Bank of Alapaha CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of AlapahaToday's 12-month CD rates can be found at 3.80%, 6-month CD rates at 1.00% and 3-month CD rates at 1.25%. Current savings rates are at 0.25% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Alapaha CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Alapaha, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Alapaha CD rates. You can also compare Bank of Alapaha savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Alapaha money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Alapaha? Share your experience about Bank of Alapaha by leaving a review below, or read customer reviews before you decide to use Bank of Alapaha.

Bank of Alapaha Texas Ratio

Bank of Alapaha's Texas Ratio is at 2.76%, which is considered excellent. The Texas Ratio for Bank of Alapaha is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Alapaha is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Alapaha
245 Ne Railroad St
Alapaha, GA 31622
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank of Alapaha Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
State Bank of St. Jacob
State Bank of St. Jacob
6-Month CD
4.65%
$2,500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
12-Month CD
4.42%
$2,000
TTNB Turbotville Bank
TTNB Turbotville Bank
6-Month CD
4.40%
$5,000
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Savings
4.25%
$100
1st Community Credit Union
1st Community Credit Union
12-Month CD
4.18%
$1,000
Raymond James Bank
Raymond James Bank
18-Month CD
4.15%
$1,000
Great Plains State Bank
Great Plains State Bank
12-Month CD
4.00%
$500
Riverland Bank
Riverland Bank
12-Month CD
4.00%
$1,000
Finance Factors
Finance Factors
12-Month CD (eCD)
3.85%
$1,000
First State Bank of Harvey
First State Bank of Harvey
12-Month CD
3.65%
$1,000
City National B&T Co. of Lawton, OK
36-Month CD
3.50%
$500
Ergo Bank
Ergo Bank
24-Month CD
3.28%
$500
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
60-Month CD
3.18%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
24-Month CD
3.02%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
48-Month CD
3.00%
$2,500
Charter Bank IA
Charter Bank IA
36-Month CD
3.00%
$1,000
Community First Bank
Community First Bank
36-Month CD
2.93%
$1,000
Touchmark Bank
Touchmark Bank
Business Platinum Money Market
2.80%
$250,000
First National Bank of Michigan
First National Bank of Michigan
36-Month CD
2.78%
$0
First Command Bank
First Command Bank
12-Month CD
2.75%
$1,000
Putnam County State Bank
Putnam County State Bank
18-Month CD
2.75%
$500
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.75%
$1,000
Home Bank of California
Home Bank of California
60-Month CD
2.69%
$10,000
AbbyBank
AbbyBank
24-Month CD
2.50%
$1,500
Capon Valley Bank
Capon Valley Bank
18-Month CD
2.27%
$100
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
12-Month CD
1.76%
$1,000
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
Murray Bank
Murray Bank
60-Month CD
1.50%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
36-Month CD
1.36%
$500
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
24-Month CD
1.00%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Money Market
0.75%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
12-Month CD
0.70%
$1,000
Main Street Bank Corp
Main Street Bank Corp
48-Month CD
0.50%
$1,000
Buckeye Community Bank
Buckeye Community Bank
60-Month CD
0.40%
$500
First Command Bank
First Command Bank
Money Market
0.30%
$0
FNB of Brownstown
Savings
0.25%
$2,500
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
First FSB of Kentucky
First FSB of Kentucky
3-Month CD
0.15%
$500
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
GreenLeaf Bank
GreenLeaf Bank
Savings
0.10%
$0
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Chester National Bank
Chester National Bank
Savings
0.05%
$100
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Savings
0.04%
$0
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Money Market
0.03%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Alapaha rate data right now, check back for updates, we are adding rates all the time.

Bank of Alapaha Information

Bank of Alapaha
245 Ne Railroad St
Alapaha, GA 31622
Berrien
Established Date: 03/25/1905
FDIC Certificate #: 155
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ALAPAHA HOLDING CO
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Bank of Alapaha FDIC Insured? Yes
What is Bank of Alapaha's Cert number? 155
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Alapaha Financials

Total Assets:
$227,464,000
Total Deposits:
$211,434,000
Equity Capital:
$14,190,000
Domestic Deposits:
$211,434,000
Net Income:
$293,000
Return on Assets:
0.7038%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.6814%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
12.0800%
Quarterly Return on Equity:
8.1600%
Common Equity Tier 1 Capital Ratio:
17.3065%
Tier 1 Risk-Based Capital Ratio:
17.3065%
Leverage Tier 1 (Core Capital) Ratio:
10.3190%
Total Risk-Based Capital Ratio (YTD):
18.5688%
Total Interest Income (YTD):
4.5781%
 
 
Headquarters:
Alapaha
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Berrien
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Today January 14, 2020Mortgage rates today on both conforming and jumbo mortgage loans are lower compared to last week's average rates. Mortgage rates tumbled over the summer of 2019, following the sharp decline in U.S. Treasury yields. Since that time, mortgage rates have been range-bound after hitting a low in September 2019. In the fall of 2019, mortgage rates were just above all-time lows hit in 2013. In fact, rates were poised to make new lows but rates slowly crept higher.
Mortgage rates are higher this past week after hitting record all-time lows last Monday. Current conforming 30 year mortgage rates are averaging 4.26 percent, up from last week’s average 30 year home mortgage rate of 4.07 percent. 3o year mortgage rates in Florida are slightly higher averaging 4.27 percent.

2 Year Jumbo CD rates at EverBank are currently at 1.11 percent with a yield of 1.12 percent. You can view a current list of EverBank CD rates along with reviews and the bank's financial information at EverBank CD Rates and Financial Information.

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