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 White River Credit Union Enumclaw, WA Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
White River Credit Union Enumclaw, WA's 12 Month CDs of Deposit rates are at 3.00%, 6 Month CDs of Deposit rates are at 1.50%, 24 Month CDs of Deposit rates are at 0.15%. White River Credit Union Enumclaw, WA's savings rates are at 0.30%. White River Credit Union Enumclaw, WA's checking rates are as high as 0.05%. White River Credit Union Enumclaw, WA's RV, Boat and Powersport Loan Rates are as low as 5.24%. White River Credit Union Enumclaw, WA's CD rates are 47% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of White River Credit Union Enumclaw, WA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.99%. Rates last updated and verified on 10/30/2026. White River Credit Union Enumclaw, WA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at White River Credit Union Enumclaw, WA? Share your experience about White River Credit Union Enumclaw, WA by leaving a review below, or read customer reviews before you decide to use White River Credit Union Enumclaw, WA. White River Credit Union Enumclaw, WA
White River Credit Union 1499 Garrett St
https://www.whiterivercu.com Enumclaw, WA 98022  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. White River Credit Union Enumclaw, WA CD Rates
White River Credit Union Enumclaw, WA Savings Rates
White River Credit Union Enumclaw, WA Checking Rates
White River Credit Union Enumclaw, WA Auto Loan Rates
Financial Health HistoryWhite River Credit Union Enumclaw, WA’s Texas Ratio fell from 3.66% in Q3 2023 to 2.99% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for White River Credit Union Enumclaw, WA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather White River Credit Union Enumclaw, WA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with White River Credit Union Enumclaw, WA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
White River Credit Union Enumclaw, WA
Website
https://www.whiterivercu.com
Address
1499 Garrett St,
Enumclaw, WA 98022
Phone
360-825-4833
Fax
360-825-8050
President
Todd Huizenga
CEO
Brandy Fielding
Full-Time Employees
20
Part-Time Employees
5
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.99%
Return on Assets (ROA)
0.4927%
Return on Equity (ROE)
2.8499%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
114,222,214
Total Amount of Shares and Deposits
94,443,475
Total Shares and Deposits < 1 Year
94,355,475
Total Shares and Deposits 1 3 Years
88,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,126,467
Total Uninsured Shares and Deposits > $250K (F+J)
3,126,467
Total Insured Shares and Deposits > $250K (item 17 less item K)
91,317,008
Total Interest Expense (Sum of items 6 8)
142,012
Share Certificates
173
Number of Accounts for Share Drafts
5,377
IRA KEOGH Accounts
109
Number of Accounts for Regular Shares
9,594
Money Market Shares
707
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,867,302
Total Liabilities
94,475,934
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About White River Credit Union Enumclaw, WADoes White River Credit Union Enumclaw, WA offer CDs?Yes. White River Credit Union Enumclaw, WA current CD rates include its 12 Month CDs of Deposit at 3.00% APY, its 6 Month CDs of Deposit at 1.50% APY and its 24 Month CDs of Deposit at 0.15% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from White River Credit Union Enumclaw, WA NCUA insured?Yes. White River Credit Union Enumclaw, WA is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at White River Credit Union Enumclaw, WA?The highest White River Credit Union Enumclaw, WA CD rate is its 12 Month CDs of Deposit at 3.00% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does White River Credit Union Enumclaw, WA offer?White River Credit Union Enumclaw, WA CD rates are 1.50% APY for a 6 month CD, 3.00% APY for a 12 month CD and 0.15% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with White River Credit Union Enumclaw, WA for its full lineup. What is the highest savings rate at White River Credit Union Enumclaw, WA?The highest White River Credit Union Enumclaw, WA savings rate is its Educational IRA Savings at 0.30% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at White River Credit Union Enumclaw, WA?The highest White River Credit Union Enumclaw, WA checking rate is its Checking with Interest at 0.05% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at White River Credit Union Enumclaw, WA?The lowest White River Credit Union Enumclaw, WA auto loan rate is its Auto & Motorcycles (New and Used) at 5.24% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does White River Credit Union Enumclaw, WA operate?White River Credit Union Enumclaw, WA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join White River Credit Union Enumclaw, WA?Yes, to access services at White River Credit Union Enumclaw, WA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, White River Credit Union Enumclaw, WA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, White River Credit Union Enumclaw, WA provides members with tools to manage their accounts and build a solid financial history. Does White River Credit Union Enumclaw, WA offer online and mobile banking?Most modern institutions like White River Credit Union Enumclaw, WA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whiterivercu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do White River Credit Union Enumclaw, WA rates compare?White River Credit Union Enumclaw, WA's CD rates are 47% lower than the MonitorBankRates national average, and it has an A+ health rating. White River Credit Union Enumclaw, WA's top rates are its 12 Month CDs of Deposit at 3.00% APY, its Educational IRA Savings at 0.30% APY, its Checking with Interest at 0.05% APY and its Auto & Motorcycles (New and Used) at 5.24% APR, verified by MonitorBankRates on October 30, 2026. Current White River Credit Union Enumclaw, WA Rates
Retrieved from our database of financial products. Rates subject to change.
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