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ISRAEL MEMORIAL A M E

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ISRAEL MEMORIAL A M E Rates & Review April 2026

Q: How many branches does ISRAEL MEMORIAL A M E operate?

ISRAEL MEMORIAL A M E currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join ISRAEL MEMORIAL A M E?

Yes, to access services at ISRAEL MEMORIAL A M E, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, ISRAEL MEMORIAL A M E does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ISRAEL MEMORIAL A M E provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare ISRAEL MEMORIAL A M E rates to other rates in our database, including 12-month share certificate rates currently at 3.02%, 6-month share certificate rates at 3.70% and 3-month share certificate rates at 0.20%. Savings rates are at 0.60% and money market rates are at 3.50%. Mortgage rates on 30-year fixed loans are around 6.14%. All these rates can be compared to ISRAEL MEMORIAL A M E rates. MonitorBankRates evaluates the financial stability of ISRAEL MEMORIAL A M E with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.73%. Rates were last updated on 04/17/2026.

ISRAEL MEMORIAL A M E money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ISRAEL MEMORIAL A M E? Share your experience about ISRAEL MEMORIAL A M E by leaving a review below, or read customer reviews before you decide to use ISRAEL MEMORIAL A M E.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

15.73%

Good Higher than avg

Dewey Bank
Israel Memorial AME

54 Lincoln St
Newark, NJ 07103

Current Rate Availability

We do not have ISRAEL MEMORIAL A M E rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for ISRAEL MEMORIAL A M E is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather ISRAEL MEMORIAL A M E rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ISRAEL MEMORIAL A M E's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ISRAEL MEMORIAL A M E

Website

Address 54 Lincoln St, Newark, NJ 07103

Phone 347-234-8438

Fax 973-979-2844

President Laverne Merritt

CEO Vernon Webb

Full-Time Employees 0

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

15.73%

Return on Assets (ROA)

3.8354%

Return on Equity (ROE)

9.5283%

Non-Performing Loans Ratio (NPL)

21.08%

Total Assets

406,660

Total Amount of Shares and Deposits

240,218

Total Shares and Deposits < 1 Year

240,218

Total Insured Shares and Deposits > $250K (item 17 less item K)

240,218

Total Interest Expense (Sum of items 6 8)

752

Number of Accounts for Regular Shares

183

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,219

Total Liabilities

242,968

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About ISRAEL MEMORIAL A M E

Is ISRAEL MEMORIAL A M E a safe place to deposit money?

Yes, ISRAEL MEMORIAL A M E is considered a safe financial institution. With a Texas Ratio of 15.730445920201%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does ISRAEL MEMORIAL A M E operate?

ISRAEL MEMORIAL A M E currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ISRAEL MEMORIAL A M E?

Yes, to access services at ISRAEL MEMORIAL A M E, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ISRAEL MEMORIAL A M E does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ISRAEL MEMORIAL A M E provides members with tools to manage their accounts and build a solid financial history.

Does ISRAEL MEMORIAL A M E offer online and mobile banking?

Most modern institutions like ISRAEL MEMORIAL A M E provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.