Northwest Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Northwest Bank Deposit Rates
Today's 12-month CD rates can be found at 0.55%, 6-month CD rates at 3.25% and 3-month CD rates at 0.05%. Current savings rates are at 0.16% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 13.04%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates. Northwest Bank's 12-Month CD rates are at 5.25%, 6-Month CD rates are at 5.00%, 3-Month CD rates are at 5.00%, 18-Month CD rates are at 4.25%, 48-Month CD rates are at 4.00%. Northwest Bank's money market rates are at 3.70%.

Northwest Bank

To see how these rates compare to Northwest Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Northwest Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Northwest Bank CD rates. You can also compare Northwest Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Northwest Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Bank? Share your experience about Northwest Bank by leaving a review below, or read customer reviews before you decide to use Northwest Bank.

Northwest Bank Texas Ratio

Northwest Bank's Texas Ratio is at 10.18%, which is considered excellent. The Texas Ratio for Northwest Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Northwest Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.25%
18-Month CD
4.25%
24-Month CD
4.00%
36-Month CD
4.00%
48-Month CD
4.00%
60-Month CD
N/A
Savings
N/A
MMA
3.70%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Northwest Bank
1750 W Front St
Boise, ID 83702
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Northwest Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Northwest Bank
Northwest Bank
12-Month CD
5.25%
$100
Northwest Bank
Northwest Bank
6-Month CD
5.00%
$100
Northwest Bank
Northwest Bank
3-Month CD
5.00%
$100
Northwest Bank
Northwest Bank
18-Month CD
4.25%
$100
Northwest Bank
Northwest Bank
48-Month CD
4.00%
$100
Northwest Bank
Northwest Bank
36-Month CD
4.00%
$1,000
Northwest Bank
Northwest Bank
24-Month CD
4.00%
$100
Northwest Bank
Northwest Bank
Money Market Plus
3.70%
$500,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Northwest Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Community Bank Beemer, NE
First Community Bank Beemer, NE
3-Month CD
4.32%
$10,000
Clinton Bank
Clinton Bank
24-Month CD (special)
4.31%
$10,000
State Bank of Bottineau
State Bank of Bottineau
60-Month CD
4.14%
$100
Interstate Bank
Interstate Bank
3-Month CD
3.55%
$500
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
24-Month CD
3.28%
$5,000
Charter Bank TX
Charter Bank TX
24-Month CD
3.25%
$1,000
Marblehead Bank
Marblehead Bank
15-Month CD
3.00%
$500
Pathfinder Bank
Pathfinder Bank
Municipal Money Market
2.90%
$1,000,000
USAA
USAA
30-Month CD
2.75%
$1,000
Adams County Bank
Adams County Bank
36-Month CD
2.68%
$500
First State Bank and Trust
First State Bank and Trust
24-Month CD
2.63%
$1,000
Ergo Bank
Ergo Bank
60-Month CD
2.62%
$500
Laona State Bank
Laona State Bank
18-Month CD
2.53%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
18-Month CD
2.53%
$500
Bank of Old Monroe
Bank of Old Monroe
60-Month CD
2.52%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.25%
$1,000
Monroe Savings Bank
Monroe Savings Bank
48-Month CD
2.25%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
Monster Savings
2.24%
$250
Stryv Bank
Stryv Bank
24-Month CD
2.02%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
24-Month CD
2.00%
$500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
36-Month CD
2.00%
$500
Central State Bank Clayton, IL
Central State Bank Clayton, IL
48-Month CD
1.76%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
18-Month CD
1.51%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
CNB Hugoton, KS
CNB Hugoton, KS
Money Market
1.21%
$2,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
18-Month CD
1.15%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
12-Month CD
1.00%
$500
NCS Bank
NCS Bank
24-Month CD
1.00%
$1,000
Bank of Botetourt
Bank of Botetourt
48-Month CD
0.90%
$500
RBT Rollstone B&T
RBT Rollstone B&T
18-Month CD
0.85%
$500
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
Franklin Bank
Franklin Bank
84-Month CD
0.65%
$500
CNB Clinton National Bank
CNB Clinton National Bank
36-Month CD
0.65%
$500
Kitsap Bank
Kitsap Bank
Money Market Plus
0.65%
$100,000
UniBank for Savings
UniBank for Savings
6-Month CD
0.50%
$2,500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
24-Month CD
0.45%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
12-Month CD
0.40%
$500
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Value Money Market
0.40%
$5,000
1st Security Bank of Washington
1st Security Bank of Washington
Money Market
0.35%
$1,500
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Mercer Savings Bank
Mercer Savings Bank
36-Month CD
0.30%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
24-Month CD
0.30%
$500
First Westroads Bank
First Westroads Bank
Savings
0.25%
$100
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Statement Savings
0.05%
$1
Mechanics Cooperative Bank
Mechanics Cooperative Bank
Classic Savings
0.05%
$100
First State Bank (MI)
First State Bank (MI)
36-Month CD
0.05%
$1,000
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Northwest Bank Information

