Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 3.85% and 3-month CD rates at 1.51%. Current savings rates are at 0.20% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 7.13%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.
To see how these rates compare to MyCBB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from MyCBB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with MyCBB CD rates. You can also compare MyCBB savings rates, MMA rates and mortgage rates using our other rate lists.
MyCBB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MyCBB? Share your experience about MyCBB by leaving a review below, or read customer reviews before you decide to use MyCBB.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Our apologies, we do not have MyCBB rate data right now, check back for updates, we are adding rates all the time.
Seven different Banks changed CD rates the past day. The CD rate changes were to both short term and long term certificates of deposit. You can see how these new CD rates compare with other bank's rates for similar CD terms at MonitorBankRates.com.
A few banks have increased their rates, so average deposit rates are slightly higher this week. Variable deposit rates have been stable so far in 2016 but that will change in the coming months. The biggest force behind any deposit rate increases is the Federal Open Market Committee (FOMC). The FOMC meets again in less than 2 weeks to decide on interest rate policy.The Fed is widely expected to keep the fed funds rate in the current range of 0.25 percent to 0.50 percent. As of today, there is a 90.5 percent chance the Fed won't increase the fed funds rate according to the CME Group's Fed Watch Tool. The next Fed meeting is in March and as of today there is only a 34.5 percent probability the Fed will increase the rate during that meeting.Deposit rates will move higher in 2016. The question isn't if, but when. Listed below are this week's best savings rates and money market rates. Read more...
2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.Let's look forward to higher fixed and variable bank rates in 2016. Listed are the best savings rates and money market rates on Christmas Day 2015. You can check on all current deposit rates by searching our database of interest rates at MonitorBankRates.com.Best Savings Rates Christmas DayRead more...
The Fed meets in just over a month to decide on monetary policy. The strong November employment report makes it more likely the Fed participants will vote to increase the fed funds rate. A higher fed funds rate will lead to higher variable deposit rates, possibly as soon as next month.
November's unemployment rate fell to 5.00 percent and average hourly earnings have risen by 2.5 percent over the past year. The unemployment rate is now at the lowest level since April 2008, just before the financial crisis. The rate is also at a point where many Fed officials see as consistent with full employment.
Full employment and higher wage growth should force the Fed to vote on increasing rates. The CME Group's Fed Watch Tool puts the probability of a rate hike in December at 65.9 percent. Whether or not the rate is increased will depend on December's employment report.
The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.
The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.
The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.
Banks kept variable deposit rates near current levels because the Federal Reserve decided not to increase the fed funds rate. The Fed meets again this month to decide interest rate policy and it's looking less likely the Fed will increase the rate this month.
The CME Group's FedWatch Tool has only about a 5 percent chance of a change in monetary policy at the October Fed meeting. Listed below are the best savings rates and money market rates. You can search our rate database for both national and regional rates at SavingsAccount.MonitorbankRates.com
By now you have probably heard the Fed didn't increase the fed funds rate this month so deposit rates have mostly remained the same. There is still hope for an increase in October's meeting but a lot will depend on September's employment report due to be released on Friday.
