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North Brookfield SB Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 7, 2026
North Brookfield SB's 14-Month CD/IRA rates are at 4.03%, 9-Month CD/IRA rates are at 3.75%, 21-Month CD/IRA rates are at 3.61%, 36-Month CD/IRA rates are at 3.41%, 7-Month CD/IRA rates are at 3.35%. North Brookfield SB's savings rates are at 0.05%. North Brookfield SB's money market rates are at 3.05%. North Brookfield SB's 7 Year Conventional Adjustable Mortgage rates are at 6.817%, 5 Year Conventional Adjustable Mortgage rates are at 6.892%. North Brookfield SB's Personal Loan Rates are as low as 13.99%. North Brookfield SB's top CD rate of 4.03% APY on a 14 month CD is 34% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of North Brookfield SB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.11%. Rates last updated and verified on 11/07/2026.
North Brookfield SB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Brookfield SB? Share your experience about North Brookfield SB by leaving a review below, or read customer reviews before you decide to use North Brookfield SB.
North Brookfield SB has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
North Brookfield SB has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.11%
ExcellentLower than avg
North Brookfield SB Texas Ratio
North Brookfield SB's Texas Ratio is 2.11%, which is considered excellent and is lower than the national average of 5.85%.
North Brookfield SB has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.70% to 2.11% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
North Brookfield SB CD Rates
Product
Rate
APY
Term
Min. Deposit
View More
14-Month CD/IRA
3.95%
4.03%
14 Month
$2,000
Min Deposit$2,000
Min Balance$50,000
DetailsBalance: $50,000.00 or More
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 4.03% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
9-Month CD/IRA
3.75%
3.75%
9 Month
$500
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 or More
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
14-Month CD/IRA
3.65%
3.72%
14 Month
$2,000
Min Deposit$2,000
Min Balance$2,000
DetailsBalance: $2,000.00 - $49,999.99
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.72% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
21-Month CD/IRA
3.55%
3.61%
21 Month
$2,000
Min Deposit$2,000
Min Balance$50,000
DetailsBalance: $50,000.00 or More
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.61% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
9-Month CD/IRA
3.51%
3.51%
9 Month
$500
Min Deposit$500
Min Balance$500
DetailsBalance: up to $49,999.99
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.51% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
21-Month CD/IRA
3.35%
3.41%
21 Month
$2,000
Min Deposit$2,000
Min Balance$2,000
DetailsBalance: $2,000.00 - $49,999.99
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.41% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
36-Month CD/IRA
3.35%
3.41%
36 Month
$2,000
Min Deposit$2,000
Min Balance$50,000
DetailsBalance: $50,000.00 or More
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.41% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
7-Month CD/IRA
3.35%
3.35%
7 Month
$2,000
Min Deposit$2,000
Min Balance$100,000
DetailsBalance: $100,000.00 or More
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
36-Month CD/IRA
3.25%
3.30%
36 Month
$2,000
Min Deposit$2,000
Min Balance$2,000
DetailsBalance: $2,000.00 - $49,999.99
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
7-Month CD/IRA
3.25%
3.25%
7 Month
$2,000
Min Deposit$2,000
Min Balance$2,000
DetailsBalance: $2,000.00 - $99,999.99
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
25-Month CD/IRA
3.00%
3.05%
25 Month
$1,000
Min Deposit$1,000
Min Balance$1,000
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 3.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
24-Month CD/IRA
0.65%
0.65%
24 Month
$500
Min Deposit$500
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 0.65% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
18-Month CD/IRA
0.55%
0.55%
18 Month
$500
Min Deposit$500
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 0.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
12-Month CD/IRA
0.25%
0.25%
12 Month
$500
Min Deposit$500
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB Savings Rates
Product
Rate
APY
View More
Holiday Club Savings
0.05%
0.05%
Min Deposit$10
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
IRA Regular Savings
0.05%
0.05%
Min Deposit$10
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Life Goals Savings
0.05%
0.05%
Min Deposit$10
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Statement Savings
0.05%
0.05%
Min Deposit$10
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Vacation Club Savings
0.05%
0.05%
Min Deposit$10
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB Business Savings Rates
