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North American Banking Co. Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 5, 2026
North American Banking Co.'s 60-Month CD rates are at 1.25%, 36-47-Months 36-47-Month CD rates are at 1.20%, 48-59-Months 48-59-Month CD rates are at 1.20%, 12-23-Months 12-23-Month CD rates are at 0.95%, 24-35-Months 24-35-Month CD rates are at 0.95%. North American Banking Co.'s savings rates are at 2.00%. North American Banking Co.'s checking rates are as high as 0.25%. North American Banking Co.'s Auto Loan Rates are as low as 6.75%. North American Banking Co.'s top CD rate of 3.95% APY on a 35 month CD is 39% higher than the MonitorBankRates national average of 2.85% APY for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of North American Banking Co. with a 4.8 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.55%. Rates last updated and verified on 11/05/2026.
North American Banking Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North American Banking Co.? Share your experience about North American Banking Co. by leaving a review below, or read customer reviews before you decide to use North American Banking Co..
North American Banking Co. has earned an overall safety grade of A (Excellent, Score: 96/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
4.8
ExcellentOut of 5.0 Stars
MonitorBankRates Star Rating
North American Banking Co. has earned a Star Rating of 4.8 out of 5 stars (Excellent).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.55%
ExcellentLower than avg
North American Banking Co. Texas Ratio
North American Banking Co.'s Texas Ratio is 4.55%, which is considered excellent and is lower than the national average of 5.85%.
North American Banking Co. has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
22.27% to 4.55% over 12 quarters, improvingFull history
Star Rating 1.0 to 4.8, Health Grade F to A
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
North American Banking Co. CD Rates
Product
Rate
APY
Term
Min. Deposit
View More
60-Month CD
1.25%
1.25%
60 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 1.25% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60-Month CD
1.25%
1.25%
60 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 13 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47-Month CD
1.20%
1.20%
36-47 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 1.20% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59-Month CD
1.20%
1.20%
48-59 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 1.20% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60-Month CD
1.20%
1.20%
60 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 1.20% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47-Month CD
1.10%
1.10%
36-47 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 1.10% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59-Month CD
1.10%
1.10%
48-59 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 1.10% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60-Month CD
1.10%
1.10%
60 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 1.10% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47-Month CD
1.00%
1.00%
36-47 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 1.00% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59-Month CD
1.00%
1.00%
48-59 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 1.00% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60-Month CD
1.00%
1.00%
60 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 1.00% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23-Month CD
0.95%
0.95%
12-23 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.95% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35-Month CD
0.95%
0.95%
24-35 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.95% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47-Month CD
0.90%
0.90%
36-47 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.90% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59-Month CD
0.90%
0.90%
48-59 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.90% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23-Month CD
0.85%
0.85%
12-23 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.85% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35-Month CD
0.85%
0.85%
24-35 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.85% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47-Month CD
0.80%
0.80%
36-47 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.80% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59-Month CD
0.80%
0.80%
48-59 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.80% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23-Month CD
0.75%
0.75%
12-23 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.75% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35-Month CD
0.75%
0.75%
24-35 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.75% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6-Month CD
0.70%
0.70%
6 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.70% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23-Month CD
0.65%
0.65%
12-23 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.65% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35-Month CD
0.65%
0.65%
24-35 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.65% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6-Month CD
0.65%
0.65%
6 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.65% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6-Month CD
0.60%
0.60%
6 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.60% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23-Month CD
0.55%
0.55%
12-23 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.55% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35-Month CD
0.55%
0.55%
24-35 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 2, 2026 · 0.55% APY · checked 11 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6-Month CD
0.55%
0.55%
6 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.55% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3-Month CD
0.50%
0.50%
3 months
$500
Min Deposit$500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.50% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6-Month CD
0.50%
0.50%
6 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.50% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3-Month CD
0.45%
0.45%
3 months
$500
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.45% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3-Month CD
0.40%
0.40%
3 months
$500