Northwest Bank
1750 W Front St
Boise, ID 83702
Ada
Established Date: 03/31/2008
FDIC Certificate #: 58752
Date of FDIC Deposit Insurance: 03/31/2008
Bank Holding Company: GWY LLC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Northwest Bank FDIC Insured? Yes
What is Northwest Bank's Cert number? 58752
What is the maximum amount for insured deposits? $250,000 per holder, per account

Northwest Bank Financials

Total Assets:
$1,206,493,000
Total Deposits:
$1,010,292,000
Equity Capital:
$126,687,000
Domestic Deposits:
$1,010,292,000
Net Income:
$4,092,000
Return on Assets:
1.2868%
Quarterly Return on Assets:
1.4000%
Pretax Return on Assets:
1.8574%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
11.7300%
Quarterly Return on Equity:
13.0400%
Leverage Tier 1 (Core Capital) Ratio:
11.7095%
Total Interest Income (YTD):
4.3986%
 
 
Headquarters:
Boise
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Ada
# of Offices:
5
Metropolitan Statistical Area (MSA):
Boise City, ID
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

CD rates continue to slowly decline and there isn't any positive news to drive CD rates higher for the foreseeable future. In the FOMC's most recent statement on monetary policy released on August 10, 2010, the Fed said "the pace of recovery in output and employment has slowed in recent months".
The two government-sponsored enterprises (GSE), Freddie Mac and Fannie Mae, have been the whipping post for Republicans of government gone amok. You can't blame Republicans since combined Freddie Mac and Fannie Mae lost $138 billion dollars during the housing bust. You can't also put the blame for the losses squarely on the GSEs.

Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.

Bank or Credit Union Offers and Deals

Bank Rate Tables
Mortgage Rates Move Higher Says Freddie Mac: 30 Year Mortgage Rates at 4.40%, 15 Year Mortgage Rates at 3.77%
Auto Insurance: Additional Auto Insurance Coverage
Citizens Trust Bank 2 Year CD Rates now at 0.20%
Money Market Account Rates at First Federal Savings & Loan
15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance
This Week's Top Money Market Account Rate at 1.01% APY
Best Savings Account Rates in New York, New York
Mortgage Rates: Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.14%
Mortgage Rates: Current Mortgage Rates at 4.92%

Alternative Bank and Credit Union Offers to Explore

Shopping for the Best Auto Insurance Rates: Comprehensive Auto Insurance Rates
Short Term CD Interest Rates in Montpelier, Vermont
Current Mortgage Rates are Driving an Upturn in Housing
Another Bank Increases CD Rates - Barclays Bank
Brilliant Bank CD Rates Up to 5.10% APY 3-Month CD
Fixed Mortgage Rates and Adjustable Mortgage Rates Increase: 30 Year Mortgage Rates Above 5.00%
Mortgage Rates Drop as Fed Continues to Taper, 30 Year Mortgage Rates at 3.875
When is the Best Time for a Roth IRA Conversion?
Northwest Hills Credit Union Savings Rates and Money Market Rates: HSA Rates at 2.00%
PenFed Auto Loans 3.99 Percent

Northwest Bank Reviews

There are no reviews for Northwest Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Northwest Bank
Your Name:
Your Rating:

See how Northwest Bank Compares to other banks