Product
Rate
APY
View More
Business Savings
0.05%
0.05%
Min Deposit$10
Min Balance$25
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB Money Market Rates
Product
Rate
APY
View More
Level Up Money Market
3.00%
3.05%
Min Deposit$20,000
Min Balance$1,000,000
DetailsBalance: $1,000,000.01 or More
Last Updated11/07/2026
Rate History
No change since Oct 8, 2026 · 3.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Level Up Money Market
2.75%
2.79%
Min Deposit$20,000
Min Balance$500,000
DetailsBalance: $500,000.01 - $1,000,000.00
Last Updated11/07/2026
Rate History
No change since Oct 8, 2026 · 2.79% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Level Up Money Market
2.60%
2.63%
Min Deposit$20,000
Min Balance$250,000
DetailsBalance: $250,000.01 - $500,000.00
Last Updated11/07/2026
Rate History
No change since Oct 8, 2026 · 2.63% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Level Up Money Market
2.50%
2.53%
Min Deposit$20,000
Min Balance$100,000
DetailsBalance: $100,000.01 - $250,000.00
Last Updated11/07/2026
Rate History
No change since Oct 8, 2026 · 2.53% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Level Up Money Market
2.35%
2.37%
Min Deposit$20,000
Min Balance$20,000
DetailsBalance: $20,000.01 - $100,000.00
Last Updated11/07/2026
Rate History
No change since Oct 8, 2026 · 2.37% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Level Up Money Market
0.20%
0.20%
Min Deposit$20,000
Min Balance$0
DetailsBalance: $0.00 - $20,000.00
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 0.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Tiered Money Market IRA
0.05%
0.05%
Min Deposit$10
Min Balance$10,000
DetailsBalance: $10,000 or More
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Tiered Money Market IRA
0.01%
0.01%
Min Deposit$10
Min Balance$25
DetailsBalance: $25.00 - $9,999.99
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Tiered Money Market IRA
0.00%
0.00%
Min Deposit$10
Min Balance$0
DetailsBalance: up to $24.99
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB Checking Rates
Product
Rate
APY
View More
Tiered Money Market Checking
0.05%
0.05%
Min Deposit$50
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Tiered Money Market Checking
0.01%
0.01%
Min Deposit$50
Min Balance$25
DetailsBalance: $25.00 - $9,999.99
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Tiered Money Market Checking
0.00%
0.00%
Min Deposit$50
Min Balance$0
DetailsBalance: up to $24.99
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB Business Checking Rates
Product
Rate
APY
View More
Business Tiered Money Market Checking
0.01%
0.01%
Min Deposit$50
Min Balance$25
DetailsBalance: $25.00 - $9,999.99
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Business Tiered Money Market Checking
0.00%
0.00%
Min Deposit$50
Min Balance$0
DetailsBalance: up to $24.99
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 9 times
DetailsModel Year: 2026; Minimum loan amount of $15,000; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - New/Used
-
-
6.24%
36 months
DetailsModel Year: 2023-2026; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - New/Used
-
-
6.49%
48 months
DetailsModel Year: 2023-2026; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - New/Used
-
-
6.64%
60 months
DetailsModel Year: 2023-2026; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.64% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - Used
-
-
6.99%
36 months
DetailsModel Year: 2020-2022; Maximum loan to value on a used vehicle model year 2022 or older is the lesser of up to 90% of purchase price plus sales tax or NADA Clean Retail value; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - Used
-
-
7.24%
48 months
DetailsModel Year: 2020-2022; Maximum loan to value on a used vehicle model year 2022 or older is the lesser of up to 90% of purchase price plus sales tax or NADA Clean Retail value; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 7.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - Used
-
-
7.49%
60 months
DetailsModel Year: 2020-2022; Maximum loan to value on a used vehicle model year 2022 or older is the lesser of up to 90% of purchase price plus sales tax or NADA Clean Retail value; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 7.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - Used
-
-
9.00%
48 months
DetailsModel Year: 2017-2019; Maximum loan to value on a used vehicle model year 2022 or older is the lesser of up to 90% of purchase price plus sales tax or NADA Clean Retail value; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 9.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto & Motorcycle Loans - Used
-
-
9.49%
36 months
DetailsModel Year: 2012-2016; Maximum loan to value on a used vehicle model year 2022 or older is the lesser of up to 90% of purchase price plus sales tax or NADA Clean Retail value; Rate reflects 0.50% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 9.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