Min Deposit$500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.40% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3-Month CD
0.35%
0.35%
3 months
$500
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.35% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3-Month CD
0.30%
0.30%
3 months
$500
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.30% APY · checked 14 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. Savings Rates
Product
Rate
APY
View More
Health Savings
2.00%
2.00%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000.00+
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 2.00% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
IRA Savings
2.00%
2.00%
Min Deposit$100
Min Balance$20,000
DetailsBalance: $20,000.00+
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 2.00% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Health Savings
0.75%
0.75%
Min Deposit$100
Min Balance$5,000
DetailsBalance: $5,000.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.75% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
IRA Savings
0.75%
0.75%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000.00 - $19,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.75% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Health Savings
0.50%
0.50%
Min Deposit$100
Min Balance$1,000
DetailsBalance: $1,000.00 - $4,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.50% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
IRA Savings
0.50%
0.50%
Min Deposit$100
Min Balance$2,000
DetailsBalance: $2,000.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.50% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Health Savings
0.30%
0.30%
Min Deposit$100
Min Balance$0
DetailsBalance: $0.00 - $999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.30% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
IRA Savings
0.30%
0.30%
Min Deposit$100
Min Balance$0
DetailsBalance: $0.00 - $1,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.30% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. Business Savings Rates
Product
Rate
APY
View More
FlexSavings & Business Savings
0.20%
0.20%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000.00+
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.20% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
FlexSavings & Business Savings
0.15%
0.15%
Min Deposit$100
Min Balance$5,000
DetailsBalance: $5,000.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.15% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
FlexSavings & Business Savings
0.10%
0.10%
Min Deposit$100
Min Balance$2,500
DetailsBalance: $2,500.00 - $4,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.10% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
FlexSavings & Business Savings
0.05%
0.05%
Min Deposit$100
Min Balance$0
DetailsBalance: $0.00 - $2,499.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.05% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. Checking Rates
Product
Rate
APY
View More
Flex Checking
0.25%
0.25%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000.00+
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.25% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex Checking
0.15%
0.15%
Min Deposit$100
Min Balance$5,000
DetailsBalance: $5,000.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.15% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex Checking
0.10%
0.10%
Min Deposit$100
Min Balance$2,500
DetailsBalance: $2,500.00 - $4,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.10% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex Checking
0.05%
0.05%
Min Deposit$100
Min Balance$500
DetailsBalance: $500.00 - $2,499.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.05% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity HELOC
-
-
7.50%
DetailsAs Low As; advertised APR as low as 7.50%
Last Updated11/05/2026
Rate History
1 change since Sep 15, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
Sep 24, 20267.50%▲ from 7.25%
Sep 15, 20267.25%first recorded
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
6.75%
DetailsAs Low As; advertised APR as low as 6.75%
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 6.75% APR · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boat/Trailer Loans
-
8.50%
DetailsAs Low As; advertised APR as low as 8.50%
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 8.50% APR · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
North American Banking Co. Other Rates
Product
Rate
Points
APY/APR
Term
View More
12-23 Month CD - with Checking Account
1.55%
-
1.55%
12-23 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23 Month CD - with Checking Account
2.15%
-
2.15%
12-23 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.15% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23 Month CD - with Checking Account
3.25%
-
3.25%
12-23 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
12-23 Month CD - with Checking Account
3.85%
-
3.85%
12-23 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35 Month CD - with Checking Account
1.25%
-
1.25%
24-35 months
Min Deposit$500
Min Balance$500
DetailsInterest rate with checking account; Balance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35 Month CD - with Checking Account
1.75%
-
1.75%
24-35 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35 Month CD - with Checking Account
2.25%
-
2.25%
24-35 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35 Month CD - with Checking Account
3.25%
-
3.25%
24-35 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
24-35 Month CD - with Checking Account
3.95%
-
3.95%
24-35 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.95% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3 Month CD - with Checking Account
0.85%
-
0.85%
3 months
Min Deposit$500
Min Balance$500
DetailsInterest rate with checking account; Balance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 0.85% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3 Month CD - with Checking Account
1.50%
-
1.51%
3 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.51% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3 Month CD - with Checking Account
1.85%
-
1.86%
3 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.86% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3 Month CD - with Checking Account
2.75%
-
2.78%
3 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.78% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
3 Month CD - with Checking Account
3.55%
-
3.60%
3 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47 Month CD - with Checking Account
1.50%
-
1.50%
