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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Shoreline Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Shoreline Credit Union's CDs and IRA CDs 24 month rates are at 4.03%, CDs and IRA CDs 60 month rates are at 3.87%, CDs and IRA CDs 36 month rates are at 3.82%, Bump-Up Flex CD 36 month rates are at 3.77%, Bump-Up IRA CD 36 month rates are at 3.77%. Shoreline Credit Union's savings rates are at 1.32%. Shoreline Credit Union's money market rates are at 0.05%. Shoreline Credit Union's 10 Year Fixed rates are at 5.62%, 30 Year Fixed rates are at 6.12%, 20 Year Fixed rates are at 6.12%, 15 Year Fixed rates are at 6.12%, 7/1 ARM rates are at 6.38%. Shoreline Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Shoreline Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.83%. Rates were last updated on 03/24/2026. Shoreline Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Shoreline Credit Union? Share your experience about Shoreline Credit Union by leaving a review below, or read customer reviews before you decide to use Shoreline Credit Union. Shoreline Credit Union
Manitowoc Branch 4400 Calumet Ave
https://www.shorelinecu.org Manitowoc, WI 54220 
Shoreline Credit Union CD Rates
Shoreline Credit Union Savings Rates
Shoreline Credit Union Money Market Rates
Shoreline Credit Union Checking Rates
Shoreline Credit Union Mortgage Rates
Shoreline Credit Union Credit Card Rates
Shoreline Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Shoreline Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Shoreline Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Shoreline Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Shoreline Credit Union
Website
https://www.shorelinecu.org
Address
4400 Calumet Ave,
Manitowoc, WI 54220
Phone
920-482-3700
Fax
920-482-3701
President
Gretchen Bauknecht Pech
CEO
Nathan Grossenbach
Full-Time Employees
35
Part-Time Employees
3
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.83%
Return on Assets (ROA)
2.9823%
Return on Equity (ROE)
27.8448%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
146,030,178
Total Amount of Shares and Deposits
114,310,737
Total Shares and Deposits < 1 Year
101,493,936
Total Shares and Deposits 1 3 Years
11,087,159
Total Shares and Deposits > 3 Years
1,729,641
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,178,949
Total Uninsured Shares and Deposits > $250K (F+J)
6,178,949
Total Insured Shares and Deposits > $250K (item 17 less item K)
108,131,788
Total Interest Expense (Sum of items 6 8)
848,652
Share Certificates
648
Number of Accounts for Share Drafts
5,908
IRA KEOGH Accounts
273
Number of Accounts for Regular Shares
10,913
All other shares
236
Non Member Deposits
3
Money Market Shares
235
Net Income (unless the amount is already included in Undivided Earnings)
4,355,080
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
737,083
Total Liabilities
130,517,660
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Shoreline Credit UnionIs Shoreline Credit Union a safe place to deposit money?Yes, Shoreline Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8277610068965%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Shoreline Credit Union operate?Shoreline Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Shoreline Credit Union?Yes, to access services at Shoreline Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Shoreline Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Shoreline Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Shoreline Credit Union offer online and mobile banking?Most modern institutions like Shoreline Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.shorelinecu.org. Current Shoreline Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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