Commerce Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 2.02% and 3-month CD rates at 0.03%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 17.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. Commerce Bank & Trust's 12-Month CD rates are at 3.50%, 60-Month CD rates are at 3.00%, 48-Month CD rates are at 3.00%, 36-Month CD rates are at 3.00%, 24-Month CD rates are at 3.00%.

Commerce Bank & Trust

To see how these rates compare to Commerce Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commerce Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commerce Bank & Trust CD rates. You can also compare Commerce Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Commerce Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commerce Bank & Trust? Share your experience about Commerce Bank & Trust by leaving a review below, or read customer reviews before you decide to use Commerce Bank & Trust.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
3.00%
24-Month CD
3.00%
36-Month CD
3.00%
48-Month CD
3.00%
60-Month CD
3.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Commerce Bank & Trust
1603 Southwest 19th Avenue
Ocala, FL 34471
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Commerce Bank & Trust CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Commerce Bank & Trust
Commerce Bank & Trust
12-Month CD
3.50%
$500
Commerce Bank & Trust
Commerce Bank & Trust
18-Month CD
3.00%
$500
Commerce Bank & Trust
Commerce Bank & Trust
24-Month CD
3.00%
$500
Commerce Bank & Trust
Commerce Bank & Trust
36-Month CD
3.00%
$500
Commerce Bank & Trust
Commerce Bank & Trust
48-Month CD
3.00%
$500
Commerce Bank & Trust
Commerce Bank & Trust
60-Month CD
3.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Commerce Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Consumers Credit Union
Consumers Credit Union
Free Rewards Checking
5.00%
$0
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
6-Month CD
4.25%
$50,000
Raymond James
12-Month CD
4.25%
$1,000
Main Street Bank
Main Street Bank
12-Month CD
4.07%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
12-Month CD
4.00%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
24-Month CD
3.80%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
18-Month CD
3.80%
$500
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
18-Month CD
3.60%
$1,000
UniBank
UniBank
24-Month CD
3.60%
$1,000
Metz Banking Company
Metz Banking Company
24-Month CD
3.56%
$1,000
FNB of Bangor
FNB of Bangor
30-Month CD
3.55%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
36-Month CD
3.50%
$1,000
Security Savings Bank
Security Savings Bank
36-Month CD
3.30%
$5,000
Bank of the Valley
Bank of the Valley
60-Month CD
3.29%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
18-Month CD (Add on)
3.25%
$250
Marion County State Bank
Marion County State Bank
60-Month CD
3.25%
$1,000
AVB Bank
AVB Bank
24-Month CD
3.12%
$2,500
Centreville Bank
Centreville Bank
48-Month CD
2.75%
$1,000
Crest Savings Bank
Crest Savings Bank
48-Month CD
2.75%
$500
Palo Savings Bank
36-Month CD
2.52%
$1,000
Luana Savings Bank
Luana Savings Bank
Money Market
2.48%
$0
Security Bank Laurel, NE
Security Bank Laurel, NE
36-Month CD
2.03%
$1,000
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
12-Month CD
2.00%
$500
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
60-Month CD
1.75%
$50
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
60-Month CD
1.56%
$500
Magyar Bank
Magyar Bank
Money Market
1.50%
$100,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
3-Month CD
1.41%
$500
State Bank of Canton
State Bank of Canton
24-Month CD
1.35%
$500
Home Loan State Bank
Home Loan State Bank
60-Month CD
1.31%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
12-Month CD
1.26%
$500
SSB Scott State Bank
SSB Scott State Bank
Premium Plus Money Market
1.21%
$95,000
FNB of Hope
18-Month CD
1.20%
$500
State Bank of Newburg
State Bank of Newburg
Savings
1.00%
$100
Adirondack Trust Company
Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
Middlesex Federal Savings
Middlesex Federal Savings
60-Month CD
0.80%
$500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
18-Month CD
0.65%
$1,000
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Home Loan SB
Home Loan SB
3-Month CD
0.30%
$500
Adrian Bank
Adrian Bank
Elite VIP Checking
0.25%
$1,000
BankWest Of Kansas
BankWest Of Kansas
Money Market
0.25%
$10,000
Capon Valley Bank
Capon Valley Bank
Statement Savings
0.25%
$10
NBT Financial Bank
NBT Financial Bank
Money Market
0.25%
$2,500
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Ulster Savings Bank
Ulster Savings Bank
Money Market
0.15%
$2,500
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Bank of Magnolia
Bank of Magnolia
Money Market
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Commerce Bank & Trust Information

