The City State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The City State BankToday's 12-month CD rates can be found at 3.90%, 6-month CD rates at 4.07% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.12%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 12.96%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The City State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The City State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The City State Bank CD rates. You can also compare The City State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

The City State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The City State Bank? Share your experience about The City State Bank by leaving a review below, or read customer reviews before you decide to use The City State Bank.

The City State Bank Texas Ratio

The City State Bank's Texas Ratio is at 2.50%, which is considered excellent. The Texas Ratio for The City State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The City State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The City State Bank
1012 Highway 69
Fort Scott, KS 66701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The City State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
Regional Missouri Bank
Regional Missouri Bank
60-Month CD
4.01%
$1,000
Consumers National Bank
Consumers National Bank
7-Month CD
3.90%
$1,000
Garden Plain State Bank
Garden Plain State Bank
60-Month CD
3.80%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
Foresight Bank
Foresight Bank
36-Month CD
3.39%
$500
Minnesota First
Minnesota First
60-Month CD
3.29%
$500
Academy Bank
Academy Bank
18-Month CD
3.29%
$500
First County Bank
First County Bank
24-Month CD
3.25%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.25%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
6-Month CD
3.20%
$500
NBT Financial Bank
NBT Financial Bank
60-Month CD (Jumbo)
3.03%
$250,000
State Bank of De Kalb
State Bank of De Kalb
24-Month CD
3.03%
$500
CNB of Park Rapids
CNB of Park Rapids
18-Month CD
3.03%
$500
ableBanking
ableBanking
36-Month CD
3.00%
$5,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
KodaBank
KodaBank
48-Month CD
3.00%
$1,000
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.40%
$500
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
Community First Bank of Indiana
Community First Bank of Indiana
12-Month CD
2.25%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
36-Month CD
2.07%
$1,000
Fairview State Banking Company
Fairview State Banking Company
12-Month CD
1.81%
$2,500
Achieva Credit Union
Achieva Credit Union
48-Month CD
1.75%
$500
Wolf River Community Bank
Wolf River Community Bank
48-Month CD
1.50%
$1,000
Forward Bank
Forward Bank
24-Month CD
1.31%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
18-Month CD
1.05%
$500
Centinel Bank of Taos
Centinel Bank of Taos
Money Market
1.00%
$25,000
Century Bank of Florida
Century Bank of Florida
Money Market
1.00%
$25,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
1.00%
$25,000
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
18-Month CD
1.00%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
60-Month CD
0.85%
$500
The Honesdale National Bank
The Honesdale National Bank
Select Money Market
0.85%
$25,000
Harbor Bank of Maryland
Harbor Bank of Maryland
60-Month CD
0.75%
$100
Grand Valley Bank
Grand Valley Bank
Money Market
0.65%
$100
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Prime Checking
0.39%
$10,000
Buckeye Community Bank
Buckeye Community Bank
36-Month CD
0.30%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Savings
0.30%
$100
Monroe Savings Bank
Monroe Savings Bank
Statement Savings
0.25%
$100
The Valley State Bank
The Valley State Bank
12-Month CD
0.25%
$500
Northumberland Bank
Northumberland Bank
3-Month CD
0.20%
$5,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
Basic Savings
0.20%
$100
Central State Bank State Center, IA
Central State Bank State Center, IA
Regular Savings
0.15%
$50
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.15%
$1,000
Comerica
Comerica
48-Month CD
0.15%
$1
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Savings
0.15%
$0
American Savings Bank, FSB
American Savings Bank, FSB
Money Market
0.02%
$0
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Checking
0.01%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
Savings
0.01%
$0
The Citizens Bank of Georgia
The Citizens Bank of Georgia
24-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The City State Bank rate data right now, check back for updates, we are adding rates all the time.

The City State Bank Information

The City State Bank
1012 Highway 69
Fort Scott, KS 66701
Bourbon
Established Date: 08/01/1920
FDIC Certificate #: 17607
Date of FDIC Deposit Insurance: 05/24/1956
Bank Holding Company: CITY BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is The City State Bank FDIC Insured? Yes
What is The City State Bank's Cert number? 17607
What is the maximum amount for insured deposits? $250,000 per holder, per account

The City State Bank Financials

Total Assets:
$52,724,000
Total Deposits:
$48,866,000
Equity Capital:
$3,702,000
Domestic Deposits:
$48,866,000
Net Income:
$144,000
Return on Assets:
1.0788%
Quarterly Return on Assets:
1.0900%
Pretax Return on Assets:
1.1239%
Pretax Quarterly Return on Assets:
1.1200%
Return on Equity:
17.1100%
Quarterly Return on Equity:
15.5500%
Common Equity Tier 1 Capital Ratio:
14.7323%
Tier 1 Risk-Based Capital Ratio:
14.7323%
Leverage Tier 1 (Core Capital) Ratio:
8.8145%
Total Risk-Based Capital Ratio (YTD):
15.8203%
Total Interest Income (YTD):
4.0563%
 
 
Headquarters:
Fort Scott
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Bourbon
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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