What are the current interest rates at North American Banking Co.?

Current rates for North American Banking Co. include: 24-Month CD: 0.55%, 36-Month CD: 0.55%, 48-Month CD: 0.80%, 60-Month CD: 0.80%, Savings: 0.05%

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North American Banking Co.

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North American Banking Co. Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Banking Co. provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

North American Banking Co.'s 60-Month CD rates are at 1.25%, 60-Month CD rates are at 1.25%, 36-47-Month CD rates are at 1.20%, 48-59-Month CD rates are at 1.20%, 60-Month CD rates are at 1.20%. North American Banking Co.'s savings rates are at 0.05%. North American Banking Co.'s Auto Loan Rates are as low as 6.75%. MonitorBankRates evaluates the financial stability of North American Banking Co. with a 4.8 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.61%. Rates last updated and verified on 09/18/2026.

North American Banking Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North American Banking Co.? Share your experience about North American Banking Co. by leaving a review below, or read customer reviews before you decide to use North American Banking Co..

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

4.8

Excellent Out of 5.0 Stars

Texas Ratio

4.61%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

North American Banking Company

2230 Albert St N
Roseville, MN 55113

https://www.nabankco.com

North American Banking Co. CD Rates

Product	Rate	APY
60 Month CD	1.25%	1.25%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 3.00%; Annual Percentage Yield: 3.00% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
60 Month CD	1.25%	1.25%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 2.75%; Annual Percentage Yield: 2.75% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
36-47 Month CD	1.20%	1.20%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 3.75%; Annual Percentage Yield: 3.75% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
48-59 Month CD	1.20%	1.20%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 3.55%; Annual Percentage Yield: 3.55% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
60 Month CD	1.20%	1.20%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 2.50%; Annual Percentage Yield: 2.50% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
36-47 Month CD	1.10%	1.10%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 3.25%; Annual Percentage Yield: 3.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
48-59 Month CD	1.10%	1.10%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 2.75%; Annual Percentage Yield: 2.75% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
60 Month CD	1.10%	1.10%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 2.25%; Annual Percentage Yield: 2.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
36-47 Month CD	1.00%	1.00%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 2.25%; Annual Percentage Yield: 2.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
48-59 Month CD	1.00%	1.00%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 2.25%; Annual Percentage Yield: 2.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
60 Month CD	1.00%	1.00%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 2.00%; Annual Percentage Yield: 2.00% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
12-23 Month CD	0.95%	0.95%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 3.85%; Annual Percentage Yield: 3.85% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
24-35 Month CD	0.95%	0.95%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 3.95%; Annual Percentage Yield: 3.95% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
36-47 Month CD	0.90%	0.90%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 1.75%; Annual Percentage Yield: 1.75% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
48-59 Month CD	0.90%	0.90%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 2.00%; Annual Percentage Yield: 2.00% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
12-23 Month CD	0.85%	0.85%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 3.25%; Annual Percentage Yield: 3.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
24-35 Month CD	0.85%	0.85%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 3.25%; Annual Percentage Yield: 3.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
36-47 Month CD	0.80%	0.80%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 1.50%; Annual Percentage Yield: 1.50% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
48-59 Month CD	0.80%	0.80%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 1.75%; Annual Percentage Yield: 1.75% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
12-23 Month CD	0.75%	0.75%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 2.15%; Annual Percentage Yield: 2.15% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
24-35 Month CD	0.75%	0.75%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 2.25%; Annual Percentage Yield: 2.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
6 month CD	0.70%	0.70%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 3.75%; Annual Percentage Yield: 3.79% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
12-23 Month CD	0.65%	0.65%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 1.55%; Annual Percentage Yield: 1.55% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
24-35 Month CD	0.65%	0.65%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 1.75%; Annual Percentage Yield: 1.75% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
6 month CD	0.65%	0.65%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 3.00%; Annual Percentage Yield: 3.02% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
6 month CD	0.60%	0.60%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 1.95%; Annual Percentage Yield: 1.96% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
12-23 Month CD	0.55%	0.55%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 0.95%; Annual Percentage Yield: 0.95% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
24-35 Month CD	0.55%	0.55%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 1.25%; Annual Percentage Yield: 1.25% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
6 month CD	0.55%	0.55%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 1.70%; Annual Percentage Yield: 1.71% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
3 Month CD	0.50%	0.50%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 +; Interest Rate with checking account*: 3.55%; Annual Percentage Yield: 3.60% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
6 month CD	0.50%	0.50%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 1.05%; Annual Percentage Yield: 1.05% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
3 Month CD	0.45%	0.45%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.-$249,999.; Interest Rate with checking account*: 2.75%; Annual Percentage Yield: 2.78% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
3 Month CD	0.40%	0.40%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Interest Rate with checking account*: 1.85%; Annual Percentage Yield: 1.86% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
3 Month CD	0.35%	0.35%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Interest Rate with checking account*: 1.50%; Annual Percentage Yield: 1.51% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
3 Month CD	0.30%	0.30%
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99; Interest Rate with checking account*: 0.85%; Annual Percentage Yield: 0.85% Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