Commerce Bank & Trust
1603 Southwest 19th Avenue
Ocala, FL 34471
Marion
Established Date: 04/02/1998
FDIC Certificate #: 34683
Date of FDIC Deposit Insurance: 04/02/1998
Bank Holding Company: FLORIDA CMTY BANKSHARES INC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 0
Is Commerce Bank & Trust FDIC Insured? Yes
What is Commerce Bank & Trust's Cert number? 34683
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commerce Bank & Trust Financials

Total Assets:
$743,628,000
Total Deposits:
$673,001,000
Equity Capital:
$67,379,000
Domestic Deposits:
$673,001,000
Net Income:
$5,157,000
Return on Assets:
0.9257%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.1325%
Pretax Quarterly Return on Assets:
1.1400%
Return on Equity:
10.3200%
Quarterly Return on Equity:
10.3800%
Leverage Tier 1 (Core Capital) Ratio:
0.0000%
Total Interest Income (YTD):
0.0000%
 
 
Headquarters:
Ocala
FDIC Field Office:
Gainesville
Regulator:
FDIC
County:
Marion
# of Offices:
11
Metropolitan Statistical Area (MSA):
Ocala, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 09/30/2019

Commerce Bank & Trust CD Rates: Top Rate 5.12% APY 9-Month CD

Commerce Bank & Trust certificates of deposit are available in terms ranging from 3-months to 60-months. The best CD rates available at Commerce Bank & Trust are at 5.12% APY for the 9-month CD. Other notable CD rates include the 12-month CD with a current rate of 4.86% APY and the 6-month CD rate at 4.76% APY. You can view a complete list of Commerce Bank & Trust CD rates below and by searching our rate tables.

Commerce Bank & Trust Standard CD Rates

  • 90-day CD: Interest Rate 3.00%, APY 3.04%
  •     Read more...

    Explore Other Rate Deals

    There are now 8 banks on our variable deposit rate list offering rates at or above 1.00 percent. GE Capital Bank and My Savings Direct have the best savings rate at 1.04 percent with an APY of 1.05 percent. The savings rate at GE Capital Bank was recently increased from 1.00 percent.
    Applications for home loans continue to surge in early 2013 as low mortgage rates drive demand for home purchasing and refinancing loans. For the second consecutive week in 2013, applications for home loans are up in the double digits in the Mortgage Bankers Association's Weekly Applications Survey.
    top-36-month-cd-rates36 month certificate of deposit rates are averaging 1.84 percent this week. There are 36 month CD rates a lot higher than the national average rate.

    Bank or Credit Union Offers and Deals

    Average Mortgage Rates Still Historically Low
    Average Mortgage Rates and Refinance Rates Monday March 14: 30 Year Rates at 4.81%, 15 Year Rates at 4.14%
    6/28 Mortgage Rates: 30 Year Jumbo Mortgage Rates Plunge, Current 30 Year Jumbo Rates at 4.83%
    Comerica CD Rates: Special CD 6-Month 5.00% APY
    Most Homeowners Either Maintain or Reduce Mortgage Debt When Refinancing
    Amex Savings Account Rates & Review: Current Savings Rates at 1.00%
    Northwest Hills Credit Union Savings Rates and Money Market Rates: HSA Rates at 2.00%
    Mortgage Rates Lower: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.21%
    Refinance Rates This Week: 30 Year Refinance Rates at 4.13%
    FNBO Direct Increases Savings Account Rate by 30 Percent

    Alternative Bank and Credit Union Offers to Explore

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    giantbank.com 2 Year Jumbo CD Rates now at 1.20%
    Current Mortgage Refinance Rates - May 4, 2010
    Mortgage Rates are Still Low - Average 30 Year Rates are at 3.81 Percent
    2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77%
    Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases

    Commerce Bank & Trust Reviews

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