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Sound Community Bank Rates & Review November 2026

Sound Community Bank's 23-Month CD rates are at 3.40%, 13-Month CD rates are at 3.25%, 7-Month CD rates are at 3.00%, 4-Month CD rates are at 2.85%, 12-Month CD rates are at 2.35%. Sound Community Bank's savings rates are at 0.10%. Sound Community Bank's money market rates are at 3.50%. Sound Community Bank's checking rates are as high as 1.11%. Sound Community Bank's Personal Loan Rates are as low as 13.95%. Sound Community Bank's top CD rate of 4.15% APY on a 23 month CD is 41% higher than the MonitorBankRates national average of 2.94% APY for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of Sound Community Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.90%. Rates last updated and verified on 11/05/2026.

Sound Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sound Community Bank? Share your experience about Sound Community Bank by leaving a review below, or read customer reviews before you decide to use Sound Community Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.90%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Sound Community Bank
2400 3rd Ave
Seattle, WA 98121
https://www.soundcb.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Sound Community Bank CD Rates

Product Rate APY Term Min. Deposit View More
Jumbo 23-Month CD 4.07% 4.15% 23 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 3.65% → 4.15% ▲ 0.50 pts · high 4.15% / low 3.65%
3.15%3.90%4.65%Oct 20, 2026: 3.65% APYNov 5, 2026: 4.15% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20264.15%▲ from 3.65%
  • Oct 20, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 13-Month CD 3.93% 4.00% 13 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
3.00%3.75%4.50%Oct 20, 2026: 3.50% APYNov 5, 2026: 4.00% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20264.00%▲ from 3.50%
  • Oct 20, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 7-Month CD 3.69% 3.75% 7 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
2.75%3.50%4.25%Oct 20, 2026: 3.25% APYNov 5, 2026: 3.75% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20263.75%▲ from 3.25%
  • Oct 20, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 23-Month CD 3.59% 3.65% 23 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Oct 20, 2026: 3.65% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 23-Month CD 3.59% 3.65% 23 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Oct 20, 2026: 3.65% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 4-Month CD 3.54% 3.60% 4 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 3.10% → 3.60% ▲ 0.50 pts · high 3.60% / low 3.10%
2.60%3.35%4.10%Oct 20, 2026: 3.10% APYNov 5, 2026: 3.60% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20263.60%▲ from 3.10%
  • Oct 20, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 13-Month CD 3.45% 3.50% 13 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Oct 20, 2026: 3.50% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 13-Month CD 3.45% 3.50% 13 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Oct 20, 2026: 3.50% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
23-Month CD 3.35% 3.40% 23 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 10 times
2.90%3.40%3.90%Oct 7, 2026: 3.40% APYOct 7, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
13-Month CD 3.20% 3.25% 13 months -
No additional details.
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 3.05% → 3.25% ▲ 0.20 pts · high 3.25% / low 3.05%
2.55%3.15%3.75%Sep 19, 2026: 3.05% APYOct 7, 2026: 3.25% APYSep 19, 2026Nov 9, 2026
  • Oct 7, 20263.25%▲ from 3.05%
  • Sep 19, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 7-Month CD 3.20% 3.25% 7 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Oct 20, 2026: 3.25% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 7-Month CD 3.20% 3.25% 7 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Oct 20, 2026: 3.25% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 18-Month Bump CD 3.15% 3.20% 18 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Client may bump the rate one time during the initial term to the then current 18-month Bump Rate CD; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.20% APY · checked 6 times
2.70%3.20%3.70%Oct 20, 2026: 3.20% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 12-Month CD 3.06% 3.10% 12 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 2.60% → 3.10% ▲ 0.50 pts · high 3.10% / low 2.60%
2.10%2.85%3.60%Oct 20, 2026: 2.60% APYNov 5, 2026: 3.10% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20263.10%▲ from 2.60%
  • Oct 20, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 4-Month CD 3.06% 3.10% 4 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Oct 20, 2026: 3.10% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 4-Month CD 3.06% 3.10% 4 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Oct 20, 2026: 3.10% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 6-Month CD 3.01% 3.05% 6 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 2.55% → 3.05% ▲ 0.50 pts · high 3.05% / low 2.55%
2.05%2.80%3.55%Oct 20, 2026: 2.55% APYNov 5, 2026: 3.05% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20263.05%▲ from 2.55%
  • Oct 20, 20262.55%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
7-Month CD 2.96% 3.00% 7 months -
No additional details.
