Northwest Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 4.14% and 3-month CD rates at 2.47%. Current savings rates are at 0.01% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates. Northwest Bank's 12-Month CD rates are at 4.09%, 18-Month CD rates are at 3.58%, 36-Month CD rates are at 3.49%, 24-Month CD rates are at 3.49%, 60-Month CD rates are at 3.40%. Northwest Bank's money market rates are at 1.55%.

Northwest Bank

To see how these rates compare to Northwest Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Northwest Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Northwest Bank CD rates. You can also compare Northwest Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Northwest Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Bank? Share your experience about Northwest Bank by leaving a review below, or read customer reviews before you decide to use Northwest Bank.

Northwest Bank Texas Ratio

Northwest Bank's Texas Ratio is at 2.10%, which is considered excellent. The Texas Ratio for Northwest Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Northwest Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.09%
18-Month CD
3.58%
24-Month CD
3.49%
36-Month CD
3.49%
48-Month CD
3.40%
60-Month CD
3.40%
Savings
N/A
MMA
1.55%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Northwest Bank
1750 W Front St
Boise, ID 83702
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Northwest Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Northwest Bank
Northwest Bank
12-Month CD
4.09%
$100
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
Northwest Bank
Northwest Bank
36-Month CD
3.49%
$1,000
Northwest Bank
Northwest Bank
24-Month CD
3.49%
$100
Northwest Bank
Northwest Bank
48-Month CD
3.40%
$100
Northwest Bank
Northwest Bank
60-Month CD
3.40%
$100
Northwest Bank
Northwest Bank
Money Market Plus
1.55%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Northwest Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Toyota Financial Savings Bank
Toyota Financial Savings Bank
12-Month CD
4.27%
$1
Goldwater Bank
Goldwater Bank
12-Month CD
4.25%
$500
BankPurley
BankPurley
12-Month CD
4.15%
$1,000
Bank of Magnolia
Bank of Magnolia
6-Month CD
4.07%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
24-Month CD
4.06%
$2,000
American National Bank
American National Bank
Money Market
4.00%
$25,000
Adams State Bank
Adams State Bank
24-Month CD
3.80%
$1,000
FNB of Hereford
FNB of Hereford
24-Month CD
3.78%
$50,000
FNB of Waterloo
FNB of Waterloo
36-Month CD
3.75%
$1,000
Consumers National Bank
Consumers National Bank
8-Month CD
3.50%
$1,000
Senath State Bank
Senath State Bank
24-Month CD
3.29%
$500
Madison County Bank
Madison County Bank
Money Market
3.15%
$90,000
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
First Bank Hampton
First Bank Hampton
36-Month CD
2.95%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
Y-12 Federal Credit Union
Y-12 Federal Credit Union
24-Month CD
2.75%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
12-Month CD
2.63%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
36-Month CD
2.52%
$250
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.50%
$1,000
MidCountry Bank
MidCountry Bank
12-Month CD
2.50%
$1,000
FirsTier Bank
FirsTier Bank
Money Market
2.00%
$100,000
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
36-Month CD
2.00%
$1,000
Collinsville Bank
Collinsville Bank
48-Month CD
1.75%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
1.50%
$5,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
36-Month CD
1.41%
$1,000
First National Bank in Amboy
First National Bank in Amboy
36-Month CD
1.10%
$1,000
Midland Community Bank
Midland Community Bank
36-Month CD
1.06%
$1,000
Hilltop National Bank
Hilltop National Bank
3-Month CD
0.75%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
24-Month CD
0.70%
$1,000
DB&T
DB&T
36-Month CD
0.60%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
18-Month CD
0.40%
$500
Sugar River Bank
Sugar River Bank
24-Month CD
0.40%
$500
Cecil Bank
Cecil Bank
24-Month CD
0.35%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
Money Market
0.30%
$2,500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
3-Month CD
0.30%
$500
Champlain National Bank
Champlain National Bank
Privilege Money Market
0.27%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
12-Month CD
0.25%
$500
The Valley State Bank
The Valley State Bank
6-Month CD
0.25%
$500
Bank of Kampsville
Bank of Kampsville
3-Month CD
0.25%
$2,500
HTLF Bank
HTLF Bank
Statement Savings
0.20%
$100
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
SSB Community Bank
SSB Community Bank
Money Market
0.15%
$10,000
Laona State Bank
Laona State Bank
Savings
0.10%
$0
Coastal Heritage Bank
Coastal Heritage Bank
Heritage Savings
0.05%
$500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Regular Savings
0.05%
$5
National Bank of Blacksburg
National Bank of Blacksburg
Statement Savings
0.03%
$1
Pataskala Banking Company
Pataskala Banking Company
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Northwest Bank Information

Northwest Bank
1750 W Front St
Boise, ID 83702
Ada
Established Date: 03/31/2008
FDIC Certificate #: 58752
Date of FDIC Deposit Insurance: 03/31/2008
Bank Holding Company: GWY LLC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 6
Is Northwest Bank FDIC Insured? Yes
What is Northwest Bank's Cert number? 58752
What is the maximum amount for insured deposits? $250,000 per holder, per account

Northwest Bank Financials

Total Assets:
$1,390,699,000
Total Deposits:
$1,103,560,000
Equity Capital:
$174,360,000
Domestic Deposits:
$1,103,560,000
Net Income:
$5,781,000
Return on Assets:
1.3907%
Quarterly Return on Assets:
1.7100%
Pretax Return on Assets:
2.2599%
Pretax Quarterly Return on Assets:
2.2600%
Return on Equity:
12.5800%
Quarterly Return on Equity:
13.5000%
Leverage Tier 1 (Core Capital) Ratio:
11.8323%
Total Interest Income (YTD):
6.8722%
 
 
Headquarters:
Boise
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Ada
# of Offices:
5
Metropolitan Statistical Area (MSA):
Boise City, ID
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

The best online savings rates continue to move higher for May 2018 and heading into June 2018. For about a decade now, we have been talking about online savings rates and money market rates moving lower. Then finally, about 18 months ago, we started writing about interest rates moving higher.
The Federal Open Market Committee (FOMC) wrapped up their two day meeting yesterday and released a statement showing no changes in current monetary policy. The FOMC will continue to keep the fed funds rate near zero percent, buy $40 billion a month in agency mortgage-backed securities and $45 billion a month in long term Treasuries.
EverBank is offering a promotional money market account that has one of the best savings rates around, at least for the first three months. The bonus savings account rate is currently at 3.01 percent.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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