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White River Credit Union Enumclaw, WA Rates & Review April 2026

White River Credit Union Enumclaw, WA's 12 month CD of Deposit rates are at 3.00%, 6 month CD of Deposit rates are at 1.50%, 24 month CD of Deposit rates are at 0.15%. White River Credit Union Enumclaw, WA's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of White River Credit Union Enumclaw, WA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.25%. Rates were last updated on 04/08/2026.

White River Credit Union Enumclaw, WA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at White River Credit Union Enumclaw, WA? Share your experience about White River Credit Union Enumclaw, WA by leaving a review below, or read customer reviews before you decide to use White River Credit Union Enumclaw, WA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.25%
Excellent Lower than avg
White River Credit Union Enumclaw, WA
White River Credit Union
1499 Garrett St
Enumclaw, WA 98022
https://www.whiterivercu.com
Member NCUA

White River Credit Union Enumclaw, WA CD Rates

Product Rate APY Term View More
12 month Certificate of Deposit 3.00% 3.00% 12
Min Balance $5,000
Details Early withdrawal penalty - 6 months interest
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
6 month Certificate of Deposit 1.50% 1.50% 6
Min Balance $5,000
Details Early withdrawal penalty - 3 month interest
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
24 month Certificate of Deposit 0.15% 0.15% 24
Min Balance $10,000
Details Early withdrawal penalty - 9 months interest
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%

White River Credit Union Enumclaw, WA Savings Rates

Product Rate APY View More
Educational IRA Savings 0.30% 0.30%
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Market Savings 0.30% 0.30%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Roth IRA Savings 0.30% 0.30%
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Traditional IRA Savings 0.30% 0.30%
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Market Savings 0.20% 0.20%
Min Balance $10,000
Details Maximum of six withdrawals per month
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Market Savings 0.10% 0.10%
Min Balance $2,500
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Primary Savings 0.10% 0.10%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Rocky Raccoon Savings 0.10% 0.10%
Min Balance $10,000
Details Ages 0-12
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Save For Something Savings 0.10% 0.10%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Holiday Savings 0.05% 0.05%
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Primary Savings 0.05% 0.05%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Rocky Raccoon Savings 0.05% 0.05%
Min Balance $25
Details Ages 0-12
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Save For Something Savings 0.05% 0.05%
Min Balance $25
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%

White River Credit Union Enumclaw, WA Checking Rates

Product Rate APY View More
Checking with Interest 0.05% 0.05%
Min Balance $1,000
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%
Regular Checking - 0.00%
Details Savings Account
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.25%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for White River Credit Union Enumclaw, WA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather White River Credit Union Enumclaw, WA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with White River Credit Union Enumclaw, WA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name White River Credit Union Enumclaw, WA
Address 1499 Garrett St, Enumclaw, WA 98022
Phone 360-825-4833
Fax 360-825-8050
President Todd Huizenga
CEO Brandy Fielding
Full-Time Employees 15
Part-Time Employees 10
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.25%
Return on Assets (ROA)
1.0508%
Return on Equity (ROE)
6.4676%
Non-Performing Loans Ratio (NPL)
1.65%
Total Assets
116,888,066
Total Amount of Shares and Deposits
97,863,968
Total Shares and Deposits < 1 Year
97,783,929
Total Shares and Deposits 1 3 Years
80,038
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,803,054
Total Uninsured Shares and Deposits > $250K (F+J)
3,803,054
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,060,914
Total Interest Expense (Sum of items 6 8)
200,706
Share Certificates
156
Number of Accounts for Share Drafts
5,407
IRA KEOGH Accounts
112
Number of Accounts for Regular Shares
9,690
Money Market Shares
698
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,719,582
Total Liabilities
97,897,735
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About White River Credit Union Enumclaw, WA

Is White River Credit Union Enumclaw, WA a safe place to deposit money?

Yes, White River Credit Union Enumclaw, WA is considered a safe financial institution. With a Texas Ratio of 5.2528468303159%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does White River Credit Union Enumclaw, WA operate?

White River Credit Union Enumclaw, WA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join White River Credit Union Enumclaw, WA?

Yes, to access services at White River Credit Union Enumclaw, WA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, White River Credit Union Enumclaw, WA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, White River Credit Union Enumclaw, WA provides members with tools to manage their accounts and build a solid financial history.

Does White River Credit Union Enumclaw, WA offer online and mobile banking?

Most modern institutions like White River Credit Union Enumclaw, WA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whiterivercu.com.

Current White River Credit Union Enumclaw, WA Rates

  • 12-Month CD3.00%
  • 24-Month CD0.15%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.