36-47 months
Min Deposit$500
Min Balance$500
DetailsInterest rate with checking account; Balance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47 Month CD - with Checking Account
1.75%
-
1.75%
36-47 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47 Month CD - with Checking Account
2.25%
-
2.25%
36-47 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47 Month CD - with Checking Account
3.25%
-
3.25%
36-47 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
36-47 Month CD - with Checking Account
3.75%
-
3.75%
36-47 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59 Month CD - with Checking Account
1.75%
-
1.75%
48-59 months
Min Deposit$500
Min Balance$500
DetailsInterest rate with checking account; Balance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59 Month CD - with Checking Account
2.00%
-
2.00%
48-59 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59 Month CD - with Checking Account
2.25%
-
2.25%
48-59 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59 Month CD - with Checking Account
2.75%
-
2.75%
48-59 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
48-59 Month CD - with Checking Account
3.55%
-
3.55%
48-59 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.55% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6 Month CD - with Checking Account
1.05%
-
1.05%
6 months
Min Deposit$500
Min Balance$500
DetailsInterest rate with checking account; Balance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.05% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6 Month CD - with Checking Account
1.70%
-
1.71%
6 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.71% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6 Month CD - with Checking Account
1.95%
-
1.96%
6 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 1.96% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6 Month CD - with Checking Account
3.00%
-
3.02%
6 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.02% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
6 Month CD - with Checking Account
3.75%
-
3.79%
6 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.79% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60 Month CD - with Checking Account
2.00%
-
2.00%
60 months
Min Deposit$500
Min Balance$500
DetailsInterest rate with checking account; Balance: $500.00 - $9,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60 Month CD - with Checking Account
2.25%
-
2.25%
60 months
Min Deposit$500
Min Balance$10,000
DetailsInterest rate with checking account; Balance: $10,000.00 - $24,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60 Month CD - with Checking Account
2.50%
-
2.50%
60 months
Min Deposit$500
Min Balance$25,000
DetailsInterest rate with checking account; Balance: $25,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60 Month CD - with Checking Account
3.00%
-
3.00%
60 months
Min Deposit$500
Min Balance$100,000
DetailsInterest rate with checking account; Balance: $100,000.00 - $249,999.99
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
60 Month CD - with Checking Account
2.75%
-
2.75%
60 months
Min Deposit$500
Min Balance$250,000
DetailsInterest rate with checking account; Balance: $250,000.00 and over
Last Updated11/05/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex MM & Business MM
0.05%
-
0.05%
Min Deposit$100
Min Balance$0
DetailsBalance: $0.00 - $19,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.05% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex MM & Business MM
0.10%
-
0.10%
Min Deposit$100
Min Balance$20,000
DetailsBalance: $20,000.00 - $49,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.10% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex MM & Business MM
0.15%
-
0.15%
Min Deposit$100
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.15% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex MM & Business MM
0.20%
-
0.20%
Min Deposit$100
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.20% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Flex MM & Business MM
0.25%
-
0.25%
Min Deposit$100
Min Balance$100,000
DetailsBalance: $100,000.00+
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.25% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Preferred MM
0.25%
-
0.25%
Min Balance$0
DetailsBalance: $0.00 - $99,999.99; Requires $50,000.00 in checking
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.25% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Preferred MM
0.27%
-
0.27%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99; Requires $50,000.00 in checking
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.27% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Preferred MM
0.30%
-
0.30%
Min Balance$250,000
DetailsBalance: $250,000.00 - $499,999.99; Requires $50,000.00 in checking
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 0.30% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Preferred MM
2.35%
-
2.35%
Min Balance$500,000
DetailsBalance: $500,000.00 - $749,999.99; Requires $50,000.00 in checking
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 2.35% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Preferred MM
2.40%
-
2.40%
Min Balance$750,000
DetailsBalance: $750,000.00 - $999,999.99; Requires $50,000.00 in checking
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 2.40% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Preferred MM
2.50%
-
2.50%
Min Balance$1,000,000
DetailsBalance: $1,000,000.00+; Requires $50,000.00 in checking
Last Updated11/05/2026
Rate History
No change since Sep 15, 2026 · 2.50% APY · checked 15 times
Institution Ratings
4.8
Star Rating
A
Health Grade
◈ Texas Ratio: 4.55%
Financial Health History
North American Banking Co.’s Texas Ratio fell from 22.27% in Q3 2023 to 4.55% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 4.8 and its Health Grade from F to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.5B
4.55%
4.8
A
March 31, 2026
$1.5B
4.70%
4.5
A-
December 31, 2025
$1.5B
3.89%
4.7
A
September 30, 2025
$1.4B
5.67%
4.6
A
June 30, 2025
$1.4B
6.34%
4.0
B
March 31, 2025
$1.4B
7.24%
3.5
B-
December 31, 2024
$1.4B
3.70%
2.7
C
September 30, 2024
$1.3B
10.47%
3.5
C+
June 30, 2024
$1.2B
14.25%
2.2
D
March 31, 2024
$1.3B
15.18%
1.9
D
December 31, 2023
$1.3B
14.32%
2.0
D
September 30, 2023
$1.2B
22.27%
1.0
F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for North American Banking Co. is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather North American Banking Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North American Banking Co.'s official website for the most current offers and terms.
