Oxford Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 0.15% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Oxford Bank's 15-Month CD rates are at 3.03%, 14-Month CD rates are at 2.12%, 60-Month CD rates are at 0.29%, 48-Month CD rates are at 0.27%, 36-Month CD rates are at 0.25%. Oxford Bank's savings rates are at 1.00%. Oxford Bank's money market rates are at 4.25%.

Oxford Bank

To see how these rates compare to Oxford Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Oxford Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Oxford Bank CD rates. You can also compare Oxford Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Oxford Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oxford Bank? Share your experience about Oxford Bank by leaving a review below, or read customer reviews before you decide to use Oxford Bank.

Oxford Bank Texas Ratio

Oxford Bank's Texas Ratio is at 13.08%, which is considered excellent. The Texas Ratio for Oxford Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Oxford Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.15%
24-Month CD
0.15%
36-Month CD
0.25%
48-Month CD
0.27%
60-Month CD
0.29%
Savings
1.00%
MMA
4.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Oxford Bank
60 S Washington St
Oxford, MI 48371
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Oxford Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Oxford Bank
Oxford Bank
Kasasa Cash Checking
4.85%
$0
Oxford Bank
Oxford Bank
Money market
4.25%
$500,000
Oxford Bank
Oxford Bank
15-Month CD
3.03%
$500
Oxford Bank
Oxford Bank
14-Month CD
2.12%
$500
Oxford Bank
Oxford Bank
Kasasa Saver Savings
1.00%
$0
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Oxford Bank
Oxford Bank
48-Month CD
0.27%
$500
Oxford Bank
Oxford Bank
36-Month CD
0.25%
$500
Oxford Bank
Oxford Bank
12-Month CD
0.15%
$500
Oxford Bank
Oxford Bank
18-Month CD
0.15%
$500
Oxford Bank
Oxford Bank
24-Month CD
0.15%
$500
Oxford Bank
Oxford Bank
6-Month CD
0.10%
$500
Oxford Bank
Oxford Bank
3-Month CD
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Oxford Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American State Bank (TX)
American State Bank (TX)
6-Month CD special
5.17%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
5-Month CD special
5.07%
$10,000
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
5.00%
$5
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
12-Month CD special
4.75%
$1,000
BMO Alto
BMO Alto
60-Month CD
4.50%
$0
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD certificate
4.35%
$1,000
Consumers National Bank
Consumers National Bank
11-Month CD
4.35%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD Share
4.20%
$500
University Federal Credit Union
University Federal Credit Union
3-Month CD
4.00%
$1,000
Global Bank
Global Bank
48-Month CD
4.00%
$1,000
WVS West View SB
WVS West View SB
12-Month CD
4.00%
$500
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
18-Month CD variable
3.44%
$1,000
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
3.31%
$1,000
State Bank of Danvers
State Bank of Danvers
36-Month CD
3.12%
$250
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
3.00%
$500
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
18-Month CD
2.78%
$500
CorTrust Bank
CorTrust Bank
Cor Savings
2.50%
$1,000,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
36-Month CD
2.33%
$1,000
FCNB of St. Paris
60-Month CD
2.20%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
12-Month CD
2.02%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
48-Month CD
1.75%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
60-Month CD
1.66%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
60-Month CD
1.62%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
12-Month CD
1.55%
$100
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
First FSB of Angola
First FSB of Angola
60-Month CD
1.26%
$500
Lisle Savings Bank
Lisle Savings Bank
E-Savings Account
1.25%
$50,000
Westmoreland Federal S&L
Westmoreland Federal S&L
24-Month CD
1.25%
$500
Eureka Savings Bank
Eureka Savings Bank
18-Month CD
1.25%
$1,000
Washington Business Bank
Washington Business Bank
18-Month CD
1.21%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
Personal Money Market
1.01%
$0
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
Bank Northwest
Bank Northwest
6-Month CD
0.75%
$500
Federation Bank
Federation Bank
24-Month CD
0.70%
$500
Marathon Bank
Marathon Bank
48-Month CD
0.65%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
F&M Bank Berlin, WI
F&M Bank Berlin, WI
24-Month CD
0.60%
$500
Landmark Credit Union
Landmark Credit Union
3-Month CD certificate
0.50%
$500
1st University Credit Union
1st University Credit Union
Money Market Fund
0.50%
$40,000
Beardstown Savings
Beardstown Savings
Money Market Checking
0.50%
$10,000
Century Bank and Trust GA
Century Bank and Trust GA
24-Month CD
0.50%
$500
ACFCU
ACFCU
Share Savings
0.35%
$50
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Savings Account
0.25%
$100
Chemung Canal Trust Company
Chemung Canal Trust Company
18-Month CD
0.20%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
18-Month CD
0.15%
$500
Merrimack County SB
Merrimack County SB
Everyday Savings Account
0.10%
$100
Paper City Savings PCSA
Paper City Savings PCSA
Statement Savings
0.10%
$50
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Interest Checking Account
0.07%
$100
Piedmont FSB
Piedmont FSB
Statement Savings
0.05%
$100
Regions Bank
Regions Bank
48-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Oxford Bank Information

Oxford Bank
60 S Washington St
Oxford, MI 48371
Oakland
Established Date: 06/04/1884
FDIC Certificate #: 9719
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: OXFORD BANK CORP
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Oxford Bank FDIC Insured? Yes
What is Oxford Bank's Cert number? 9719
What is the maximum amount for insured deposits? $250,000 per holder, per account

Oxford Bank Financials

Total Assets:
$821,623,000
Total Deposits:
$735,511,000
Equity Capital:
$80,341,000
Domestic Deposits:
$735,511,000
Net Income:
$3,569,000
Return on Assets:
1.0344%
Quarterly Return on Assets:
1.7700%
Pretax Return on Assets:
2.1985%
Pretax Quarterly Return on Assets:
2.2000%
Return on Equity:
11.1000%
Quarterly Return on Equity:
18.2800%
Common Equity Tier 1 Capital Ratio:
15.6407%
Tier 1 Risk-Based Capital Ratio:
15.6407%
Leverage Tier 1 (Core Capital) Ratio:
8.9245%
Total Risk-Based Capital Ratio (YTD):
16.8449%
Total Interest Income (YTD):
3.8626%
 
 
Headquarters:
Oxford
FDIC Field Office:
Detroit
Regulator:
FED
County:
Oakland
# of Offices:
9
Metropolitan Statistical Area (MSA):
Detroit-Warren-Dearborn, MI
Consolidated Metropolitan Statistical Area (CMSA):
Detroit-Ann Arbor-Flint, MI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

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