September 30, 2015 Deposit Rate Report
Best Money Market Rates
EverBank 0.61% Yield 1.11%
Dime 0.20% Yield 1.10%
Northeast Bank 1.09% Yield 1.10%
iGObanking.com 1.09% Yield 1.09%
ableBanking 1.00% Yield 1.00%
Sallie Mae Bank 0.90% Yield 0.90%
Ally Bank 0.85% Yield 0.85%
Synchrony Bank 0.85% Yield 0.85%
MyCBB 0.83% Yield 0.83%
Best Savings Rates
My Savings Direct 1.09% Yield 1.10%
Radius Bank 1.09% Yield 1.10%
The Palladian Private Bank 0.90% Yield 1.10%
Synchrony Bank 1.04% Yield 1.05%
CIT Bank 1.04% Yield 1.05%
GE Capital Bank1.04% Yield 1.05%
Barclays Bank 1.00% Yield 1.00%
iGObanking.com 1.00% Yield 1.00%
Ally Bank 1.00% Yield 1.00%
Discover Bank 0.95% Yield 0.95%
American Express Bank 0.90% Yield 0.90%
Average Deposit Rates
Money Market/Savings Min Deposit $10,000 Current Average Rate 0.510%
Money Market/Savings Min Deposit $25,000 Current Average Rate 0.600%
Money Market/Savings Min Deposit $50,000 Current Average Rate 0.610%
The Federal Open Market Committee meets in just over a week to decide on interest rates. August job's report, released last Friday, showed the labor market continuing to improve, adding pressure to the Fed to increase the fed funds rates.Whether or not the FOMC actually increases the fed funds rate is still up in the air. We hope the fed funds rate is increased 0.25 percent, so banks with the best rates will also increase their rates 0.25 percent. A few banks did change their rates this past week but there are no new high rates to report.The changes in rates are listed below along with the best CD rates currently available. Read more...
There were no changes to the highest CD rates available in our database this week. Financial institutions are probably holding tight on rates to see if the Federal Reserve increases the fed funds rates next month. An increase was more than likely but the recent equity market declines have made an increase less likely.If an increase doesn't happen in September, there is still a chance a rate increase will happen this year. After September's meeting, there are two more meetings in October and December. The CME Group has a FedWatch Tool which you can use to quickly gauge the market’s expectations of potential changes to the Fed Funds target rate.As of August 28, the FedWatch has market's expectation of a rate hike in September at 24 percent, a rate hike happening in October at 34 percent, and a hike in December at 52 percent. Read more...
There were only 2 CD rate changes this week as financial institutions wait for the September Federal Reserve meeting and potential rate hike. My e-BAnC by BAC Florida Bank increased their 18 month rate 1 basis point to 1.21 percent APY and EverBank lowered their 4 year rate to 1.87 percent, a decline of 4 basis points.The Fed's July meeting minutes were released yesterday. The minutes showed Fed officials are struggling to get comfortable with raising interest rates next month. Fed officials are ready to increase rates because they believe the economy will continue to gain traction but inflation is still well below the point needed to increase rates.Consumer prices (CPI) over the past 12 months increased only 0.02 percent according to the government's CPI report. Consumer inflation at 0.02 percent is well below the 2 percent rate the Fed considers healthy enough to increase interest rates. Read more...
Listed below are the top savings rates and money market rates for the week ending August 14th. The only increase in the top rates was from EverBank, the bank increased their promo money market rate from 1.01% APY to 1.10% APY.Highest Savings Rates
There were several changes to CD rates this week. The good news is, most of the changes were higher and there was only 1 decrease. The biggest increases were on EverBank's 3 month rate and E-Loan's 3 year rate. E-Loan also had the majority of increases this week.EverBank's 3 month rate was increased from 0.35 percent to 0.55 percent. Everbank's 3 month rate is now tied with California First National Bank for the best 3 month rate in our database. E-Loan's 3 year rate was increased from 1.65 percent to 1.85 percent. E-Loan now has the best 3 year CD rate and the best rate for several other CD terms.E-Loan also increased their 5 year CD rate and their 18 month CD rate. E-Loan's 5 year CD rate is now at 2.45 percent, the highest 5 year rate in our database. E-Loan's 18 month rate is now at 1.35 percent, the highest 18 month rate in our database. Read more...
Average CD rates moved higher this week for all CD terms with the exception of 3 month rates. The biggest average CD rate increase was on the longest term certificates of deposit. 5 year CD rates on average increased from 1.66 percent last week to 1.76 percent this week.Listed below are average CD rates and the best CD rates for certificate of deposit terms ranging between 2 months and 5 years.Average CD Rates August 3, 2015Read more...
