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 Citizens Bank of Kansas Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Citizens Bank of Kansas's 15-Month rates are at 3.60%, 15-Month CD rates are at 3.60%, 9-Month rates are at 3.60%, 9-Month CD rates are at 3.60%, 18-Month rates are at 3.03%. Citizens Bank of Kansas's savings rates are at 0.10%. Citizens Bank of Kansas's Mobile-friendly Comparison table of Mortgage Rates - 15 Year Fixed rates are at 6.00%, Mortgage Rates - 15 Year Fixed rates are at 6.00%, Mobile-friendly Comparison table of Mortgage Rates - FHA 30 Year Fixed rates are at 6.12%, Mortgage Rates - FHA 30 Year Fixed rates are at 6.12%, VA 30 Year Fixed rates are at 6.25%. MonitorBankRates evaluates the financial stability of Citizens Bank of Kansas with a 4.4 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 3.54%. Rates last updated and verified on 08/28/2026. Citizens Bank of Kansas money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of Kansas? Share your experience about Citizens Bank of Kansas by leaving a review below, or read customer reviews before you decide to use Citizens Bank of Kansas. 
Citizens Bank of Kansas CD Rates
Citizens Bank of Kansas Savings Rates
Citizens Bank of Kansas Checking Rates
Citizens Bank of Kansas Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Citizens Bank of Kansas is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Citizens Bank of Kansas rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Citizens Bank of Kansas's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Citizens Bank of Kansas
Bank Holding Company
KING BANCSHARES INC
Address
300 N Main St,
Kingman, KS 67068 · Kingman
FDIC Certificate #
4707
Established
05/14/1886
FDIC Insurance Date
01/01/1934
Domestic Offices
11
Total Branches
11
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA-
Overall Health Grade
Score: 92/100
4.4
Excellent
Out of 5.0 Stars
3.54%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7825%
Return on Equity (ROE)
24.3500%
Non-Performing Loans (NPL)
0.05%
Total Assets
$527,592,000
Total Deposits
$478,137,000
Equity Capital
$33,780,000
Net Income
$4,353,000
Headquarters
Kingman
Total Branches and Offices
11
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Citizens Bank of KansasHow many branches does Citizens Bank of Kansas operate?Citizens Bank of Kansas currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Citizens Bank of Kansas does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Citizens Bank of Kansas provides members with tools to manage their accounts and build a solid financial history. Does Citizens Bank of Kansas offer online and mobile banking?Most modern institutions like Citizens Bank of Kansas provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citizensbankofkansas.com. Current Citizens Bank of Kansas Rates
Retrieved from our database of financial products. Rates subject to change.
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