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RCB Bank

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RCB Bank Rates & Review May 2026

Q: How many branches does RCB Bank operate?

RCB Bank currently maintains approximately 62 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, RCB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, RCB Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 21, 2026

RCB Bank's Personal Loan Rates are at 4.23%. MonitorBankRates evaluates the financial stability of RCB Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.58%. Rates were last updated on 05/21/2026.

RCB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RCB Bank? Share your experience about RCB Bank by leaving a review below, or read customer reviews before you decide to use RCB Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.58%

Excellent Lower than avg

RCB Bank

300 W Patti Page Blvd
Claremore, OK 74017

https://www.rcbbank.bank

RCB Bank Checking Rates

Product	Rate	APY	View More
my Interest Rewards Checking	-	5.00%
Min Balance $100 Details Qualifications Required: must meet monthly reward requirements; Qualifying balance up to $10,000.00 Last Updated 05/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

RCB Bank Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Consumer Auto Loan	-	-	4.23%
Details As Low As; APR includes a 3% discount for automatic debit of monthly payment from an RCB Bank checking or savings account. Rate could increase if automatic debit is canceled at any time during the term of the loan. Discounted rate is for 2021-2026 models. Loan fees apply. Loan payment and APR will vary based on loan amount, term and any fees. With approved credit, including a minimum credit score of 675. Generally not available for refinance of existing RCB Bank loan. Other terms, restrictions and exclusions may apply. Last Updated 05/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for RCB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather RCB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with RCB Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name RCB Bank

Bank Holding Company RCB HOLDING CO INC

Address 300 W Patti Page Blvd, Claremore, OK 74017 · Rogers

Website https://www.rcbbank.bank

FDIC Certificate # 15399

Established 01/14/1936

FDIC Insurance Date 07/09/1936

Domestic Offices 62

Total Branches 62

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.58%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2034%

Return on Equity (ROE) 14.1100%

Non-Performing Loans (NPL) 0.37%

Total Assets $4,055,412,000

Total Deposits $3,565,699,000

Equity Capital $463,818,000

Net Income $52,058,000

Headquarters Claremore

Total Offices 62

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About RCB Bank

How many branches does RCB Bank operate?

RCB Bank currently maintains approximately 62 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, RCB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, RCB Bank provides members with tools to manage their accounts and build a solid financial history.

Does RCB Bank offer online and mobile banking?

Most modern institutions like RCB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rcbbank.bank.