Citizens National Bank of Albion CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.60%, 6-month CD rates at 3.34% and 3-month CD rates at 2.84%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.40%. Credit Card rates are at 7.90%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. Citizens National Bank of Albion's 15-Month CD rates are at 4.06%, 12-Month CD rates are at 3.79%, 18-Month CD rates are at 3.78%, 24-Month CD rates are at 3.53%, 48-Month CD rates are at 3.28%. Citizens National Bank of Albion's savings rates are at 0.50%. Citizens National Bank of Albion's money market rates are at 2.78%.

Citizens National Bank of Albion

To see how these rates compare to Citizens National Bank of Albion CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens National Bank of Albion, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens National Bank of Albion CD rates. You can also compare Citizens National Bank of Albion savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens National Bank of Albion money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Albion? Share your experience about Citizens National Bank of Albion by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Albion.

Citizens National Bank of Albion Texas Ratio

Citizens National Bank of Albion's Texas Ratio is at 1.25%, which is considered excellent. The Texas Ratio for Citizens National Bank of Albion is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens National Bank of Albion is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.79%

2.54%

18-Month CD

3.78%

2.27%

24-Month CD

3.53%

2.27%

36-Month CD

3.02%

2.20%

48-Month CD

3.28%

2.14%

60-Month CD

3.27%

2.26%

Savings

0.50%

0.65%

MMA

2.78%

1.01%

30-Year Fixed

N/A

6.76%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Citizens National Bank of Albion

10 W Elm St
Albion, IL 62806

https://www.cnbalbion.com

MonitorBankRates' Rating

5/5

★★★★★

Review Citizens National Bank of Albion

Citizens National Bank of Albion CD Rates and Interest Rates

Citizens National Bank of Albion

15-Month CD

4.06%

$1,000

Citizens National Bank of Albion

12-Month CD

3.79%

$1,000

Citizens National Bank of Albion

18-Month CD

3.78%

$1,000

Citizens National Bank of Albion

24-Month CD

3.53%

$1,000

Citizens National Bank of Albion

48-Month CD

3.28%

$1,000

Citizens National Bank of Albion

60-Month CD

3.27%

$1,000

Citizens National Bank of Albion

36-Month CD

3.02%

$1,000

Citizens National Bank of Albion

Money Market

2.78%

$500,000

Citizens National Bank of Albion

Savings

0.50%

$50

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens National Bank of Albion Rates with Other Competitive Bank and Credit Union Rates

EagleBank

Eagle High-Yield Savings

4.40%

$1,000

Redneck Bank, div of All America Bank

Mega Money Market

4.25%

Bradford National Bank

12-Month CD

4.14%

$1,000

Inova Federal Credit Union

12-Month CD

4.10%

$200

Ally Bank

6-Month CD

4.00%

VisionBank Saint Louis Park, MN

30-Month CD

3.85%

$1,000

Fidelity Bank West Memphis, AR

12-Month CD

3.75%

$500

Tioga-Franklin Savings Bank

12-Month CD

3.50%

$500

Vystar Credit Union

48-Month CD

3.50%

$500

First Southwest Bank

COLTAF Business Checking

3.43%

Wayne Bank and Trust Co.

36-Month CD

3.28%

$1,000

Bankwell Bank

Smart Money Market

3.25%

$100

First County Bank

24-Month CD

3.25%

$1,000

Citizens Independent Bank

24-Month CD

3.25%

$1,000

First National Bank in Marlow

60-Month CD

3.15%

$500

1st Community Credit Union

24-Month CD

3.15%

$1,000

OBC Bank

18-Month CD

3.04%

$1,000

The FNB Community Bank

36-Month CD

2.78%

$1,000

Versailles S&L Co.

24-Month CD

2.78%

$1,000

Acadia Federal Credit Union

6-Month CD

2.53%

$1,000

State Bank of Cherry

18-Month CD

2.27%

$1,000

Security Bank Laurel, NE

eRewards Checking

2.02%

West Union Bank

18-Month CD

2.00%

$500

Pioneer Community Bank, Inc.

