Bank of Alapaha CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of AlapahaToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.02% and 3-month CD rates at 4.00%. Current savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 7.90%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Alapaha CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Alapaha, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Alapaha CD rates. You can also compare Bank of Alapaha savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Alapaha money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Alapaha? Share your experience about Bank of Alapaha by leaving a review below, or read customer reviews before you decide to use Bank of Alapaha.

Bank of Alapaha Texas Ratio

Bank of Alapaha's Texas Ratio is at 2.76%, which is considered excellent. The Texas Ratio for Bank of Alapaha is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Alapaha is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Alapaha
245 Ne Railroad St
Alapaha, GA 31622
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank of Alapaha Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
Eagle High-Yield Savings
4.40%
$1,000
USAlliance Financial
USAlliance Financial
18-Month CD
4.35%
$500
MCT Credit Union
MCT Credit Union
12-Month CD
4.34%
$1,000
Fidelity
Fidelity
12-Month CD
4.05%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
24-Month CD
4.01%
$500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
12-Month CD
4.00%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
3.75%
$1,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
6-Month CD
3.56%
$10,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
48-Month CD
3.55%
$10,000
1st Advantage Bank
1st Advantage Bank
48-Month CD
3.21%
$500
FNB of Wyoming
FNB of Wyoming
36-Month CD
3.14%
$100
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
60-Month CD
3.00%
$0
The Bank of Bennington
The Bank of Bennington
24-Month CD
3.00%
$500
Superior National Bank
Superior National Bank
18-Month CD
3.00%
$500
New Albin Savings Bank
New Albin Savings Bank
Money Market
2.89%
$2,500
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
Foresight Bank
Foresight Bank
Money Market
2.53%
$100
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
12-Month CD
2.52%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
60-Month CD
2.50%
$500
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
SaviBank
SaviBank
18-Month CD
2.30%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
48-Month CD
2.27%
$500
First National Bank of Steeleville
First National Bank of Steeleville
36-Month CD
2.25%
$500
PeopleFirst Bank
PeopleFirst Bank
Max Rate Savings
2.00%
$0
American Bank
American Bank
Premium Money Market
2.00%
$0
Geddes Federal S&L
Geddes Federal S&L
24-Month CD
1.76%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
24-Month CD
1.55%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
3-Month CD
1.51%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
60-Month CD
1.50%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
36-Month CD
1.35%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
3-Month CD
1.26%
$5,000
USAA
USAA
60-Month CD
1.25%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Money Market
1.00%
$2,500
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
The Honesdale National Bank
The Honesdale National Bank
Select Money Market
0.85%
$25,000
Presence Bank
Presence Bank
48-Month CD
0.65%
$250
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Buckeye Community Bank
Buckeye Community Bank
60-Month CD
0.40%
$500
Schuyler Savings Bank
Schuyler Savings Bank
48-Month CD
0.30%
$1,000
FSB of Cando
FSB of Cando
Premier Money Market
0.25%
$1,000
Petefish, Skiles & Co. Bank
Regular Savings
0.20%
$0
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
OneLocal Bank
OneLocal Bank
Statement Savings
0.10%
$25
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Money Market
0.10%
$5,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Savings
0.10%
$100
BankGloucester
BankGloucester
Passbook Savings
0.10%
$10
Clay County Savings Bank
Clay County Savings Bank
Premier Plus Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Alapaha rate data right now, check back for updates, we are adding rates all the time.

Bank of Alapaha Information

Bank of Alapaha
245 Ne Railroad St
Alapaha, GA 31622
Berrien
Established Date: 03/25/1905
FDIC Certificate #: 155
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ALAPAHA HOLDING CO
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Bank of Alapaha FDIC Insured? Yes
What is Bank of Alapaha's Cert number? 155
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Alapaha Financials

Total Assets:
$227,464,000
Total Deposits:
$211,434,000
Equity Capital:
$14,190,000
Domestic Deposits:
$211,434,000
Net Income:
$293,000
Return on Assets:
0.7038%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.6814%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
12.0800%
Quarterly Return on Equity:
8.1600%
Common Equity Tier 1 Capital Ratio:
17.3065%
Tier 1 Risk-Based Capital Ratio:
17.3065%
Leverage Tier 1 (Core Capital) Ratio:
10.3190%
Total Risk-Based Capital Ratio (YTD):
18.5688%
Total Interest Income (YTD):
4.5781%
 
 
Headquarters:
Alapaha
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Berrien
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates continued their streak of record breaking new lows this week. Fixed conforming 30 year and 15 year mortgage rates today have made new all-time lows in Freddie Mac's Primary Mortgage Market Survey for the week ending July 26, 2012.
Mortgage rates declined this week over last following U.S. Treasury yields lower. Mortgage rates headed lower late last week when the disappointing job numbers for May came out and the debt crisis in Europe continued with Hungary being the latest concern. 30 year mortgage rates are down to 4.78 percent this week over last, down from the previous week's average mortgage rate of 4.96 percent.
The highest CD rates this well haven't changed much and won't for several more years. Today is the first day of the two day meeting of the Federal Open Market Committee. Recent weak economic news has most economic analysts believing that another round of quantitative easing is just around the corner.

Bank or Credit Union Offers and Deals

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5 Star Bank 1 Year CD Rates now at 0.85%
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Live Oak Bank 5 Year CD Rates now at 1.98%

Alternative Bank and Credit Union Offers to Explore

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Best National 1 Year CD Rates: Highest APY at 1.26%
Bread Financial CD Rates: Top Rate 5.60% APY 12-Month CD

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