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 2.95% → 3.00% ▲ 0.05 pts · high 3.00% / low 2.95%
2.45%2.98%3.50%Sep 19, 2026: 2.95% APYOct 7, 2026: 3.00% APYSep 19, 2026Nov 9, 2026
  • Oct 7, 20263.00%▲ from 2.95%
  • Sep 19, 20262.95%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
18-Month Bump CD 2.91% 2.95% 18 months -
Details Without Checking; Bump certificate
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.95% APY · checked 13 times
2.45%2.95%3.45%Sep 19, 2026: 2.95% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
4-Month CD 2.81% 2.85% 4 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.85% APY · checked 14 times
2.35%2.85%3.35%Sep 19, 2026: 2.85% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 24-Month CD 2.81% 2.85% 24 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 2.35% → 2.85% ▲ 0.50 pts · high 2.85% / low 2.35%
1.85%2.60%3.35%Oct 20, 2026: 2.35% APYNov 5, 2026: 2.85% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20262.85%▲ from 2.35%
  • Oct 20, 20262.35%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 3-Month CD 2.72% 2.75% 3 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 2.25% → 2.75% ▲ 0.50 pts · high 2.75% / low 2.25%
1.75%2.50%3.25%Oct 20, 2026: 2.25% APYNov 5, 2026: 2.75% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20262.75%▲ from 2.25%
  • Oct 20, 20262.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 60-Month CD 2.67% 2.70% 60 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 2.20% → 2.70% ▲ 0.50 pts · high 2.70% / low 2.20%
1.70%2.45%3.20%Oct 20, 2026: 2.20% APYNov 5, 2026: 2.70% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20262.70%▲ from 2.20%
  • Oct 20, 20262.20%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 12-Month CD 2.57% 2.60% 12 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Oct 20, 2026: 2.60% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 12-Month CD 2.57% 2.60% 12 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Oct 20, 2026: 2.60% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 48-Month CD 2.52% 2.55% 48 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 2.05% → 2.55% ▲ 0.50 pts · high 2.55% / low 2.05%
1.55%2.30%3.05%Oct 20, 2026: 2.05% APYNov 5, 2026: 2.55% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20262.55%▲ from 2.05%
  • Oct 20, 20262.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 6-Month CD 2.52% 2.55% 6 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.55% APY · checked 6 times
2.05%2.55%3.05%Oct 20, 2026: 2.55% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 6-Month CD 2.52% 2.55% 6 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.55% APY · checked 6 times
2.05%2.55%3.05%Oct 20, 2026: 2.55% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 36-Month CD 2.42% 2.45% 36 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate
Last Updated 11/05/2026
Rate History
1 change since Oct 20, 2026 · 1.95% → 2.45% ▲ 0.50 pts · high 2.45% / low 1.95%
1.45%2.20%2.95%Oct 20, 2026: 1.95% APYNov 5, 2026: 2.45% APYOct 20, 2026Nov 9, 2026
  • Nov 5, 20262.45%▲ from 1.95%
  • Oct 20, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
12-Month CD 2.33% 2.35% 12 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.35% APY · checked 14 times
1.85%2.35%2.85%Sep 19, 2026: 2.35% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 24-Month CD 2.33% 2.35% 24 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.35% APY · checked 6 times
1.85%2.35%2.85%Oct 20, 2026: 2.35% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 24-Month CD 2.33% 2.35% 24 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.35% APY · checked 6 times
1.85%2.35%2.85%Oct 20, 2026: 2.35% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
6-Month CD 2.28% 2.30% 6 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.30% APY · checked 14 times
1.80%2.30%2.80%Sep 19, 2026: 2.30% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 3-Month CD 2.23% 2.25% 3 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Oct 20, 2026: 2.25% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 3-Month CD 2.23% 2.25% 3 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Oct 20, 2026: 2.25% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 60-Month CD 2.18% 2.20% 60 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.20% APY · checked 6 times
1.70%2.20%2.70%Oct 20, 2026: 2.20% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 60-Month CD 2.18% 2.20% 60 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.20% APY · checked 6 times
1.70%2.20%2.70%Oct 20, 2026: 2.20% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
24-Month CD 2.08% 2.10% 24 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.10% APY · checked 14 times
1.60%2.10%2.60%Sep 19, 2026: 2.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 48-Month CD 2.03% 2.05% 48 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.05% APY · checked 6 times
1.55%2.05%2.55%Oct 20, 2026: 2.05% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 48-Month CD 2.03% 2.05% 48 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.05% APY · checked 6 times
1.55%2.05%2.55%Oct 20, 2026: 2.05% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
3-Month CD 1.98% 2.00% 3 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 14 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
60-Month CD 1.93% 1.95% 60 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.95% APY · checked 14 times
1.45%1.95%2.45%Sep 19, 2026: 1.95% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 36-Month CD 1.93% 1.95% 36 months -
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 1.95% APY · checked 6 times
1.45%1.95%2.45%Oct 20, 2026: 1.95% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 36-Month CD 1.93% 1.95% 36 months $1,000
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; Without Checking rate; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 1.95% APY · checked 6 times
1.45%1.95%2.45%Oct 20, 2026: 1.95% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
48-Month CD 1.79% 1.80% 48 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.80% APY · checked 14 times
1.30%1.80%2.30%Sep 19, 2026: 1.80% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
36-Month CD 1.69% 1.70% 36 months -
No additional details.