24-Month CD

1.76%

$1,000

Hilltop National Bank

24-Month CD

1.71%

$1,000

HomeBank

36-Month CD

1.51%

$2,500

Southwest National Bank

36-Month CD

1.45%

$500

Liberty Bank Middletown, CT

48-Month CD

1.35%

$500

The Bank of New Glarus

36-Month CD

1.30%

$1,000

Mutual Security Credit Union

12-Month CD

1.00%

$500

Farmers State Bank Wathena, KS

60-Month CD

0.80%

$500

T Bank

T Money Market

0.75%

$2,500

Unico Bank

60-Month CD

0.70%

$1,000

Ballston Spa National Bank

48-Month CD

0.60%

$500

The Bank of Bennington

Savings

0.50%

North Shore Bank Co-op

36-Month CD

0.40%

$1,000

Sugar River Bank

24-Month CD

0.40%

$500

Nebraska State Bank and Trust Company

Prestige Interest Checking

0.40%

$1,500

Reliance State Bank

Savings

0.30%

$200

FSB Holton, KS

Money Market

0.30%

$2,500

FNB of River Falls

12-Month CD

0.30%

$2,500

First Horizon

12-Month CD

0.10%

$1,000

Better Banks

Better Savings

0.10%

First Federal S&L of McMinnville

Daily Money Market

0.10%

Bank of New Hampshire

6-Month CD

0.10%

$500

America First Federal Credit Union

Regular Checking

0.10%

$500

New Haven Bank

Money Market

0.05%

$1,000

Prairie Bank of Kansas

Savings

0.05%

$50

F&M Bank of Hutsonville

Simply Savings

0.03%

$50

Pataskala Banking Company

Money Market

0.01%

$25

Disclaimer

Mortgage Rates May 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

M&T Bank

5-Year ARM Jumbo

5.250%

4.753%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Catskill Hudson Bank

15-Year Fixed

5.250%

5.385%

0.750

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Piedmont Advantage Credit Union

15-Year Fixed

5.375%

5.633%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.625%

5.651%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.375%

5.677%

1.125

Sikorsky Credit Union

15-Year Fixed

5.625%

5.681%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens National Bank of Albion Information

Citizens National Bank of Albion

10 W Elm St
Albion, IL 62806
Edwards
Established Date: 08/05/1940
FDIC Certificate #: 15760
Date of FDIC Deposit Insurance: 08/05/1940

Bank Holding Company: CITIZENS BANCSHARES INC

How Many Domestic U.S. Offices? 5

How Many Branches are There? 5

Website: https://www.cnbalbion.com

Is Citizens National Bank of Albion FDIC Insured? Yes

What is Citizens National Bank of Albion's Cert number? 15760

What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens National Bank of Albion Financials

Total Assets:

$341,936,000

Total Deposits:

$279,203,000

Equity Capital:

$53,802,000

Domestic Deposits:

$279,203,000

Net Income:

$750,000

Return on Assets:

0.8471%

Quarterly Return on Assets:

0.8800%

Pretax Return on Assets:

1.1143%

Pretax Quarterly Return on Assets:

1.1100%

Return on Equity:

5.5800%

Quarterly Return on Equity:

5.6300%

Common Equity Tier 1 Capital Ratio:

24.3362%

Tier 1 Risk-Based Capital Ratio:

24.3362%

Leverage Tier 1 (Core Capital) Ratio:

16.9425%

Total Risk-Based Capital Ratio (YTD):

25.5869%

Total Interest Income (YTD):

3.9167%

Headquarters:

Albion

FDIC Field Office:

Mount Vernon

Regulator:

OCC

County:

Edwards

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

United Bank CD Rates

United Bank CD rates are very competitive right now on the bank's Special and Flex Up certificates of deposit. United Bank is offering both short term and intermediate term special CDs and the best CD rates are on the bank's short term CDs. 3 month Special CD rates at United Bank are at 1.64 percent with an APY of 1.65 percent. 7 Flex Up CD rates from United Bank are currently at 2.42 percent with an APY of 2.45 percent. The 7 month Flex Up CD rate is higher than most 1 year CD rates available from any bank these days.

Mortgage Rates This Weekend: 30 Year Mortgage Rates at 4.11%

Mortgage rates are mixed this weekend, no major moves in average mortgage rates. 30 year mortgage rates are at 4.11%, an increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year home loans are averaging 3.36%, unchanged from yesterday's average 15 year mortgage rate.

Pending Home Sales Down in January Despite Low Mortgage Rates

Low mortgage rates and the expanded home buyer tax credit couldn't stop pending home sales from going down in January 2010 according to the National Association of Realtors (NAR). The Pending Home Sales Index is a forward looking indicator based on contracts signed in January which fell 7.6 percent to 90.4 percent.