Farmers and Merchants Bank Lafayette, AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Farmers and Merchants Bank Lafayette, ALToday's 12-month CD rates can be found at 4.80%, 6-month CD rates at 3.82% and 3-month CD rates at 0.50%. Current savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 17.99%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Farmers and Merchants Bank Lafayette, AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers and Merchants Bank Lafayette, AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers and Merchants Bank Lafayette, AL CD rates. You can also compare Farmers and Merchants Bank Lafayette, AL savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers and Merchants Bank Lafayette, AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers and Merchants Bank Lafayette, AL? Share your experience about Farmers and Merchants Bank Lafayette, AL by leaving a review below, or read customer reviews before you decide to use Farmers and Merchants Bank Lafayette, AL.

Farmers and Merchants Bank Lafayette, AL Texas Ratio

Farmers and Merchants Bank Lafayette, AL's Texas Ratio is at 17.13%, which is considered excellent. The Texas Ratio for Farmers and Merchants Bank Lafayette, AL is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers and Merchants Bank Lafayette, AL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers and Merchants Bank Lafayette, AL
2 1st St Ne
Lafayette, AL 36862
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Farmers and Merchants Bank Lafayette, AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
eRelationship Savings Account
4.81%
$25,000
NVE Bank
NVE Bank
13-Month CD special
4.60%
$10,000
Consumers National Bank
Consumers National Bank
11-Month CD
4.35%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD share
4.21%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
17-Month CD
4.00%
$500
Thayer County Bank
Thayer County Bank
24-Month CD
3.79%
$2,500
Connecticut Community Bank
Connecticut Community Bank
12-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.66%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Pathway Bank
Pathway Bank
24-Month CD
3.50%
$1,000
First National Bank in Marlow
First National Bank in Marlow
36-Month CD
3.38%
$500
Osgood Bank OB
Osgood Bank OB
12-Month CD
3.30%
$1,000
First Nebraska Bank
First Nebraska Bank
24-Month CD
3.14%
$500
First Nebraska Bank
First Nebraska Bank
18-Month CD
3.14%
$500
ESB Bank
ESB Bank
3-Month CD
3.10%
$10,000
State Bank of De Kalb
State Bank of De Kalb
60-Month CD
3.09%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
48-Month CD
3.03%
$500
Cleveland State Bank
Cleveland State Bank
60-Month CD
3.02%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
12-Month CD
3.00%
$500
Deerwood Bank
Deerwood Bank
24-Month CD
2.98%
$500
Peoples Bank & Trust Co.
36-Month CD
2.78%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
59-Month CD (special)
2.75%
$5,000
Profile Bank
Profile Bank
12-Month CD
2.53%
$500
Chelsea Savings Bank
Chelsea Savings Bank
48-Month CD
2.52%
$20,000
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
West Shore Bank
West Shore Bank
48-Month CD
2.52%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$2,500
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
T Bank
T Bank
6-Month CD
2.20%
$1,000
Stryv Bank
Stryv Bank
24-Month CD
2.02%
$1,000
Harvest Bank
Harvest Bank
Investors Savings Account
1.90%
$50
Elevate Bank
Elevate Bank
36-Month CD
1.71%
$1,000
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
TrustCo Bank
TrustCo Bank
24-Month CD
1.50%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
The Bank of Brodhead
The Bank of Brodhead
48-Month CD
1.20%
$500
First Bank Hampton
First Bank Hampton
Loyalty Checking
0.75%
$7,500
1st Colonial Community Bank
1st Colonial Community Bank
Business Statement Savings
0.65%
$0
Bank Northwest
Bank Northwest
36-Month CD
0.60%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
18-Month CD
0.50%
$500
Nevada B&T Co.
Nevada B&T Co.
Variable Rate Savings
0.50%
$50
The Bank of Bennington
The Bank of Bennington
Savings
0.50%
$0
Community Bank of Missouri
Community Bank of Missouri
18-Month CD
0.40%
$500
First National Bank of Shiner
First National Bank of Shiner
Money Market
0.40%
$250,000
Greene County Commercial Bank
Greene County Commercial Bank
12-Month CD
0.25%
$1,000
Marblehead Bank
Marblehead Bank
24-Month CD
0.25%
$500
Clinton Savings Bank
Clinton Savings Bank
eXPERIENCE Online Savings Account
0.15%
$100
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Statement Savings
0.05%
$1
Global Bank
Global Bank
Now Account
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Farmers and Merchants Bank Lafayette, AL rate data right now, check back for updates, we are adding rates all the time.

Farmers and Merchants Bank Lafayette, AL Information

Farmers and Merchants Bank Lafayette, AL
2 1st St Ne
Lafayette, AL 36862
Chambers
Established Date: 01/30/1934
FDIC Certificate #: 13887
Date of FDIC Deposit Insurance: 02/13/1934
Bank Holding Company: FARMERS&MERCHANTS BANCSHARES
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Farmers and Merchants Bank Lafayette, AL FDIC Insured? Yes
What is Farmers and Merchants Bank Lafayette, AL's Cert number? 13887
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers and Merchants Bank Lafayette, AL Financials

Total Assets:
$268,594,000
Total Deposits:
$248,547,000
Equity Capital:
$12,499,000
Domestic Deposits:
$248,547,000
Net Income:
$735,000
Return on Assets:
1.1006%
Quarterly Return on Assets:
1.1000%
Pretax Return on Assets:
1.3708%
Pretax Quarterly Return on Assets:
1.3700%
Return on Equity:
16.3000%
Quarterly Return on Equity:
25.9500%
Common Equity Tier 1 Capital Ratio:
17.9728%
Tier 1 Risk-Based Capital Ratio:
17.9728%
Leverage Tier 1 (Core Capital) Ratio:
10.9683%
Total Risk-Based Capital Ratio (YTD):
18.5715%
Total Interest Income (YTD):
3.5874%
 
 
Headquarters:
Lafayette
FDIC Field Office:
Montgomery
Regulator:
FDIC
County:
Chambers
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Refinance rates moved higher this week over last thanks to higher bond yields. Current refinance rates on 30 year home loans are averaging 4.13%, an increase from last week’s average 30 year refinance rate of 4.09%. Today's refinance rates on 15 year home loans are averaging 3.39%, up from last week’s average 15 year refinance rate of 3.36%.
The Federal Open Market Committee (FOMC) wrapped up their two day meeting yesterday and released a statement showing no changes in current monetary policy. The FOMC will continue to keep the fed funds rate near zero percent, buy $40 billion a month in agency mortgage-backed securities and $45 billion a month in long term Treasuries.
Mortgage rates increased this week following bond yields higher. In Freddie Mac's Primary Mortgage Market Survey released today, fixed conforming 30 year mortgage rates averaged 4.80 percent with 0.7 mortgage points for the week ending January 27, 2011, up from the previous week’s average rate of 4.74 percent. 15 year conforming mortgage interest rates are averaging 4.09 percent with 0.7 points for the week ending January 27, 2011, an increase from the previous week’s survey when rates on 15 year mortgages averaged 4.05 percent with 0.7 mortgage points.

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