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.70% APY · checked 14 times
1.20%1.70%2.20%Sep 19, 2026: 1.70% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Savings Rates

Product Rate APY View More
Education and IRA Savings Account 0.10% 0.10%
Min Deposit $100
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
HSA (Health Savings Account) 0.10% 0.10%
Min Deposit $100
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Regular Savings Account 0.10% 0.10%
Min Deposit $100
Min Balance $100
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Youth Savings Account (under 18) 0.10% 0.10%
Min Deposit $5
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Business Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Deposit $100
Min Balance $100
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Money Market Rates

Product Rate APY View More
Momentum Money Market 3.11% 3.15%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000 and above; Guaranteed rates through 12.01.26
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.15% APY · checked 14 times
2.65%3.15%3.65%Sep 19, 2026: 3.15% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 2.96% 3.00%
Min Balance $1,000,000
Details Balance: $1,000,000 and above
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 14 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 2.81% 2.85%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.85% APY · checked 14 times
2.35%2.85%3.35%Sep 19, 2026: 2.85% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 2.72% 2.75%
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 14 times
2.25%2.75%3.25%Sep 19, 2026: 2.75% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 2.57% 2.60%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.60% APY · checked 14 times
2.10%2.60%3.10%Sep 19, 2026: 2.60% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Momentum Money Market 2.52% 2.55%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 - $249,999; Guaranteed rates through 12.01.26
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.55% APY · checked 14 times
2.05%2.55%3.05%Sep 19, 2026: 2.55% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 1.10% 1.11%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.11% APY · checked 14 times
0.61%1.11%1.61%Sep 19, 2026: 1.11% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Momentum Money Market 1.09% 1.10%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 - $99,999; Guaranteed rates through 12.01.26
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.10% APY · checked 14 times
0.60%1.10%1.60%Sep 19, 2026: 1.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 0.65% 0.65%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.65% APY · checked 14 times
0.15%0.65%1.15%Sep 19, 2026: 0.65% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Momentum Money Market 0.60% 0.60%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $49,999; Guaranteed rates through 12.01.26
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.60% APY · checked 14 times
0.10%0.60%1.10%Sep 19, 2026: 0.60% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Apex Money Market 0.10% 0.10%
Min Balance $0
Details Balance: $0 - $24,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Momentum Money Market 0.00% 0.00%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $24,999; Guaranteed rates through 12.01.26
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Business Money Market Rates

Product Rate APY View More
Business Premier Money Market 3.45% 3.50%
Min Deposit $100
Min Balance $1,000,000
Details Balance: $1,000,000 and above
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 14 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Business Premier Money Market 3.20% 3.25%
Min Deposit $100
Min Balance $750,000
Details Balance: $750,000 - $999,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 14 times
2.75%3.25%3.75%Sep 19, 2026: 3.25% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Business Premier Money Market 2.96% 3.00%
Min Deposit $100
Min Balance $500,000
Details Balance: $500,000 - $749,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 14 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Business Premier Money Market 2.81% 2.85%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.85% APY · checked 14 times
2.35%2.85%3.35%Sep 19, 2026: 2.85% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Business Premier Money Market 1.10% 1.11%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.11% APY · checked 14 times
0.61%1.11%1.61%Sep 19, 2026: 1.11% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Business Premier Money Market 0.85% 0.85%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.85% APY · checked 14 times
0.35%0.85%1.35%Sep 19, 2026: 0.85% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Business Premier Money Market 0.10% 0.10%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $49,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Checking Rates

