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NBKC Bank Rates & Review March 2026

NBKC Bank's 6-Month Personal CD rates are at 3.85%, 1 year Personal CD rates are at 3.66%, 2 year Personal IRA CD rates are at 3.25%, 1 year Personal IRA CD rates are at 3.00%, 2 year Personal CD rates are at 3.00%. NBKC Bank's savings rates are at 2.00%. NBKC Bank's money market rates are at 2.75%. NBKC Bank's Personal Loan Rates are at 6.75%. MonitorBankRates evaluates the financial stability of NBKC Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.02%. Rates were last updated on 03/27/2026.

NBKC Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NBKC Bank? Share your experience about NBKC Bank by leaving a review below, or read customer reviews before you decide to use NBKC Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.02%
Excellent Lower than avg
NBKC Bank
3510 W 95th St
Leawood, KS 66206
https://www.nbkc.com
Member FDIC

NBKC Bank CD Rates

Product Rate APY Term View More
6 month Personal CD 3.78% 3.85% 6
Min Deposit $1,000
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
1 year Personal CD 3.59% 3.66% 1
Min Deposit $1,000
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
2 year Personal IRA CD 3.20% 3.25% 2
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
1 year Personal IRA CD 2.96% 3.00% 1
Min Deposit $1,000
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
2 year Personal CD 2.96% 3.00% 2
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
3 year Personal CD 2.72% 2.75% 3
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
4 year Personal CD 2.71% 2.75% 4
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
5 year Personal CD 2.71% 2.75% 5
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
3 year Personal IRA CD 2.23% 2.25% 3
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
4 year Personal IRA CD 2.23% 2.25% 4
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
5 year Personal IRA CD 2.23% 2.25% 5
Min Deposit $250
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
6 month Personal IRA CD 1.98% 2.00% 6
Min Deposit $1,000
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%

NBKC Bank Savings Rates

Product Rate APY View More
Personal IRA Savings 1.99% 2.00%
Min Deposit $0
Min Balance $0
Details All Balances
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%

NBKC Bank Money Market Rates

Product Rate APY View More
Money Market - 3.00%
Min Deposit $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
Personal Money Market 2.96% 3.00%
Min Deposit $0
Min Balance $0
Details All Balances
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
Business Money Market 2.71% 2.75%
Min Deposit $0
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%

NBKC Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 5.99%
Details Intro rate expires: 6 months; Regular APR: 7.75%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%

NBKC Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 6.75% 48-72
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
2020-2023 Auto Loan - - 7.25% 48-60
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
2016-2019 Auto Loan - - 7.75% 36-48
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
2014-2015 Auto Loan - - 8.25% 36
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for NBKC Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather NBKC Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NBKC Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name NBKC Bank
Bank Holding Company AMERI-NATIONAL CORP
Address 3510 W 95th St, Leawood, KS 66206  ·  Johnson
FDIC Certificate # 35014
Established 03/30/1999
FDIC Insurance Date 03/30/1999
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.02%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 3.6695%
Return on Equity (ROE) 21.7600%
Non-Performing Loans (NPL) 0.43%
Total Assets $1,256,004,000
Total Deposits $1,026,020,000
Equity Capital $201,444,000
Net Income $32,071,000
Headquarters Leawood
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About NBKC Bank

Is NBKC Bank a safe place to deposit money?

Yes, NBKC Bank is considered a safe financial institution. With a Texas Ratio of 3.0233329410632%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does NBKC Bank operate?

NBKC Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, NBKC Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NBKC Bank provides members with tools to manage their accounts and build a solid financial history.

Does NBKC Bank offer online and mobile banking?

Most modern institutions like NBKC Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nbkc.com.

Current NBKC Bank Rates

  • 12-Month CD3.00%
  • 24-Month CD3.00%
  • 36-Month CD2.25%
  • 48-Month CD2.25%
  • 60-Month CD2.25%
  • Savings2.00%
  • MMA2.75%
Retrieved from our database of financial products. Rates subject to change.