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Savings Bank of Walpole Rates & Review April 2026

Savings Bank of Walpole's Personal Loan Rates are at 11.69%. MonitorBankRates evaluates the financial stability of Savings Bank of Walpole with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates were last updated on 04/24/2026.

Savings Bank of Walpole money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Savings Bank of Walpole? Share your experience about Savings Bank of Walpole by leaving a review below, or read customer reviews before you decide to use Savings Bank of Walpole.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.37%
Excellent Lower than avg
Savings Bank of Walpole
68 Ames Plaza Ln
Walpole, NH 03608
https://www.walpolebank.com
Member FDIC

Savings Bank of Walpole Checking Rates

Product Rate APY View More
Senior Checking 0.03% 0.03%
Min Deposit $10
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Truly Free Checking 0.03% 0.03%
Min Deposit $10
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Savings Bank of Walpole Personal Loan Rates

Product Rate APR View More
Personal Unsecured 11.50% 11.69%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Savings Bank of Walpole is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Savings Bank of Walpole rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Savings Bank of Walpole's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Savings Bank of Walpole
Bank Holding Company NEW HAMPSHIRE MUTUAL BCORP
Address 68 Ames Plaza Ln, Walpole, NH 03608  ·  Cheshire
FDIC Certificate # 18030
Established 07/21/1875
FDIC Insurance Date 07/02/1959
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.37%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5654%
Return on Equity (ROE) 9.3200%
Non-Performing Loans (NPL) 0.07%
Total Assets $838,861,000
Total Deposits $766,815,000
Equity Capital $63,457,000
Net Income $6,325,000
Headquarters Walpole
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Savings Bank of Walpole

Is Savings Bank of Walpole a safe place to deposit money?

Yes, Savings Bank of Walpole is considered a safe financial institution. With a Texas Ratio of 1.3706254783274%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Savings Bank of Walpole operate?

Savings Bank of Walpole currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Savings Bank of Walpole does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Savings Bank of Walpole provides members with tools to manage their accounts and build a solid financial history.

Does Savings Bank of Walpole offer online and mobile banking?

Most modern institutions like Savings Bank of Walpole provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.walpolebank.com.