Product Rate APY View More
Interest Plus Checking 1.10% 1.11%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 and above
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.11% APY · checked 14 times
0.61%1.11%1.61%Sep 19, 2026: 1.11% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Interest Plus Checking 0.75% 0.75%
Min Deposit $100
Min Balance $20,000
Details Balance: $20,000 - $49,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 14 times
0.25%0.75%1.25%Sep 19, 2026: 0.75% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Interest Plus Checking 0.10% 0.10%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $4,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Interest Plus Checking 0.10% 0.10%
Min Deposit $100
Min Balance $5,000
Details Balance: $5,000 - $19,999
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 14 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Prime Checking (50+ Years of Age) 0.01% 0.01%
Min Deposit $100
Min Balance $1,000
Details Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed APY; Variable rate account, rate may change after account is open
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 14 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - Electric/Hybrid 2024 and Newer - - 5.54% 36 months
Details As Low As; Electric/Hybrid 2024 and Newer; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 5.54% APR · checked 7 times
5.04%5.54%6.04%Oct 14, 2026: 5.54% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Auto Loan - Electric/Hybrid 2024 and Newer - - 5.80% 48 months
Details As Low As; Electric/Hybrid 2024 and Newer; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 5.80% APR · checked 7 times
5.30%5.80%6.30%Oct 14, 2026: 5.80% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Auto: 2024 and Newer - - 6.04% 36 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification.
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 5.54% → 6.04% ▲ 0.50 pts · high 6.04% / low 5.54%
5.04%5.79%6.54%Sep 15, 2026: 5.54% APROct 7, 2026: 6.04% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20266.04%▲ from 5.54%
  • Sep 15, 20265.54%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Auto Loan - Electric/Hybrid 2024 and Newer - - 6.12% 60 months
Details As Low As; Electric/Hybrid 2024 and Newer; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 6.12% APR · checked 7 times
5.62%6.12%6.62%Oct 14, 2026: 6.12% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Auto: 2024 and Newer - - 6.30% 48 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification.
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 5.80% → 6.30% ▲ 0.50 pts · high 6.30% / low 5.80%
5.30%6.05%6.80%Sep 15, 2026: 5.80% APROct 7, 2026: 6.30% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20266.30%▲ from 5.80%
  • Sep 15, 20265.80%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Auto Loan - Electric/Hybrid 2024 and Newer - - 6.54% 72 months
Details As Low As; Electric/Hybrid 2024 and Newer; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 6.54% APR · checked 7 times
6.04%6.54%7.04%Oct 14, 2026: 6.54% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Auto: 2024 and Newer - - 6.62% 60 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification.
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 6.12% → 6.62% ▲ 0.50 pts · high 6.62% / low 6.12%
5.62%6.37%7.12%Sep 15, 2026: 6.12% APROct 7, 2026: 6.62% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20266.62%▲ from 6.12%
  • Sep 15, 20266.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Auto Loan - Electric/Hybrid 2024 and Newer - - 6.68% 84 months
Details As Low As; Electric/Hybrid 2024 and Newer; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 6.68% APR · checked 7 times
6.18%6.68%7.18%Oct 14, 2026: 6.68% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Auto: 2011 and Newer - - 6.75% 36 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 15, 2026: 6.25% APROct 7, 2026: 6.75% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20266.75%▲ from 6.25%
  • Sep 15, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Auto: 2011 and Newer - - 6.99% 48 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 6.49% → 6.99% ▲ 0.50 pts · high 6.99% / low 6.49%
5.99%6.74%7.49%Sep 15, 2026: 6.49% APROct 7, 2026: 6.99% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20266.99%▲ from 6.49%
  • Sep 15, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Auto: 2024 and Newer - - 7.04% 72 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification.
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 6.54% → 7.04% ▲ 0.50 pts · high 7.04% / low 6.54%
6.04%6.79%7.54%Sep 15, 2026: 6.54% APROct 7, 2026: 7.04% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20267.04%▲ from 6.54%
  • Sep 15, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Auto: 2024 and Newer - - 7.18% 84 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification.
