior National Bank
Superior National Bank
36-Month CD
3.00%
$500
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
2.75%
$500,000
Warren-Boynton State Bank
Warren-Boynton State Bank
60-Month CD
2.51%
$1,000
Service Federal Credit Union
Service Federal Credit Union
48-Month CD
2.45%
$500
First State Bank of Porter
First State Bank of Porter
48-Month CD
2.32%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
36-Month CD
2.32%
$1,000
United Republic Bank
United Republic Bank
18-Month CD
2.25%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
2.00%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
60-Month CD
2.00%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Business Money Market
1.90%
$0
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
48-Month CD
1.51%
$500
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
1.48%
$1,000
Farmers Trust and Savings Bank Spencer, IA
Money Market
1.46%
$250,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
Simple Savings
0.65%
$0
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
The Victory Bank
The Victory Bank
18-Month CD
0.55%
$500
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Diamond Checking
0.50%
$100
Bank of Elgin
Bank of Elgin
Pass Book Savings
0.40%
$0
First State Bank New London, WI
First State Bank New London, WI
3-Month CD
0.40%
$5,000
New Haven Bank
New Haven Bank
12-Month CD
0.15%
$500
Comerica
Comerica
36-Month CD
0.15%
$1
Schuyler Savings Bank
Schuyler Savings Bank
Passbook Savings
0.10%
$10
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
Bank of Lake Mills
Bank of Lake Mills
Savings
0.10%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Horatio State Bank rate data right now, check back for updates, we are adding rates all the time.

Horatio State Bank Information

Horatio State Bank
123 W Main St
Horatio, AR 71842
Sevier
Established Date: 05/05/1905
FDIC Certificate #: 109
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PIONEER BANCSHARES HORATIO ARK
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Horatio State Bank FDIC Insured? Yes
What is Horatio State Bank's Cert number? 109
What is the maximum amount for insured deposits? $250,000 per holder, per account

Horatio State Bank Financials

Total Assets:
$300,810,000
Total Deposits:
$268,970,000
Equity Capital:
$31,077,000
Domestic Deposits:
$268,970,000
Net Income:
$494,000
Return on Assets:
1.1054%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.8818%
Pretax Quarterly Return on Assets:
0.8800%
Return on Equity:
9.9500%
Quarterly Return on Equity:
6.4000%
Leverage Tier 1 (Core Capital) Ratio:
12.2518%
Total Interest Income (YTD):
6.2722%
 
 
Headquarters:
Horatio
FDIC Field Office:
Little Rock
Regulator:
FDIC
County:
Sevier
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

current-30-year-mortgage-rates-at-507-mbaThe Mortgage Bankers Association released its weekly Mortgage Application Survey showing an increase in mortgage interest rates this week. The increase in mortgage rates was in 30 year mortgage rates, 15 year mortgage rates and one year adjustable mortgage rates.
current-mortgage-rates-suntrust-mortgage-rates1SunTrust Bank of Atlanta, Georgia, is advertising some of the best mortgage rates available today. The current mortgage rate for a conventional 30-year fixed mortgage is 5.125 percent with .0375 discount points. 
iGObanking.com MMA 50K rates are now at 1.09 percent with a yield of 1.10 percent. View the current MMA 50K rates at iGObanking.com below.

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Horatio State Bank Reviews

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