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Firestone Federal Credit Union

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Firestone Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firestone Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Firestone Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.56%, 6-month share certificate rates at 2.25% and 3-month share certificate rates at 2.02%. Savings rates are at 0.05% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 7.13%. All these rates can be compared to Firestone Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Firestone Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.02%. Rates were last updated on 05/15/2026.

Firestone Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firestone Federal Credit Union? Share your experience about Firestone Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Firestone Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.02%

Excellent Lower than avg

Firestone Federal Credit Union
Main Office

31 Hanna Pkwy
Coventry township, OH 44319

http://www.fofcu.com/

Firestone Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
1st Mortgage	-	-	5.60%	120
Details Cannot exceed 80% loan to value. Up to 120 Months. $500,000 maximum Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%
1st Mortgage	-	-	5.70%	180
Details Cannot exceed 80% loan to value. Up to 180 Months. $500,000 maximum Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%
1st Mortgage	-	-	5.80%	180
Details Cannot exceed 90% loan to value. Up to 180 Months. $500,000 maximum Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%
1st Mortgage	-	-	5.90%	240
Details Cannot exceed 80% loan to value. Up to 240 months. $500,000 maximum Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%
1st Mortgage	-	-	6.00%	240
Details Cannot exceed 90% loan to value. Up to 240 months. $500,000 maximum Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%
1st Mortgage	-	-	6.10%	360
Details Cannot exceed 80% loan to value. Up to 360 months. $500,000 maximum Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%
1st Mortgage	-	-	6.30%	360
Details Cannot exceed 90% loan to value. Up to 360 months. $500,000 maximum. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.02%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Firestone Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Firestone Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firestone Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firestone Federal Credit Union

Website http://www.fofcu.com/

Address 31 Hanna Pkwy, Coventry township, OH 44319

Phone 234-352-1100

Fax 330-724-2590

President Kenneth Rachubka

CEO Catherine Lojkovic

Full-Time Employees 7

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.02%

Return on Assets (ROA)

-0.3654%

Return on Equity (ROE)

-2.1305%

Non-Performing Loans Ratio (NPL)

1.41%

Total Assets

202,222,302

Total Amount of Shares and Deposits

167,673,890

Total Shares and Deposits < 1 Year

154,529,003

Total Shares and Deposits 1 3 Years

12,432,035

Total Shares and Deposits > 3 Years

712,852

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,812,666

Total Uninsured Shares and Deposits > $250K (F+J)

5,812,666

Total Insured Shares and Deposits > $250K (item 17 less item K)

161,861,224

Total Interest Expense (Sum of items 6 8)

2,580,644

Share Certificates

1,423

IRA KEOGH Accounts

686

Number of Accounts for Regular Shares

8,032

Net Income (unless the amount is already included in Undivided Earnings)

-738,867

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,601,000

Total Liabilities

167,681,116

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Firestone Federal Credit Union earned the Verified Strong badge

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Customer Reviews

There are no reviews for Firestone Federal Credit Union yet. Feel free to create one below.

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Total Reviews

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Frequently Asked Questions About Firestone Federal Credit Union

How many branches does Firestone Federal Credit Union operate?

Firestone Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firestone Federal Credit Union?

Yes, to access services at Firestone Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firestone Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firestone Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firestone Federal Credit Union offer online and mobile banking?

Most modern institutions like Firestone Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.fofcu.com/.