The best savings rates and money market rates remained the same this week. The Federal Reserve had a chance to increase interest rates this past week but kept the fed funds rate at the current level. Since the Fed didn't move on interest rates, banks kept their rates the same.Keeping the fed funds rate near zero percent was expected but the Fed did set the stage for an interest rate hike. An increase will come in the next several months, possibly as soon as the Fed's September meeting.
Information received since the Federal Open Market Committee met in June indicates that economic activity has been expanding moderately in recent months. The labor market continued to improve, with solid job gains and declining unemployment. .The Committee continues to see the risks to the outlook for economic activity and the labor market as nearly balanced.
It is hard to believe we might be less than 2 months away from higher CD rates when the FOMC increases the fed funds rate. Banks and credit unions have been increasing rates, but for the most part the increases have been small. In this week's CD Rate Report, there were a handful of rate increases and a couple rate decreases.Most of the higher rate changes were to longer term certificates of deposit. The largest increase was 0.13 percent to EverBank's 3 year CD rate. The rate was increased from 1.52 percent to 1.65 percent. Silvergate Bank now as the best 3 year rate at 1.65 percent with an APY of 1.66 percent. E-Loan.com and EverBank are now tied for having the best 4 year CD Rate at 1.91 percent and 5 year CD rate at 1.31 percent.Also in this report, average CD rates were down across the board. Listed below is this week's CD Rate report. Read more...
This past week we had 8 banks in our database increased their CD rates and 1 bank that lowered their CD rate. There are new top rates on the 2 year rate list and 3 year rate list.Silvergate Bank now has the top 2 year CD rate at 1.51 percent with a yield of 1.52 percent.Sallie Mae Bank now has the best 3 year CD rate at 1.59 percent with a yield of 1.60 percent. Read more...
Banks and credit unions have been all over the place with their rates. In our database of CD rates, there were 9 CD rate increases and 8 CD rate decreases in June. Average CD rates on 2 year, 3 year and 5 year certificates of deposit moved slightly higher while 3 month and 6 month rates were unchanged.The biggest decrease the past month was from Chartway Federal Credit Union. CFCU's 6 month rate was lowered from 0.85 percent to 0.70 percent. The largest increase was from Synchrony Bank. The bank's 2 year CD rate was increased from 1.15 percent to 1.25 percent.CD Rates will remain near current levels until the Federal Open Market Committee increases the federal funds rate. Most Fed watchers anticipate an increase during the FOMC's September meeting. The amount of the increase will probably be 0.25 percent, which will send the best CD rates in our database up by the same amount. Read more...
Savings account rates continue to move higher this month as several banks have increased their savings rates. We also have a new best rate in our variable rate database. My Savings Direct's savings rates are now at 1.24 percent with an APY of 1.25 percent.For the first time in several years, the highest savings rate in our database now matches the highest 1 year CD rates available. Prior to My Savings Direct's increase, the top savings rates were about 10 to 15 basis points below the top 1 year CD rate.You now can get the same rate with a variable rate account without committing to locking into a rate for a year. Why should this matter? Because deposit rates are moving higher over the next couple of months once the federal funds rate is increased. Read more...
A couple of banks increased their CD rates this past week. California First National Bank increased their 6 month CD rate from 0.85 percent to 0.95 percent, putting them in second place in our 6 month rate database. CIT Bank increased their 2 year CD rate from 1.35 percent to 1.40 percent.These increases were small and we won't see any major increases in deposit rates until the Federal Open Market Committee increases their key benchmark interest rate. There is a slight chance the FOMC might increase the rate during their June meeting (June 16th and 17th).If a rate increase doesn't happen this month, July will be the next target for an increase. The FOMC will meet again on July 28th and July 29th to discuss monetary policy. May and June's employment reports will be driving factors on whether or not the rate is increased. Read more...
