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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 New Bedford Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
You can compare New Bedford Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 0.05%. Savings rates are at 0.00% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to New Bedford Credit Union rates. MonitorBankRates evaluates the financial stability of New Bedford Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.29%. Rates were last updated on 04/19/2026. New Bedford Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Bedford Credit Union? Share your experience about New Bedford Credit Union by leaving a review below, or read customer reviews before you decide to use New Bedford Credit Union. New Bedford Credit Union
New Bedford Credit Union 1150 Purchase St
https://nbcu4u.com New Bedford, MA 02740 6635 
New Bedford Credit Union Savings Rates
New Bedford Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for New Bedford Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Bedford Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with New Bedford Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
New Bedford Credit Union
Website
https://nbcu4u.com
Address
1150 Purchase St,
New Bedford, MA 02740 6635
Phone
508-994-6546
Fax
508-990-7472
President
Peter Berthiaume
CEO
Berta Varao
Full-Time Employees
36
Part-Time Employees
8
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.29%
Return on Assets (ROA)
0.5665%
Return on Equity (ROE)
5.3238%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
166,437,666
Total Amount of Shares and Deposits
148,216,008
Total Shares and Deposits < 1 Year
146,546,858
Total Shares and Deposits 1 3 Years
1,175,352
Total Shares and Deposits > 3 Years
493,799
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,142,777
Total Uninsured Shares and Deposits > $250K (F+J)
8,142,777
Total Insured Shares and Deposits > $250K (item 17 less item K)
140,073,231
Total Interest Expense (Sum of items 6 8)
1,188,613
Share Certificates
561
Number of Accounts for Share Drafts
7,774
IRA KEOGH Accounts
241
Number of Accounts for Regular Shares
14,207
Money Market Shares
442
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,984,102
Total Liabilities
148,761,143
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About New Bedford Credit UnionIs New Bedford Credit Union a safe place to deposit money?Yes, New Bedford Credit Union is considered a safe financial institution. With a Texas Ratio of 6.2906719734913%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does New Bedford Credit Union operate?New Bedford Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join New Bedford Credit Union?Yes, to access services at New Bedford Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, New Bedford Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, New Bedford Credit Union provides members with tools to manage their accounts and build a solid financial history. Does New Bedford Credit Union offer online and mobile banking?Most modern institutions like New Bedford Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nbcu4u.com. Compare to Other Credit Unions
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