Address
2230 Albert St N,
Roseville, MN 55113 · Ramsey
Bank Holding CompanyN A CORP
FDIC Certificate #34836
RegulatorFED
EstablishedJuly 21, 1998
FDIC Insurance DateJuly 21, 1998
Domestic Offices6
Total Branches6
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
4.55%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
2.1304%
Return on Equity (ROE)
32.0000%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
$1,473,505,000
Total Deposits
$1,085,744,000
Equity Capital
$99,954,000
Net Income
$15,580,000
Headquarters
Roseville
Total Branches and Offices
6
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
North American Banking Co. earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for North American Banking Co.
Frequently Asked Questions About North American Banking Co.
Does North American Banking Co. offer CDs?
Yes. North American Banking Co. current CD rates include its 60-Month CD at 1.25% APY, its 36-47-Months 36-47-Month CD at 1.20% APY and its 48-59-Months 48-59-Month CD at 1.20% APY, verified by MonitorBankRates as of November 5, 2026.
Are CDs from North American Banking Co. FDIC insured?
Yes. North American Banking Co. is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at North American Banking Co.?
The highest North American Banking Co. CD rate is its 24-35-Months 24-35-Month CD - with Checking Account at 3.95% APY, verified by MonitorBankRates as of November 5, 2026.
What CD terms does North American Banking Co. offer?
North American Banking Co. CD rates are 0.95% APY for a 23 month CD, 1.55% APY for a 2 year CD, 0.95% APY for a 35 month CD, 1.25% APY for a 3 year CD, 1.20% APY for a 47 month CD, 1.50% APY for a 4 year CD, 1.20% APY for a 59 month CD and 1.75% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with North American Banking Co. for its full lineup.
What is the highest savings rate at North American Banking Co.?
The highest North American Banking Co. savings rate is its Health Savings at 2.00% APY, verified by MonitorBankRates as of November 5, 2026.
What is the highest checking rate at North American Banking Co.?
The highest North American Banking Co. checking rate is its Flex Checking at 0.25% APY, verified by MonitorBankRates as of November 5, 2026.
What is the lowest auto loan rate at North American Banking Co.?
The lowest North American Banking Co. auto loan rate is its Auto Loans at 6.75% APR, verified by MonitorBankRates as of November 5, 2026.
How many branches does North American Banking Co. operate?
North American Banking Co. currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, North American Banking Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, North American Banking Co. provides members with tools to manage their accounts and build a solid financial history.
Does North American Banking Co. offer online and mobile banking?
Most modern institutions like North American Banking Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nabankco.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do North American Banking Co. rates compare?
North American Banking Co.'s top CD rate of 3.95% APY on a 35 month CD is 39% higher than the MonitorBankRates national average of 2.85% APY for that term, and it has an A health rating. North American Banking Co.'s top rates are its 24-35-Months 24-35-Month CD - with Checking Account at 3.95% APY, its Health Savings at 2.00% APY, its Flex Checking at 0.25% APY and its Auto Loans at 6.75% APR, verified by MonitorBankRates on November 5, 2026.
Current North American Banking Co. Rates
24-Month CD1.55%
36-Month CD1.25%
48-Month CD1.50%
60-Month CD1.75%
Savings2.00%
Retrieved from our database of financial products. Rates subject to change.