Another quiet week for CD rates, no big change in rates for short term or long term certificate of deposits. We don't expect any major changes in CD rates until the Federal Open Market Committee meets next month. If the FOMC does increase the federal funds rate, banks will follow with higher deposit rates.The best CD rate deal in our rate database is MyCBB Bank's 2 month CD rate at 0.80 percent. Investing in short term certificates of deposit right now makes sense because rates are moving higher this year. MyCBB Bank's rate is also higher than all 3 month rates in the database and better than most 6 month rates.Colorado Federal Savings Bank increased their CD rates and the bank is now listed in most of the rate lists below. Capital One Bank also increased their rates and made some of the lists. California First National Bank increased their 6 month rate from 0.85 percent to 0.95 percent. EverBank made small increases to their rates, a couple basis points higher. Discover Bank lowered their 5 year CD rate 10 basis points. Read more...
By now you must have heard the news that the Federal Reserve will increase their key-benchmark interest rate in 2015. When the federal funds rate is increased, CD rates and other bank rates will also increase. Higher rates is good news but you should position your CD investments for higher rates.If you have any certificate of deposit accounts maturing over the next 6 months you should invest in shorter term CDs. This is especially true for long term CD accounts maturing, most banks will automatically roll over your CD into another long term CD.So pay attention to the maturity dates, the last thing you want to do is lock into another 5 year CD at 2.50 percent. You'll have to either watch rates move above the low rate you locked-in or pay an early withdrawal penalty. By the end of 2015, or by early 2016, 1 year CD rates will probably be at 2.50 percent. Read more...
Listed below are this week's CD rates for certificate of deposit terms ranging between 1 month and 5 years. There have been slight functions in rates offered by banks and credit unions this week. We will have to wait until the FOMC increases the fed funds rate for bigger changes in rates. Also listed below are this week's average CD rates, derived from the CD rate database.
The national average six month certificate of deposit rate is 0.77 percent this morning, but you can find 6 month CD rates higher than the national average rate.
Mortgage rates moved slightly higher this week but are not much higher from all-time lows. 30-year mortgage rates are currently averaging 3.69 percent, up from the prior week's average 30-year rate of 3.68 percent. If you're looking for a mortgage to purchase a home or refinance an existing loan, you can easily find 30-year mortgage rates below the average of 3.69 percent. For example, right now on our mortgage rate tables there are lenders quoting 30-year mortgage rates at 3.00 percent.
TriState Capital Bank recently increased CD rates on the bank's short term and intermediate term jumbo certificates of deposit. TriState Capital Bank is headquartered in Pittsburgh, Pennsylvania. Deposits are insured by the FDIC up the maximum allowed by law. TriState Capital Bank's FDIC certificate number is 58457. The Bank receives a 4 out of 5 star rating.
TriState Capital Bank Jumbo CD Rate Changes
Bank
Product
Rate (new / old)
Yield (new / old)
TriState Capital Bank
6 month jumbo CD
0.70 / 0.65
0.70 / 0.65
TriState Capital Bank
1 yr jumbo CD
0.95 / 0.90
0.95 / 0.90
TriState Capital Bank
2 yr jumbo CD
1.15 / 1.10
1.15 / 1.10
TriState Capital Bank
18 month jumbo CD
1.05 / 1.00
1.05 / 1.00
Complete List of Current Tristate Capital Bank CD Rates
TriState Capital Bank Jumbo CD Rates
Product
APY
Rate
Min. Deposit
6 month jumbo CD
0.700%
0.700%
$100,000.00
1 yr jumbo CD
0.950%
0.950%
$100,000.00
2.5 yr jumbo CD
1.150%
1.150%
$100,000.00
2 yr jumbo CD
1.150%
1.150%
$100,000.00
18 month jumbo CD
1.050%
1.050%
$100,000.00
3 yr jumbo CD
1.300%
1.290%
$100,000.00
You can see how these new jumbo CD rates compare with other bank CD rates by searching our rate database at MonitorBankRates.com.