Evangeline Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Evangeline Bank and Trust CompanyToday's 12-month CD rates can be found at 4.06%, 6-month CD rates at 0.10% and 3-month CD rates at 0.95%. Current savings rates are at 0.40% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 10.90%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Evangeline Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Evangeline Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Evangeline Bank and Trust Company CD rates. You can also compare Evangeline Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Evangeline Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Evangeline Bank and Trust Company? Share your experience about Evangeline Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Evangeline Bank and Trust Company.

Evangeline Bank and Trust Company Texas Ratio

Evangeline Bank and Trust Company's Texas Ratio is at 6.31%, which is considered excellent. The Texas Ratio for Evangeline Bank and Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Evangeline Bank and Trust Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Evangeline Bank and Trust Company
497 W Main St
Ville Platte, LA 70586
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Evangeline Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.05%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
6-Month CD
4.00%
$500
Bank Five Nine
Bank Five Nine
60-Month CD
4.00%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
36-Month CD
3.82%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
3.75%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
48-Month CD
3.56%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
60-Month CD
3.56%
$1,500
Central Bank of Kansas City
Central Bank of Kansas City
12-Month CD
3.55%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
24-Month CD
3.50%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.30%
$1,000
Grand Valley Bank
Grand Valley Bank
36-Month CD
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
12-Month CD
3.20%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Primary Bank
Primary Bank
48-Month CD
2.50%
$1,000
Financial Partners CU
Financial Partners CU
48-Month CD
2.50%
$1,000
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.43%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
48-Month CD
2.17%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD
2.10%
$1,000
HCB Hardin County Bank
HCB Hardin County Bank
Kasasa Checking
2.00%
$100
First National Bank in Pinckneyville
First National Bank in Pinckneyville
12-Month CD
1.76%
$500
Carson Bank
Carson Bank
24-Month CD
1.71%
$500
Kitsap Bank
Kitsap Bank
12-Month CD
1.30%
$5,000
Vinton County Bank
Vinton County Bank
18-Month CD
1.00%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
Money Market
0.90%
$2,500
Continental Bank
Continental Bank
24-Month CD
0.85%
$25,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
24-Month CD
0.65%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
First Seacoast Bank
First Seacoast Bank
60-Month CD
0.55%
$1,000
First Southern State Bank
First Southern State Bank
Money Market
0.50%
$25,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
18-Month CD
0.50%
$500
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
Mascoma Bank
Mascoma Bank
48-Month CD
0.45%
$500
Fulton Savings Bank
Fulton Savings Bank
12-Month CD
0.25%
$500
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
12-Month CD
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
18-Month CD
0.15%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
Passbook Savings
0.15%
$10
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
FNB of Scotia
FNB of Scotia
Savings
0.10%
$25
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Premier Money Market
0.10%
$0
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.10%
$500
Greenville Federal
Greenville Federal
Performance Interest Checking
0.05%
$1,500
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
PCSB Bank
PCSB Bank
Statement Savings
0.05%
$25
PCSB Bank
PCSB Bank
True Local Checking
0.05%
$1
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Evangeline Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time.

Evangeline Bank and Trust Company Information

Evangeline Bank and Trust Company
497 W Main St
Ville Platte, LA 70586
Evangeline
Established Date: 01/01/1933
FDIC Certificate #: 12611
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: EVANGELINE BANCSHARES INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Evangeline Bank and Trust Company FDIC Insured? Yes
What is Evangeline Bank and Trust Company's Cert number? 12611
What is the maximum amount for insured deposits? $250,000 per holder, per account

Evangeline Bank and Trust Company Financials

Total Assets:
$999,464,000
Total Deposits:
$784,127,000
Equity Capital:
$132,317,000
Domestic Deposits:
$784,127,000
Net Income:
$3,662,000
Return on Assets:
1.4738%
Quarterly Return on Assets:
1.4800%
Pretax Return on Assets:
1.8755%
Pretax Quarterly Return on Assets:
1.8800%
Return on Equity:
11.0000%
Quarterly Return on Equity:
11.2200%
Leverage Tier 1 (Core Capital) Ratio:
13.6059%
Total Interest Income (YTD):
5.7043%
 
 
Headquarters:
Ville Platte
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
Evangeline
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average auto loan rates was mixed this week compared to last week. Interest rates on mortgages and auto loans have been heading higher as rates have increased. Since the economy is recovering and hiring as picked up we will see higher auto loan rates in 2011 as the Fed raises the Fed funds rate and banks raise rates. 
Mortgage Rates Near Historic Lows 30 Year Mortgage Rates at 476 15 Year Mortgage Rates at 425Mortgage rates are hovering just above historic lows this past week. 30 year mortgage rates have stayed under 5.00 percent for eight consecutive weeks. The last time 30 year mortgage rates were above 5.00 percent was on May 3, 2010 when rates were averaging 5.03 percent. Mortgage rates have been slowly drifting lower since May 3 but the declines accelerated when the sovereign government debt crisis in Europe started a few weeks ago. Weaker U.S. employment reports also drove mortgage rates lower.

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