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 6.68% → 7.18% ▲ 0.50 pts · high 7.18% / low 6.68%
6.18%6.93%7.68%Sep 15, 2026: 6.68% APROct 7, 2026: 7.18% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20267.18%▲ from 6.68%
  • Sep 15, 20266.68%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Auto: 2011 and Newer - - 7.21% 60 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 6.71% → 7.21% ▲ 0.50 pts · high 7.21% / low 6.71%
6.21%6.96%7.71%Sep 15, 2026: 6.71% APROct 7, 2026: 7.21% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20267.21%▲ from 6.71%
  • Sep 15, 20266.71%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Auto: 2011 and Newer - - 7.66% 72 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 7.16% → 7.66% ▲ 0.50 pts · high 7.66% / low 7.16%
6.66%7.41%8.16%Sep 15, 2026: 7.16% APROct 7, 2026: 7.66% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20267.66%▲ from 7.16%
  • Sep 15, 20267.16%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Auto: 2011 and Newer - - 7.80% 84 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 7.30% → 7.80% ▲ 0.50 pts · high 7.80% / low 7.30%
6.80%7.55%8.30%Sep 15, 2026: 7.30% APROct 7, 2026: 7.80% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20267.80%▲ from 7.30%
  • Sep 15, 20267.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats Loan - 7.91% 60 months
Details As Low As; Model Year: 2024 and Newer; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 7.91% APR · checked 6 times
7.41%7.91%8.41%Oct 20, 2026: 7.91% APROct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Boats: 2024 and Newer Loan - 7.91% 60 months
Details As Low As; Term column printed as 60; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 7.41% → 7.91% ▲ 0.50 pts · high 7.91% / low 7.41%
6.91%7.66%8.41%Sep 15, 2026: 7.41% APROct 7, 2026: 7.91% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20267.91%▲ from 7.41%
  • Sep 15, 20267.41%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New RV Loan - 2024 and Newer - 7.91% 60 months
Details As Low As; Model Year: 2024 and Newer
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 7.91% APR
7.41%7.91%8.41%Nov 5, 2026: 7.91% APRNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Boats Loan - 8.32% 120 months
Details As Low As; Model Year: 2024 and Newer; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 8.32% APR · checked 6 times
7.82%8.32%8.82%Oct 20, 2026: 8.32% APROct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Boats: 2024 and Newer Loan - 8.32% 120 months
Details As Low As; Term column printed as 120; best rates based on credit quality and subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 7.82% → 8.32% ▲ 0.50 pts · high 8.32% / low 7.82%
7.32%8.07%8.82%Sep 15, 2026: 7.82% APROct 7, 2026: 8.32% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20268.32%▲ from 7.82%
  • Sep 15, 20267.82%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New RV Loan - 2024 and Newer - 8.32% 120 months
Details As Low As; Model Year: 2024 and Newer
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 8.32% APR
7.82%8.32%8.82%Nov 5, 2026: 8.32% APRNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Boats - 60 Months Loan - 8.92% 60 months
Details As Low As; Model Year: 2016 and Newer; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 8.92% APR · checked 6 times
8.42%8.92%9.42%Oct 20, 2026: 8.92% APROct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Boats: 2016 and Newer Loan - 8.92% 60 months
Details As Low As; Model Year: 2016 and Newer; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 8.42% → 8.92% ▲ 0.50 pts · high 8.92% / low 8.42%
7.92%8.67%9.42%Sep 15, 2026: 8.42% APROct 7, 2026: 8.92% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20268.92%▲ from 8.42%
  • Sep 15, 20268.42%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used RV Loan - 2016 and Newer - 8.92% 60 months
Details As Low As; Model Year: 2016 and Newer
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 8.92% APR
8.42%8.92%9.42%Nov 5, 2026: 8.92% APRNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used RV's: 2016 and Newer Loan - 8.92% 60 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 8.42% → 8.92% ▲ 0.50 pts · high 8.92% / low 8.42%
7.92%8.67%9.42%Sep 15, 2026: 8.42% APROct 7, 2026: 8.92% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20268.92%▲ from 8.42%
  • Sep 15, 20268.42%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Other (Motorcycle, ATV, Jet Ski and Snowmobile) Loan - 8.96% 48 to 60 months
Details As Low As; Model Year: 2024 and Newer; Rates based on auto-pay from an active Sound Community Bank checking account; add 0.50% if auto-pay from another institution or no auto pay
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 8.46% → 8.96% ▲ 0.50 pts · high 8.96% / low 8.46%
7.96%8.71%9.46%Sep 15, 2026: 8.46% APROct 14, 2026: 8.96% APRSep 15, 2026Nov 9, 2026
  • Oct 14, 20268.96%▲ from 8.46%
  • Sep 15, 20268.46%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Other (Motorcycle, ATV, Jet Ski and Snowmobile): 2024 and Newer Loan - 8.96% 48 to 60 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification. Add 0.50% if auto-pay from another institution or no auto pay.
