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NEWARK POLICE Rates & Review April 2026

You can compare NEWARK POLICE rates to other rates in our database, including 12-month share certificate rates currently at 3.15%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 1.15%. Savings rates are at 1.26% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to NEWARK POLICE rates. MonitorBankRates evaluates the financial stability of NEWARK POLICE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.63%. Rates were last updated on 04/08/2026.

NEWARK POLICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NEWARK POLICE? Share your experience about NEWARK POLICE by leaving a review below, or read customer reviews before you decide to use NEWARK POLICE.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.63%
Excellent Higher than avg
Farmers National Bank Phillipsburg, KS
Main
1 Lincoln AVe
Newark, NJ 07104
Member NCUA

Current Rate Availability

We do not have NEWARK POLICE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for NEWARK POLICE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NEWARK POLICE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NEWARK POLICE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NEWARK POLICE
Website
Address 1 Lincoln AVe, Newark, NJ 07104
Phone 973-733-6198
Fax 973-483-0060
President John Chrystal
CEO Keith Rubel
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.63%
Return on Assets (ROA)
1.8833%
Return on Equity (ROE)
5.4851%
Non-Performing Loans Ratio (NPL)
3.93%
Total Assets
5,085,750
Total Amount of Shares and Deposits
3,329,926
Total Shares and Deposits < 1 Year
3,329,926
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,329,926
Total Interest Expense (Sum of items 6 8)
2,520
Number of Accounts for Share Drafts
5
Number of Accounts for Regular Shares
1,254
Net Income (unless the amount is already included in Undivided Earnings)
4,491
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
567,354
Total Liabilities
3,372,531
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About NEWARK POLICE

Is NEWARK POLICE a safe place to deposit money?

Yes, NEWARK POLICE is considered a safe financial institution. With a Texas Ratio of 7.6303716773211%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does NEWARK POLICE operate?

NEWARK POLICE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NEWARK POLICE?

Yes, to access services at NEWARK POLICE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NEWARK POLICE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NEWARK POLICE provides members with tools to manage their accounts and build a solid financial history.

Does NEWARK POLICE offer online and mobile banking?

Most modern institutions like NEWARK POLICE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.