Oxford Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.04% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.12%. Credit Card rates are at 14.24%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. Oxford Bank's 60-Month CD rates are at 0.29%, 48-Month CD rates are at 0.27%, 36-Month CD rates are at 0.25%, 24-Month CD rates are at 0.15%, 18-Month CD rates are at 0.15%. Oxford Bank's savings rates are at 1.00%. Oxford Bank's money market rates are at 1.00%.
To see how these rates compare to Oxford Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Oxford Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Oxford Bank CD rates. You can also compare Oxford Bank savings rates, MMA rates and mortgage rates using our other rate lists. Oxford Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oxford Bank? Share your experience about Oxford Bank by leaving a review below, or read customer reviews before you decide to use Oxford Bank. Oxford Bank Texas Ratio Oxford Bank's Texas Ratio is at 13.99%, which is considered excellent. The Texas Ratio for Oxford Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Oxford Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Oxford Bank CD Rates and Interest Rates
Oxford Bank
Kasasa Checking
4.85%
$0
Oxford Bank
Kasasa Savings
1.00%
$0
Oxford Bank
Money Market
1.00%
$50,000
Oxford Bank
60-Month CD
0.29%
$500
Oxford Bank
48-Month CD
0.27%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Oxford Bank Rates with Other Competitive Bank and Credit Union Rates
The Golden 1 Credit Union
13-Month CD
4.50%
$500
Morgan Stanley
11-Month CD
4.11%
$1,000
Cendera Bank
18-Month CD
3.95%
$1,000
BMO Alto
60-Month CD
3.90%
$0
Columbus Bank and Trust Company
36-Month CD
3.51%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Oxford Bank InformationOxford Bank
60 S Washington StOxford, MI 48371 Oakland Established Date: 06/04/1884 FDIC Certificate #: 9719 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: OXFORD BANK CORP How Many Domestic U.S. Offices? 9 How Many Branches are There? 9 Website: https://www.oxfordbank.com
Is Oxford Bank FDIC Insured? Yes
What is Oxford Bank's Cert number? 9719
What is the maximum amount for insured deposits? $250,000 per holder, per account
Oxford Bank FinancialsTotal Assets:
$883,168,000
Total Deposits:
$781,949,000
Equity Capital:
$91,993,000
Domestic Deposits:
$781,949,000
Net Income:
$3,427,000
Return on Assets:
1.6793%
Quarterly Return on Assets:
1.6100%
Pretax Return on Assets:
2.0177%
Pretax Quarterly Return on Assets:
2.0200%
Return on Equity:
16.7600%
Quarterly Return on Equity:
15.1500%
Common Equity Tier 1 Capital Ratio:
13.7392%
Tier 1 Risk-Based Capital Ratio:
13.7392%
Leverage Tier 1 (Core Capital) Ratio:
10.3196%
Total Risk-Based Capital Ratio (YTD):
14.8293%
Total Interest Income (YTD):
5.8228%
Headquarters:
Oxford
FDIC Field Office:
Detroit
Regulator:
FED
County:
Oakland
# of Offices:
9
Metropolitan Statistical Area (MSA):
Detroit-Warren-Dearborn, MI
Consolidated Metropolitan Statistical Area (CMSA):
Detroit-Ann Arbor-Flint, MI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are higher in the latest mortgage survey released this week by Freddie Mac. The average fixed 30 year mortgage rate is once again above 5.00 percent at 5.08 for the week ending April 1, 2010, up from the prior week’s average mortgage interest rate of 4.99 percent. Mortgage points averaged 0.7 points.
Mortgage rates increased in the latest mortgage survey released this morning. According to the most recent Weekly Applications Survey released by the Mortgage Bankers Association, the average contract 30 year mortgage rate increased to 5.08 percent for the week ending April 23, 2010, up from the prior week's average contract mortgage rate of 5.04 percent. Mortgage discount points averaged 0.91 points, down from the previous week's average of 0.98 percent.
 Mortgage rates are mostly higher today. Current mortgage rates on 30 year mortgage loans are averaging averaging 4.00%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.30%, an increase from yesterday's average 15 year mortgage rate of 3.24%.
Bank or Credit Union Offers and DealsFlagstar Bank CD RatesMortgage Rates: Long Term Mortgage Rates Decline This Week: Conforming 15 Year Mortgage Rates at 3.24% Mortgage Rates on 30 Year Home Loans Under 4.00%, 15 Year Mortgage Rates at 3.32% Mortgage Rates Near All Time Low Refinance Rates This Week: 30 Year Refinance Rates at 4.13% Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05% Mortgage Rates Mixed as Mortgage Applications Increase: 30 Year Rates Averaging 4.80%, 15 Year Rates Averaging 4.02% 30 year Mortgage Rates Decrease to 4.95% 15 year Rates at 4.33% Texas Trust Credit Union Certificates of Deposit Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77% Alternative Bank and Credit Union Offers to ExploreCD Rates Hold Steady as Fed Meets Next Week to Decide Monetary PolicyFed Pushes Out Any Rate Increases Further into 2016 12 Month Bank CD Rates Average Auto Loan Rates Today: 5 Year New Auto Loans Averaging 5.26% Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35% Paying Your Mortgage off Early Mortgage Rates: Today's 30 Year Mortgage Rates at 4.375% Mortgage Rates November 11, 2010: 30 Year Mortgage Rates at 4.24%, 15 Year Jumbo Mortgage Rates at 4.20% 30 Year Mortgage Rates Fall 3 Basis Points from Record Low CD Rates at Allegany County Teachers Federal Credit Union Oxford Bank ReviewsThere are no reviews for Oxford Bank yet. Feel free to create one below.
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