Northwest Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 3.02% and 3-month CD rates at 0.66%. Current savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 17.99%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates. Northwest Bank's 12-Month CD rates are at 4.09%, 18-Month CD rates are at 3.58%, 36-Month CD rates are at 3.49%, 24-Month CD rates are at 3.49%, 60-Month CD rates are at 3.40%. Northwest Bank's money market rates are at 1.55%.

Northwest Bank

To see how these rates compare to Northwest Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Northwest Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Northwest Bank CD rates. You can also compare Northwest Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Northwest Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Bank? Share your experience about Northwest Bank by leaving a review below, or read customer reviews before you decide to use Northwest Bank.

Northwest Bank Texas Ratio

Northwest Bank's Texas Ratio is at 2.10%, which is considered excellent. The Texas Ratio for Northwest Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Northwest Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.09%

2.52%

18-Month CD

3.58%

2.27%

24-Month CD

3.49%

2.25%

36-Month CD

3.49%

2.18%

48-Month CD

3.40%

2.14%

60-Month CD

3.40%

2.26%

Savings

N/A

0.62%

MMA

1.55%

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Northwest Bank

1750 W Front St
Boise, ID 83702

https://www.northwest-bank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Northwest Bank

Northwest Bank CD Rates and Interest Rates

Northwest Bank

12-Month CD

4.09%

$100

Northwest Bank

18-Month CD

3.58%

$100

Northwest Bank

36-Month CD

3.49%

$1,000

Northwest Bank

24-Month CD

3.49%

$100

Northwest Bank

48-Month CD

3.40%

$100

Northwest Bank

60-Month CD

3.40%

$100

Northwest Bank

Money Market Plus

1.55%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Northwest Bank Rates with Other Competitive Bank and Credit Union Rates

First State Bank of Harvey

6-Month CD

4.14%

$1,000

PSECU

9-Month CD

4.00%

$500

Vinton County Bank

6-Month CD

4.00%

$2,500

Ally Bank

12-Month CD

3.85%

Federation Bank

9-Month CD

3.83%

$500

OBannon Bank

24-Month CD

3.80%

$1,000

CorTrust Bank

48-Month CD

3.75%

$500

VirtualBank

48-Month CD

3.67%

EverBank

24-Month CD

3.65%

$1,000

Mercantile Bank

18-Month CD

3.55%

$500

Fayetteville Bank

12-Month CD

3.50%

$1,000

First Bank of Central Ohio

18-Month CD

3.50%

$500

Maspeth Federal S&L

60-Month CD

3.50%

$2,500

Sandy Spring Bank

18-Month CD

3.47%

$1,000

Grand Valley Bank

48-Month CD

3.35%

$500

United State Bank Lewistown, MO

48-Month CD

3.30%

$1,000

Lee Bank

18-Month CD

2.75%

$500

The Bank of Steinauer

36-Month CD

2.47%

$500

Westbury Bank

36-Month CD

2.25%

$500

First National Bank of Bastrop

24-Month CD

2.02%

$500

Madison Valley Bank

12-Month CD

1.60%

$500

Republic Bank of Chicago

36-Month CD

1.50%

$1,000

Forte Bank

36-Month CD

1.46%

$1,000

North Shore Trust and Savings

18-Month CD

1.16%

$1,000

William Penn Bank

60-Month CD

1.01%

$500

Canton Co-operative Bank

12-Month CD

1.00%

$1,000

Headwaters State Bank

Passbook Savings

1.00%

$50

Eagle Bank Everett, MA

48-Month CD

0.65%

$500

Concordia Bank & Trust Company

Blue Chip Savings

0.50%

$100

Fulton Savings Bank

48-Month CD

0.50%

$500

Westbury Bank

Daily Savings

0.50%

Cecil Bank

48-Month CD

0.45%

$500

Lisle Savings Bank

6-Month CD

0.45%

$2,000

MCS Bank

24-Month CD

0.42%

$1,000

The Blue Grass Valley Bank

Money Market

0.40%

$2,500

First Bank Creve Coeur, MO

36-Month CD

0.35%

$1,000

Rondout Savings Bank

18-Month CD

0.30%

$500

Horicon Bank

Statement Savings

0.30%

$250

Collinsville Building and Loan Association

36-Month CD

0.20%

$500

PyraMax Bank

18-Month CD (Homebuyers)

0.20%

$100

First Community Bank of Hillsboro

6-Month CD

0.15%

$1,000

Franklin SB Farmington, ME

Money Market

0.15%

$1,000

State Bank Spirit Lake, IA

Money Market

0.15%

$1,000

RadiFi Credit Union

Regular Savings

0.10%

$100

Ponce Bank

Money Market

0.10%

Ergo Bank

Go Savings

0.05%

$1,000

Bank of Canton

Money Market

0.05%

$2,500

Busey Bank

60-Month CD

0.05%

$1,000

PCSB Bank

Statement Savings

0.05%

$25

Regions Bank

24-Month CD

0.01%

$500

Disclaimer

Mortgage Rates November 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Northwest Bank Information

Northwest Bank

1750 W Front St
Boise, ID 83702
Ada
Established Date: 03/31/2008
FDIC Certificate #: 58752
Date of FDIC Deposit Insurance: 03/31/2008

Bank Holding Company: GWY LLC

How Many Domestic U.S. Offices? 5

How Many Branches are There? 6

Website: https://www.northwest-bank.com

Is Northwest Bank FDIC Insured? Yes

What is Northwest Bank's Cert number? 58752

What is the maximum amount for insured deposits? $250,000 per holder, per account

Northwest Bank Financials

Total Assets:

$1,390,699,000

Total Deposits:

$1,103,560,000

Equity Capital:

$174,360,000

Domestic Deposits:

$1,103,560,000

Net Income:

$5,781,000

Return on Assets:

1.3907%

Quarterly Return on Assets:

1.7100%

Pretax Return on Assets:

2.2599%

Pretax Quarterly Return on Assets:

2.2600%

Return on Equity:

12.5800%

Quarterly Return on Equity:

13.5000%

Leverage Tier 1 (Core Capital) Ratio:

11.8323%

Total Interest Income (YTD):

6.8722%

Headquarters:

Boise

FDIC Field Office:

Salt Lake City

Regulator:

FDIC

County:

Ada

# of Offices:

Metropolitan Statistical Area (MSA):

Boise City, ID

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Western

FDIC Region:

San Francisco

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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