RV and Travel Trailer Loan - New
-
8.99%
12-60 months
DetailsModel Year: 2023-2026; Rate shown reflects 1.00% discount for direct deposit and automatic payments from NBSB checking or savings account; Vehicle insurance required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 8.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Recreational Loans - New 12-60
-
9.00%
12-60 months
DetailsType: New; Model Year: 2023-2026; Includes boat, snow mobile, ATV, and jet skis; Maximum loan to value on a new vehicle is 90% of purchase price; The rate shown reflects a 1.00% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 9.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
New RV No Title - UCC Lien Loan
-
9.25%
12-60 months
DetailsModel Year: 2023-2026; UCC lien; Rate shown reflects 1.00% discount for direct deposit and automatic payments from NBSB checking or savings account; Vehicle insurance required
Last Updated11/07/2026
Rate History
1 change since Sep 20, 2026 · 9.00% → 9.25% ▲ 0.25 pts · high 9.25% / low 9.00%
Oct 8, 20269.25%▲ from 9.00%
Sep 20, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
RV and Travel Trailer Loan - New
-
10.00%
61-120 months
DetailsModel Year: 2023-2026; Rate shown reflects 1.00% discount for direct deposit and automatic payments from NBSB checking or savings account; Vehicle insurance required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 10.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
RV and Travel Trailer Loan - Used
-
10.00%
12-60 months
DetailsModel Year: 2016-2022; Rate shown reflects 1.00% discount for direct deposit and automatic payments from NBSB checking or savings account; Vehicle insurance required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 10.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Recreational Loans - Used
-
10.25%
12-60 months
DetailsType: Used; Model Year: 2016-2022; Includes boat, snow mobile, ATV, and jet skis; Maximum loan to value on a used vehicle is the lesser of up to 80% of purchase price plus sales tax or NADA Clean Retail value; The rate shown reflects a 1.00% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 10.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Used RV No Title - UCC Lien Loan
-
10.49%
12-60 months
DetailsModel Year: 2016-2022; UCC lien; Rate shown reflects 1.00% discount for direct deposit and automatic payments from NBSB checking or savings account; Vehicle insurance required
Last Updated11/07/2026
Rate History
1 change since Sep 20, 2026 · 10.24% → 10.49% ▲ 0.25 pts · high 10.49% / low 10.24%
Oct 8, 202610.49%▲ from 10.24%
Sep 20, 202610.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Recreational Loans - New 61-120
-
10.75%
61-120 months
DetailsType: New; Model Year: 2023-2026; Includes boat, snow mobile, ATV, and jet skis; Maximum loan to value on a new vehicle is 90% of purchase price; The rate shown reflects a 1.00% discount for direct deposit and automatic payments from a NBSB checking or savings account; Vehicle insurance is required
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 10.75% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
RV and Travel Trailer Loan - Used
-
12.25%
61-120 months
DetailsModel Year: 2016-2022; Rate shown reflects 1.00% discount for direct deposit and automatic payments from NBSB checking or savings account; Vehicle insurance required
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 12.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
North Brookfield SB Personal Loan Rates
Product
APR
Term
View More
Personal Loan
13.99%
36 months
DetailsMonthly Payment per $1,000: $34.18; Maximum loan amount of $7500; The rate shown reflects a 1.00% discount for direct deposit and automatic payments from a NBSB checking or savings account; Apply online
Last Updated11/07/2026
Rate History
1 change since Sep 16, 2026 · 13.74% → 13.99% ▲ 0.25 pts · high 13.99% / low 13.74%
Oct 3, 202613.99%▲ from 13.74%
Sep 16, 202613.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Financial Health History
North Brookfield SB’s Texas Ratio stayed near 1.70% in Q3 2023 to 2.11% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$449M
2.11%
5.0
A+
March 31, 2026
$440M
1.62%
5.0
A+
December 31, 2025
$442M
1.11%
5.0
A+
September 30, 2025
$438M
1.10%
5.0
A+
June 30, 2025
$433M
2.02%
5.0
A+
March 31, 2025
$429M
3.06%
5.0
A+
December 31, 2024
$419M
3.28%
5.0
A+
September 30, 2024
$415M
4.85%
5.0
A+
June 30, 2024
$410M
2.06%
5.0
A+
March 31, 2024
$413M
2.15%
5.0
A+
December 31, 2023
$409M
2.00%
5.0
A+
September 30, 2023
$397M
1.70%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for North Brookfield SB is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather North Brookfield SB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Brookfield SB's official website for the most current offers and terms.