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 8.46% → 8.96% ▲ 0.50 pts · high 8.96% / low 8.46%
7.96%8.71%9.46%Sep 19, 2026: 8.46% APROct 14, 2026: 8.96% APRSep 19, 2026Nov 9, 2026
  • Oct 14, 20268.96%▲ from 8.46%
  • Sep 19, 20268.46%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Other (Motorcycle, ATV, Jet Ski and Snowmobile) Loan - 9.06% 12 to 36 months
Details As Low As; Model Year: 2024 and Newer; Rates based on auto-pay from an active Sound Community Bank checking account; add 0.50% if auto-pay from another institution or no auto pay
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 8.56% → 9.06% ▲ 0.50 pts · high 9.06% / low 8.56%
8.06%8.81%9.56%Sep 15, 2026: 8.56% APROct 14, 2026: 9.06% APRSep 15, 2026Nov 9, 2026
  • Oct 14, 20269.06%▲ from 8.56%
  • Sep 15, 20268.56%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
New Other (Motorcycle, ATV, Jet Ski and Snowmobile): 2024 and Newer Loan - 9.06% 12 to 36 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification. Add 0.50% if auto-pay from another institution or no auto pay.
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 8.56% → 9.06% ▲ 0.50 pts · high 9.06% / low 8.56%
8.06%8.81%9.56%Sep 19, 2026: 8.56% APROct 14, 2026: 9.06% APRSep 19, 2026Nov 9, 2026
  • Oct 14, 20269.06%▲ from 8.56%
  • Sep 19, 20268.56%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Boats - 120 Months Loan - 9.32% 120 months
Details As Low As; Model Year: 2016 and Newer; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 9.32% APR · checked 6 times
8.82%9.32%9.82%Oct 20, 2026: 9.32% APROct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Boats: 2016 and Newer Loan - 9.32% 120 months
Details As Low As; Model Year: 2016 and Newer; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 8.82% → 9.32% ▲ 0.50 pts · high 9.32% / low 8.82%
8.32%9.07%9.82%Sep 15, 2026: 8.82% APROct 7, 2026: 9.32% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20269.32%▲ from 8.82%
  • Sep 15, 20268.82%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used RV Loan - 2016 and Newer - 9.32% 120 months
Details As Low As; Model Year: 2016 and Newer
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 9.32% APR
8.82%9.32%9.82%Nov 5, 2026: 9.32% APRNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used RV's: 2016 and Newer Loan - 9.32% 120 months
Details As Low As; Rates quoted are best rates based on credit quality and are subject to credit qualification
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 8.82% → 9.32% ▲ 0.50 pts · high 9.32% / low 8.82%
8.32%9.07%9.82%Sep 15, 2026: 8.82% APROct 7, 2026: 9.32% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20269.32%▲ from 8.82%
  • Sep 15, 20268.82%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Other (Motorcycle, ATV, Jet Ski and Snowmobile) Loan - 9.80% 24 to 36 months
Details As Low As; Model Year: 2016 and Newer
Last Updated 11/05/2026
Rate History
No change since Oct 31, 2026 · 9.80% APR · checked 2 times
9.30%9.80%10.30%Oct 31, 2026: 9.80% APROct 31, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Other (Motorcycle, ATV, Jet Ski and Snowmobile): 2016 and Newer Loan - 9.80% 24 to 36 months
Details As Low As; Model Year: 2016 and Newer; Add 0.50% if auto-pay from another institution or no auto pay
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 9.30% → 9.80% ▲ 0.50 pts · high 9.80% / low 9.30%
8.80%9.55%10.30%Sep 15, 2026: 9.30% APROct 7, 2026: 9.80% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 20269.80%▲ from 9.30%
  • Sep 15, 20269.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Other (Motorcycle, ATV, Jet Ski and Snowmobile) Loan - 10.52% 12 months
Details As Low As; Model Year: 2016 and Newer
Last Updated 11/05/2026
Rate History
No change since Oct 31, 2026 · 10.52% APR · checked 2 times
10.02%10.52%11.02%Oct 31, 2026: 10.52% APROct 31, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Used Other (Motorcycle, ATV, Jet Ski and Snowmobile): 2016 and Newer Loan - 10.52% 12 months
Details As Low As; Model Year: 2016 and Newer; Add 0.50% if auto-pay from another institution or no auto pay
Last Updated 11/05/2026
Rate History
1 change since Sep 15, 2026 · 10.02% → 10.52% ▲ 0.50 pts · high 10.52% / low 10.02%
9.52%10.27%11.02%Sep 15, 2026: 10.02% APROct 7, 2026: 10.52% APRSep 15, 2026Nov 9, 2026
  • Oct 7, 202610.52%▲ from 10.02%
  • Sep 15, 202610.02%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Personal Loan Rates

Product APR Term View More
Personal Unsecured Loans 13.95% 24 months
