Farmers and Merchants Bank Berlin, WI Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Farmers and Merchants Bank Berlin, WI's CD Special rates are at 3.77%, CD Special rates are at 3.76%, CD Special rates are at 3.50%, CD Special rates are at 3.00%, CD Special rates are at 2.75%. Farmers and Merchants Bank Berlin, WI's savings rates are at 0.05%. Farmers and Merchants Bank Berlin, WI's money market rates are at 0.25%.
Rate Updates and AvailabilityFarmers and Merchants Bank Berlin, WI money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers and Merchants Bank Berlin, WI? Share your experience about Farmers and Merchants Bank Berlin, WI by leaving a review below, or read customer reviews before you decide to use Farmers and Merchants Bank Berlin, WI. Farmers and Merchants Bank Berlin, WI Texas RatioFarmers and Merchants Bank Berlin, WI's Texas Ratio is at 1.57%, which is considered excellent. The Texas Ratio for Farmers and Merchants Bank Berlin, WI is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Farmers and Merchants Bank Berlin, WI has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Farmers and Merchants Bank Berlin, WI is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Farmers and Merchants Bank Berlin, WI CD Rates
Farmers and Merchants Bank Berlin, WI Savings Rates
Farmers and Merchants Bank Berlin, WI Money Market Rates
Farmers and Merchants Bank Berlin, WI Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Farmers and Merchants Bank Berlin, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Farmers and Merchants Bank Berlin, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Farmers and Merchants Bank Berlin, WI's official website for the most current offers and terms.
Bank Profile & OverviewFarmers and Merchants Bank Berlin, WI
123 W Huron StBerlin, WI 54923 Green Lake Established Date: 12/02/1940 FDIC Certificate #: 15779 Date of FDIC Deposit Insurance: 12/02/1940 Bank Holding Company: KUJAWA FAMILY HOLDINGS INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.fmberlin.com
Is Farmers and Merchants Bank Berlin, WI FDIC Insured? Yes
What is Farmers and Merchants Bank Berlin, WI's Cert number? 15779
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$884,020,000
Total Deposits:
$743,050,000
Equity Capital:
$66,270,000
Net Income:
$3,106,000
Return on Assets (ROA):
1.2048%
Return on Equity (ROE):
16.0900%
Headquarters:
Berlin
Regulator:
FED
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Farmers and Merchants Bank Berlin, WIHow do I open an account at Farmers and Merchants Bank Berlin, WI?You can typically open an account at Farmers and Merchants Bank Berlin, WI by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Farmers and Merchants Bank Berlin, WI provides a range of mortgage and home equity products. Is Farmers and Merchants Bank Berlin, WI a safe place to deposit money?Yes, Farmers and Merchants Bank Berlin, WI is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Farmers and Merchants Bank Berlin, WI offer online and mobile banking?Most modern institutions like Farmers and Merchants Bank Berlin, WI provide digital access including online balance checks and transfers. Compare to other Banks |
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