What are the current interest rates at First Enterprise Bank?

Current rates for First Enterprise Bank include: 12-Month CD: 3.50%, 18-Month CD: 3.05%, 24-Month CD: 2.95%, 36-Month CD: 2.50%, 48-Month CD: 2.50%, 60-Month CD: 2.50%

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First Enterprise Bank Rates & Review May 2026

Q: How many branches does First Enterprise Bank operate?

First Enterprise Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, First Enterprise Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Enterprise Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 4, 2026

First Enterprise Bank's 6-Month rates are at 3.75%, 12-Month rates are at 3.50%, 18-Month rates are at 3.05%, 24-Month rates are at 2.95%, 36-Month rates are at 2.50%. MonitorBankRates evaluates the financial stability of First Enterprise Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.17%. Rates were last updated on 05/04/2026.

First Enterprise Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Enterprise Bank? Share your experience about First Enterprise Bank by leaving a review below, or read customer reviews before you decide to use First Enterprise Bank.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.17%

Excellent Higher than avg

First Enterprise Bank

1000 W Britton Rd
Oklahoma City, OK 73114

https://www.febokc.com

First Enterprise Bank CD Rates

Product	Rate	APY	Term
6 month	3.75%	3.75%	6
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
12 month	3.50%	3.50%	12
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
18 month	3.05%	3.05%	18
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
24 month	2.95%	2.95%	24
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
36 month	2.50%	2.50%	36
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
48 month	2.50%	2.50%	48
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
60 month	2.50%	2.50%	60
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%
3 month	1.50%	1.50%	3
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.17%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Enterprise Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Enterprise Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Enterprise Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Enterprise Bank

FDIC Certificate # 4049

Address 1000 W Britton Rd, Oklahoma City, OK 73114 · Oklahoma

Website https://www.febokc.com

Established 01/01/1907

FDIC Insurance Date 01/01/1934

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

9.17%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.9620%

Return on Equity (ROE) 16.1400%

Non-Performing Loans (NPL) 1.08%

Total Assets $197,883,000

Total Deposits $176,229,000

Equity Capital $21,075,000

Net Income $-2,760,000

Headquarters Oklahoma City

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

First Enterprise Bank earned the Verified Healthy badge

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Frequently Asked Questions About First Enterprise Bank

How many branches does First Enterprise Bank operate?

First Enterprise Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Enterprise Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Enterprise Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Enterprise Bank offer online and mobile banking?

Most modern institutions like First Enterprise Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.febokc.com.