North American Banking Co. Savings Rates

Product	Rate	APY
Health Savings	2.00%	2.00%
Min Balance $10,000 Details Balance: $10,000.00+ Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
IRA Savings	2.00%	2.00%
Min Balance $20,000 Details Balance: $20,000.00+ Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Health Savings	0.75%	0.75%
Min Balance $5,000 Details Balance: $5,000.00 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
IRA Savings	0.75%	0.75%
Min Balance $10,000 Details Balance: $10,000.00 - $19,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Health Savings	0.50%	0.50%
Min Balance $1,000 Details Balance: $1,000.00 - $4,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
IRA Savings	0.50%	0.50%
Min Balance $2,000 Details Balance: $2,000.00 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Health Savings	0.30%	0.30%
Min Deposit $100 Min Balance $0 Details Balance: $0.00 - $999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
IRA Savings	0.30%	0.30%
Min Deposit $100 Min Balance $0 Details Balance: $0.00 - $1,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
FlexSavings & Business Savings	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000.00+ Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
FlexSavings & Business Savings	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000.00 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
FlexSavings & Business Savings	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500.00 - $4,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
FlexSavings & Business Savings	0.05%	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $0.00 - $2,499.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

North American Banking Co. Checking Rates

Product	Rate	APY
Flex Checking	0.25%	0.25%
Min Balance $10,000 Details Balance: $10,000.00+ Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex Checking	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000.00 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex Checking	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500.00 - $4,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex Checking	0.05%	0.05%
Min Deposit $100 Min Balance $500 Details Balance: $500.00 - $2,499.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

North American Banking Co. Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC	-	-	7.25%
Details As low as; APR Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

North American Banking Co. Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	6.75%
Details As low as; APR Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

North American Banking Co. RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Boat/Trailer Loans	-	8.50%
Details As low as; APR Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

North American Banking Co. Other Rates

Product	Rate	Points	APY/APR
Flex MM & Business MM	0.05%	-	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $0.00 - $19,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex MM & Business MM	0.10%	-	0.10%
Min Balance $20,000 Details Balance: $20,000.00 - $49,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex MM & Business MM	0.15%	-	0.15%
Min Balance $50,000 Details Balance: $50,000.00 - $74,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex MM & Business MM	0.20%	-	0.20%
Min Balance $75,000 Details Balance: $75,000.00 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Flex MM & Business MM	0.25%	-	0.25%
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Preferred MM	0.25%	-	0.25%
Min Deposit $50,000 Min Balance $0 Details Minimum: $50,000.00 in checking; Balance: $0.00 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Preferred MM	0.27%	-	0.27%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Preferred MM	0.30%	-	0.30%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Preferred MM	2.35%	-	2.35%
Min Balance $500,000 Details Balance: $500,000.00 - $749,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Preferred MM	2.40%	-	2.40%
Min Balance $750,000 Details Balance: $750,000.00 - $999,999.99 Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%
Preferred MM	2.50%	-	2.50%
Min Balance $1,000,000 Details Balance: $1,000,000.00+ Last Updated 09/18/2026 Institution Ratings 4.8 Star Rating A Health Grade ◈ Texas Ratio: 4.61%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

North American Banking Co.’s Texas Ratio fell from 22.80% in Q3 2023 to 4.61% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 4.8 and its Health Grade from F to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.5B	4.61%	4.8	A
March 31, 2026	$1.5B	4.77%	4.5	A-
December 31, 2025	$1.5B	3.96%	4.7	A
September 30, 2025	$1.4B	5.74%	4.6	A
June 30, 2025	$1.4B	6.42%	4.0	B
March 31, 2025	$1.4B	7.33%	3.5	B-
December 31, 2024	$1.4B	3.81%	2.7	C
September 30, 2024	$1.3B	10.70%	3.5	C+
June 30, 2024	$1.2B	14.63%	2.2	D
March 31, 2024	$1.3B	15.71%	1.8	D
December 31, 2023	$1.3B	14.51%	2.0	D
September 30, 2023	$1.2B	22.80%	1.0	F

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for North American Banking Co. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather North American Banking Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North American Banking Co.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name North American Banking Co.

Bank Holding Company N A CORP

Address 2230 Albert St N, Roseville, MN 55113 · Ramsey

Website https://www.nabankco.com

FDIC Certificate # 34836

Established 19980721

FDIC Insurance Date 19980721

Domestic Offices 6

Total Branches 6

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

4.8

Excellent Out of 5.0 Stars

4.61%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.1304%

Return on Equity (ROE) 32.0000%

Non-Performing Loans (NPL) 0.28%

Total Assets $1,473,505,000

Total Deposits $1,085,744,000

Equity Capital $99,954,000

Net Income $15,580,000

Headquarters Roseville

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

North American Banking Co. earned the Verified Healthy badge

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Frequently Asked Questions About North American Banking Co.

How many branches does North American Banking Co. operate?

North American Banking Co. currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, North American Banking Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Banking Co. provides members with tools to manage their accounts and build a solid financial history.

Does North American Banking Co. offer online and mobile banking?

Most modern institutions like North American Banking Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nabankco.com.

Current North American Banking Co. Rates

24-Month CD0.55%
36-Month CD0.55%
48-Month CD0.80%
60-Month CD0.80%
Savings0.05%

Retrieved from our database of financial products. Rates subject to change.

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