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Boulder Dam Credit Union Rates & Review April 2026

Boulder Dam Credit Union's savings rates are at 2.02%. MonitorBankRates evaluates the financial stability of Boulder Dam Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.16%. Rates were last updated on 04/14/2026.

Boulder Dam Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Boulder Dam Credit Union? Share your experience about Boulder Dam Credit Union by leaving a review below, or read customer reviews before you decide to use Boulder Dam Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.16%
Excellent Lower than avg
Boulder Dam Credit Union
BOULDER DAM CU
530 AVENUE G
BOULDER CITY, NV 89005
https://www.boulderdamcu.org
Member NCUA

Boulder Dam Credit Union Savings Rates

Product Rate APY View More
IRA Savings 3.00% 3.04%
Min Balance $5
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Primary Savings 2.00% 2.02%
Min Balance $5
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Secondary Savings 2.00% 2.02%
Min Balance $5
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Boulder Dam Credit Union Checking Rates

Product Rate APY View More
Checking - 0.00%
Min Balance $5
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Boulder Dam Credit Union Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage (10 Year) - - 5.24% 120
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
1st Mortgage (15 Year) - - 5.49% 180
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
1st Mortgage (30 Year) - - 5.99% 360
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
1st Mortgage - - 8.00% 360
Details Interest Refund: 20%
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
30-Year Interest RebateHome Mortgage - - 8.00% 30-years
Details As Low As; Fixed rate of 8.00% with 20% rebate
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Boulder Dam Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 1st - - 5.99% 180 Months
Details Line of Credit Limit: 90% of appraised value, up to $400K
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Home Equity 1st - - 5.99% Up to 360 Months
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Home Equity Line of Credit (HELOC) - - 5.99% 360
Details As Low As
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
HELOC 2nd - - 8.00% 180 Months
Details Line of Credit Limit: 80% of appraised value, up to $400K
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Home Equity 2nd - - 8.00% Up to 360 Months
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Boulder Dam Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 13.00%
Details Annual Percentage Rate (APR1) for Purchases; Regular APR: 13.00%
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Boulder Dam Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Boulder Dam Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Boulder Dam Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Boulder Dam Credit Union
Address 530 AVENUE G, BOULDER CITY, NV 89005
Phone 702-293-7777
Fax 702-293-0731
President Robert Merrell
CEO Steele Hendrix
Full-Time Employees 46
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.16%
Return on Assets (ROA)
0.9632%
Return on Equity (ROE)
6.8509%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
855,829,730
Total Amount of Shares and Deposits
743,192,024
Total Shares and Deposits < 1 Year
743,192,025
Total Interest Expense (Sum of items 6 8)
12,404,443
Number of Accounts for Share Drafts
14,787
IRA KEOGH Accounts
1,376
Number of Accounts for Regular Shares
23,217
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
104,976,791
Total Liabilities
744,463,110
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Boulder Dam Credit Union

Is Boulder Dam Credit Union a safe place to deposit money?

Yes, Boulder Dam Credit Union is considered a safe financial institution. With a Texas Ratio of 0.16389525678986%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Boulder Dam Credit Union operate?

Boulder Dam Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Boulder Dam Credit Union?

Yes, to access services at Boulder Dam Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Boulder Dam Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Boulder Dam Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Boulder Dam Credit Union offer online and mobile banking?

Most modern institutions like Boulder Dam Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boulderdamcu.org.

Current Boulder Dam Credit Union Rates

  • Savings2.02%
Retrieved from our database of financial products. Rates subject to change.