Details As Low As; APR* as low as 13.95%; Rates quoted are best rates based on credit quality and subject to credit qualification; Rates quoted are based on automatic payments from an active Sound Community Bank checking account; add 0.50% if auto-pay from another institution or no auto pay
Last Updated 11/05/2026
Rate History
No change since Sep 15, 2026 · 13.95% APR · checked 15 times
13.45%13.95%14.45%Sep 15, 2026: 13.95% APRSep 15, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Sound Community Bank Other Rates

Product Rate Points APY/APR Term View More
Preferred Line of Credit - - 12.00% 60 months
Details As Low As; Loan Range: $5,000-$25,000
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 12.00% APR · checked 7 times
11.50%12.00%12.50%Oct 14, 2026: 12.00% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Small Dollar Loan - - 20.77% 12 months
Details As Low As; APR as low as 20.77%; Personal Unsecured Loan
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 20.77% APR · checked 7 times
20.27%20.77%21.27%Oct 14, 2026: 20.77% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Small Dollar Loan - - 15.72% 24 months
Details As Low As; APR as low as 15.72%; Personal Unsecured Loan
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 15.72% APR · checked 7 times
15.22%15.72%16.22%Oct 14, 2026: 15.72% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Small Dollar Loan - - 14.84% 36 months
Details As Low As; APR as low as 14.84%; Personal Unsecured Loan
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 14.84% APR · checked 7 times
14.34%14.84%15.34%Oct 14, 2026: 14.84% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
12 Month Certificate of Deposit - With Checking 2.81% - 2.85% 12 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Oct 14, 2026: 2.85% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
13 Month Certificate of Deposit - With Checking 3.69% - 3.75% 13 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
18 Month Bump Certificate of Deposit - With Checking 3.40% - 3.45% 18 months
Details With Checking; Bump certificate
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.45% APY · checked 6 times
2.95%3.45%3.95%Oct 20, 2026: 3.45% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
23 Month Certificate of Deposit - With Checking 3.83% - 3.90% 23 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY · checked 7 times
3.40%3.90%4.40%Oct 14, 2026: 3.90% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
24 Month Certificate of Deposit - With Checking 2.57% - 2.60% 24 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.60% APY · checked 7 times
2.10%2.60%3.10%Oct 14, 2026: 2.60% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
3 Month Certificate of Deposit - With Checking 2.47% - 2.50% 3 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Oct 14, 2026: 2.50% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
36 Month Certificate of Deposit - With Checking 2.18% - 2.20% 36 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.20% APY · checked 7 times
1.70%2.20%2.70%Oct 14, 2026: 2.20% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
4 Month Certificate of Deposit - With Checking 3.30% - 3.35% 4 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Oct 14, 2026: 3.35% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
48 Month Certificate of Deposit - With Checking 2.28% - 2.30% 48 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.30% APY · checked 7 times
1.80%2.30%2.80%Oct 14, 2026: 2.30% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
6 Month Certificate of Deposit - With Checking 2.76% - 2.80% 6 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.80% APY · checked 7 times
2.30%2.80%3.30%Oct 14, 2026: 2.80% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
60 Month Certificate of Deposit - With Checking 2.42% - 2.45% 60 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 2.45% APY · checked 7 times
1.95%2.45%2.95%Oct 14, 2026: 2.45% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
7 Month Certificate of Deposit - With Checking 3.45% - 3.50% 7 months
Details With Checking
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 0.10% - 0.10%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $24,999; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 10 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 0.15% - 0.15%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $49,999; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 10 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 0.21% - 0.21%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 - $99,999; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 0.21% APY · checked 10 times
