What are the current interest rates at Peoples Bank Clive, IA?

Current rates for Peoples Bank Clive, IA include: Savings: 0.05%

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Peoples Bank Clive, IA

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Peoples Bank Clive, IA Rates & Review August 2026

Q: How many branches does Peoples Bank Clive, IA operate?

Peoples Bank Clive, IA currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Peoples Bank Clive, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Clive, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Peoples Bank Clive, IA's 27-Month CD rates are at 3.80%, 15-Month Bump CD rates are at 3.60%. Peoples Bank Clive, IA's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Peoples Bank Clive, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.07%. Rates last updated and verified on 08/28/2026.

Peoples Bank Clive, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Clive, IA? Share your experience about Peoples Bank Clive, IA by leaving a review below, or read customer reviews before you decide to use Peoples Bank Clive, IA.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.07%

Excellent Lower than avg

Peoples Bank

12701 University Ave
Clive, IA 50325

https://www.mypeoples.bank

Peoples Bank Clive, IA CD Rates

Product	Rate	APY	Term
27 Month CD	-	3.80%	27 Month
Min Deposit $5,000 Min Balance $1,000 Details For customers 19 and under, $1,000 minimum balance required to open account and to obtain the annual percentage yield. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.07%
15 Month Bump CD	-	3.60%	15 Month
Min Deposit $5,000 Min Balance $1,000 Details Customer may request the interest rate and APY to be changed one-time during the initial term of the Certificate of Deposit (CD) by calling 800-891-9389 or stopping in at a Peoples Bank branch. The rate adjustment is based on Peoples Bank special term CD that is within 6 months of the remaining term of the original CD. The closest CD term includes special term CDs offered by Peoples Bank at the time of the one-time bump request. The rate is adjusted for the remaining initial term of the CD. At maturity the CD will auto renew to a 12 month CD, and the one-time bump option will cease. Please call 800-891-9389 for current CD APYs and terms. For customers 19 and under, $1,000 minimum balance required to open account and to obtain the annual percentage yield. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.07%

Peoples Bank Clive, IA Savings Rates

Product	Rate	APY	View More
Peoples Savings Account	-	0.05%
Min Deposit $100 Min Balance $100 Details Ages 17 & under : No monthly service charge; Ages 18 & older: No monthly service charge with $100 minimum daily balance. The Annual Percentage Yield (APY) is accurate as of 2/21/2023 and subject to change after account opening. Fees may reduce earnings. Please contact a Peoples Bank banker for full terms of the account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.07%

Peoples Bank Clive, IA Checking Rates

Product	Rate	APY	View More
HYPE Checking	3.93%	4.00%
Min Deposit $50 Details Qualifications Required: 15 or more debit card purchases; One direct deposit or automatic payment Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.07%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Clive, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Clive, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Clive, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank Clive, IA

Bank Holding Company RIGLER INVESTMENT CO

Address 12701 University Ave, Clive, IA 50325 · Polk

Website https://www.mypeoples.bank

FDIC Certificate # 14692

Established 03/17/1917

FDIC Insurance Date 08/22/1934

Domestic Offices 8

Total Branches 8

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.07%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5505%

Return on Equity (ROE) 7.6000%

Non-Performing Loans (NPL) 0.23%

Total Assets $493,898,000

Total Deposits $430,830,000

Equity Capital $42,162,000

Net Income $4,559,000

Headquarters Clive

Total Branches and Offices 8

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Peoples Bank Clive, IA

How many branches does Peoples Bank Clive, IA operate?

Peoples Bank Clive, IA currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Clive, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Clive, IA provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Clive, IA offer online and mobile banking?

Most modern institutions like Peoples Bank Clive, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mypeoples.bank.