Address
9 Gilbert St,
North Brookfield, MA 01535 · Worcester
Bank Holding CompanyTRUNORTH BCORP MHC
FDIC Certificate #90258
RegulatorFED
EstablishedAugust 3, 1854
FDIC Insurance DateNovember 8, 1985
Domestic Offices7
Total Branches7
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.11%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.5559%
Return on Equity (ROE)
6.1000%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
$448,682,000
Total Deposits
$383,201,000
Equity Capital
$40,824,000
Net Income
$1,233,000
Headquarters
North Brookfield
Total Branches and Offices
7
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
North Brookfield SB earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About North Brookfield SB
Does North Brookfield SB offer CDs?
Yes. North Brookfield SB current CD rates include its 14-Month CD/IRA at 4.03% APY, its 9-Month CD/IRA at 3.75% APY and its 21-Month CD/IRA at 3.61% APY, verified by MonitorBankRates as of November 7, 2026.
Are CDs from North Brookfield SB FDIC insured?
Yes. North Brookfield SB is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at North Brookfield SB?
The highest North Brookfield SB CD rate is its 14-Month CD/IRA at 4.03% APY, verified by MonitorBankRates as of November 7, 2026.
What CD terms does North Brookfield SB offer?
North Brookfield SB CD rates are 3.35% APY for a 7 month CD, 3.75% APY for a 9 month CD, 0.25% APY for a 12 month CD, 4.03% APY for a 14 month CD, 0.55% APY for an 18 month CD, 3.61% APY for a 21 month CD, 0.65% APY for a 2 year CD and 3.30% APY for a 3 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with North Brookfield SB for its full lineup.
What is the highest savings rate at North Brookfield SB?
The highest North Brookfield SB savings rate is its Business Savings at 0.05% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest money market rate at North Brookfield SB?
The highest North Brookfield SB money market rate is its Level Up Money Market at 3.05% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest checking rate at North Brookfield SB?
The highest North Brookfield SB checking rate is its Tiered Money Market Checking at 0.05% APY, verified by MonitorBankRates as of November 7, 2026.
What is the lowest mortgage rate at North Brookfield SB?
The lowest North Brookfield SB mortgage rate is its 7 Year Conventional Adjustable Mortgage at 6.817% APR, verified by MonitorBankRates as of November 7, 2026. North Brookfield SB mortgage rates are 6.817% APR for a 7 year mortgage and 6.892% APR for a 5 year mortgage.
What is the lowest auto loan rate at North Brookfield SB?
The lowest North Brookfield SB auto loan rate is its Auto & Motorcycle Loans - New Special at 6.24% APR, verified by MonitorBankRates as of November 7, 2026.
What is the lowest personal loan rate at North Brookfield SB?
The lowest North Brookfield SB personal loan rate is its Personal Loan at 13.99% APR, verified by MonitorBankRates as of November 7, 2026.
How many branches does North Brookfield SB operate?
North Brookfield SB currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, North Brookfield SB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, North Brookfield SB provides members with tools to manage their accounts and build a solid financial history.
Does North Brookfield SB offer online and mobile banking?
Most modern institutions like North Brookfield SB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northbrookfieldsavingsbank.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do North Brookfield SB rates compare?
North Brookfield SB's top CD rate of 4.03% APY on a 14 month CD is 34% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. North Brookfield SB's top rates are its 14-Month CD/IRA at 4.03% APY, its Business Savings at 0.05% APY, its Level Up Money Market at 3.05% APY, its 7 Year Conventional Adjustable Mortgage at 6.817% and its Personal Loan at 13.99% APR, verified by MonitorBankRates on November 7, 2026.
Current North Brookfield SB Rates
12-Month CD0.25%
18-Month CD0.55%
24-Month CD0.65%
36-Month CD3.30%
Savings0.05%
MMA3.05%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
