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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

TruBank Rates & Review April 2026

TruBank's savings rates are at 0.10%. TruBank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of TruBank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.56%. Rates were last updated on 04/11/2026.

TruBank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruBank? Share your experience about TruBank by leaving a review below, or read customer reviews before you decide to use TruBank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.56%
Excellent Higher than avg
TruBank
1401 N Jefferson Way
Indianola, IA 50125
https://www.trubank.bank/
Member FDIC

TruBank Savings Rates

Product Rate APY View More
Heath Savings Account 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
IRA Savings 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Regular Savings 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Youth Savings 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%

TruBank Money Market Rates

Product Rate APY View More
TruInvestor Money Market 2.86% 2.90%
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
TruInvestor Money Market 2.72% 2.75%
Min Balance $750,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
TruInvestor Money Market 2.18% 2.20%
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
TruInvestor Money Market 1.98% 2.00%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Money Market 1.49% 1.50%
Min Deposit $750,000
Min Balance $750,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
TruInvestor Money Market 1.49% 1.50%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Money Market 1.24% 1.25%
Min Deposit $500,000
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Money Market 1.00% 1.00%
Min Deposit $250,000
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Money Market 0.75% 0.75%
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Money Market 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%

TruBank Checking Rates

Product Rate APY View More
Commercial Plus Checking 0.40% 0.40%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Commercial Plus Checking 0.30% 0.30%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Commercial Plus Checking 0.25% 0.25%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Commercial Plus Checking 0.20% 0.20%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
Advantage Checking 0.10% 0.10%
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%
50+ Checking 0.05% 0.05%
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.56%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for TruBank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather TruBank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TruBank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name TruBank
Bank Holding Company COMMUNITY BANCSHARES CORP
Address 1401 N Jefferson Way, Indianola, IA 50125  ·  Warren
FDIC Certificate # 25267
Established 01/01/1883
FDIC Insurance Date 07/11/1984
Domestic Offices 8
Total Branches 8
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
10.56%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9485%
Return on Equity (ROE) 11.4200%
Non-Performing Loans (NPL) 0.78%
Total Assets $483,620,000
Total Deposits $354,157,000
Equity Capital $45,156,000
Net Income $5,859,000
Headquarters Indianola
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About TruBank

Is TruBank a safe place to deposit money?

Yes, TruBank is considered a safe financial institution. With a Texas Ratio of 10.559493458101%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does TruBank operate?

TruBank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, TruBank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TruBank provides members with tools to manage their accounts and build a solid financial history.

Does TruBank offer online and mobile banking?

Most modern institutions like TruBank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trubank.bank/.

Current TruBank Rates

  • Savings0.10%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.