|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Boulder Dam Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Boulder Dam Credit Union's savings rates are at 3.04%. Boulder Dam Credit Union's 10-Year Fixed Home Mortgage rates are at 5.99%, 1st Mortgage (10 Year) rates are at 5.99%, 1st Mortgage (15 Year) rates are at 6.24%, 1st Mortgage (30 Year) rates are at 6.74%, 30-Year Fixed Home Mortgage rates are at 6.74%. Boulder Dam Credit Union's Personal Loan Rates are as low as 8.00%. Boulder Dam Credit Union's Credit Card Rates are at 13.00%. Boulder Dam Credit Union's savings rates are 171% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Boulder Dam Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.59%. Rates last updated and verified on 10/30/2026. Boulder Dam Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Boulder Dam Credit Union? Share your experience about Boulder Dam Credit Union by leaving a review below, or read customer reviews before you decide to use Boulder Dam Credit Union. Boulder Dam Credit Union
BOULDER DAM CU 530 AVENUE G
https://www.boulderdamcu.org BOULDER CITY, NV 89005 Privately insuredNot NCUA Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Boulder Dam Credit Union Savings Rates
Boulder Dam Credit Union Checking Rates
Boulder Dam Credit Union Mortgage Rates
Boulder Dam Credit Union Home Equity & HELOC
Boulder Dam Credit Union Auto Loan Rates
Boulder Dam Credit Union RV, Boat and Powersport Loan Rates
Boulder Dam Credit Union Credit Card Rates
Boulder Dam Credit Union Personal Loan Rates
Boulder Dam Credit Union Other Rates
Financial Health HistoryBoulder Dam Credit Union’s Texas Ratio stayed near 0.13% in Q3 2023 to 0.59% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Boulder Dam Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Boulder Dam Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Boulder Dam Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Boulder Dam Credit Union
Website
https://www.boulderdamcu.org
Address
530 AVENUE G,
BOULDER CITY, NV 89005
Phone
702-293-7777
Fax
702-293-0731
President
Robert Merrell
CEO
Steele Hendrix
Full-Time Employees
47
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.59%
Return on Assets (ROA)
0.7314%
Return on Equity (ROE)
4.9401%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
871,540,403
Total Amount of Shares and Deposits
749,923,854
Total Shares and Deposits < 1 Year
749,923,854
Total Interest Expense (Sum of items 6 8)
6,739,642
Number of Accounts for Share Drafts
14,970
IRA KEOGH Accounts
1,323
Number of Accounts for Regular Shares
23,174
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
93,532,203
Total Liabilities
750,914,961
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Boulder Dam Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Boulder Dam Credit Union
Frequently Asked Questions About Boulder Dam Credit UnionWhat is the highest savings rate at Boulder Dam Credit Union?The highest Boulder Dam Credit Union savings rate is its IRA Savings at 3.04% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest 30 year fixed mortgage rate at Boulder Dam Credit Union?The lowest Boulder Dam Credit Union 30 year fixed mortgage rate is its 30-Year Fixed Home Mortgage at 6.74%, verified by MonitorBankRates as of October 30, 2026. Boulder Dam Credit Union mortgage rates are 6.74% APR for a 30 year mortgage, 6.24% APR for a 15 year mortgage and 5.99% for a 10 year mortgage. What is the lowest auto loan rate at Boulder Dam Credit Union?The lowest Boulder Dam Credit Union auto loan rate is its Auto Loans - New Auto (2025/2026) at 4.99% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Boulder Dam Credit Union?The lowest Boulder Dam Credit Union personal loan rate is its Signature Loans at 8.00% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Boulder Dam Credit Union?The lowest Boulder Dam Credit Union credit card APR is its VISA Credit Card at 13.00% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Boulder Dam Credit Union operate?Boulder Dam Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Boulder Dam Credit Union?Yes, to access services at Boulder Dam Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Boulder Dam Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Boulder Dam Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Boulder Dam Credit Union offer online and mobile banking?Most modern institutions like Boulder Dam Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boulderdamcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Boulder Dam Credit Union rates compare?Boulder Dam Credit Union's savings rates are 171% higher than the MonitorBankRates national average, and it has an A+ health rating. Boulder Dam Credit Union's top rates are its IRA Savings at 3.04% APY, its 10-Year Fixed Home Mortgage at 5.99%, its Signature Loans at 8.00% APR and its VISA Credit Card at 13.00% APR, verified by MonitorBankRates on October 30, 2026. Current Boulder Dam Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Hercules First Credit Union
Achieva Credit Union
Eddyville Cooperative Credit Union
Councill Federal Credit Union
Citco Federal Credit Union
Workers Federal Credit Union
Everest Federal Credit Union
Gates Chili Federal Credit Union
Smart Financial Credit Union
First Heritage Federal Credit Union
Denver Fire Department Federal Credit Union
American United Federal Credit Union
Jefferson Credit Union
1st Gateway Credit Union
Baylor Health Care System Credit Union
Meridian Trust Federal Credit Union
Johns Hopkins Federal Credit Union
Bridgeport Police Federal Credit Union
Straits Area Federal Credit Union
Alcose Credit Union
Doches Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