0.00%0.36%0.71%Sep 27, 2026: 0.21% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 0.26% - 0.26%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 - $249,999; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 0.26% APY · checked 10 times
0.00%0.38%0.76%Sep 27, 2026: 0.26% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 0.76% - 0.76%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000 - $499,999; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 0.76% APY · checked 10 times
0.26%0.76%1.26%Sep 27, 2026: 0.76% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 1.15% - 1.16%
Min Deposit $100
Min Balance $500,000
Details Balance: $500,000 - $999,999; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 1.16% APY · checked 10 times
0.66%1.16%1.66%Sep 27, 2026: 1.16% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
eMoney Maker 1.40% - 1.41%
Min Deposit $100
Min Balance $1,000,000
Details Balance: $1,000,000 and above; Requires eStatements
Last Updated 11/05/2026
Rate History
No change since Sep 27, 2026 · 1.41% APY · checked 10 times
0.91%1.41%1.91%Sep 27, 2026: 1.41% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 12 Month Certificate of Deposit - With Checking 3.06% - 3.10% 12 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Oct 20, 2026: 3.10% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 13 Month Certificate of Deposit - With Checking 3.93% - 4.00% 13 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Oct 20, 2026: 4.00% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 18 Month Bump Certificate of Deposit - With Checking 3.64% - 3.70% 18 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Client may bump the rate one time during the initial term to the then current 18-month Bump Rate CD; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Oct 20, 2026: 3.70% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 23 Month Certificate of Deposit - With Checking 4.07% - 4.15% 23 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Oct 20, 2026: 4.15% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 24 Month Certificate of Deposit - With Checking 2.81% - 2.85% 24 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.85% APY · checked 6 times
2.35%2.85%3.35%Oct 20, 2026: 2.85% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 3 Month Certificate of Deposit - With Checking 2.72% - 2.75% 3 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 36 Month Certificate of Deposit - With Checking 2.42% - 2.45% 36 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.45% APY · checked 6 times
1.95%2.45%2.95%Oct 20, 2026: 2.45% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 4 Month Certificate of Deposit - With Checking 3.54% - 3.60% 4 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Oct 20, 2026: 3.60% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 48 Month Certificate of Deposit - With Checking 2.52% - 2.55% 48 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.55% APY · checked 6 times
2.05%2.55%3.05%Oct 20, 2026: 2.55% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 6 Month Certificate of Deposit - With Checking 3.01% - 3.05% 6 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.05% APY · checked 6 times
2.55%3.05%3.55%Oct 20, 2026: 3.05% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 60 Month Certificate of Deposit - With Checking 2.67% - 2.70% 60 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 2.70% APY · checked 6 times
2.20%2.70%3.20%Oct 20, 2026: 2.70% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%
Jumbo 7 Month Certificate of Deposit - With Checking 3.69% - 3.75% 7 months
Min Deposit $1,000
Min Balance $100,000
Details Jumbo Certificates of Deposit, $100,000 minimum; With Checking rate; Offered rate based on banking relationships; Interest compounded monthly
Last Updated 11/05/2026
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Oct 20, 2026: 3.75% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.90%

Financial Health History

Sound Community Bank’s Texas Ratio rose from 2.09% in Q3 2023 to 6.90% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.09% A+ Q3 2023 A+ Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A Q1 2026 6.90% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.1B6.90%5.0A
March 31, 2026$1.1B6.43%5.0A
December 31, 2025$1.1B5.26%5.0A+
September 30, 2025$1.1B2.70%5.0A+
June 30, 2025$1.1B3.29%5.0A+
March 31, 2025$1.1B8.60%5.0A
December 31, 2024$994M6.53%5.0A
September 30, 2024$1.1B7.58%5.0A
June 30, 2024$1.1B8.01%5.0A
March 31, 2024$1.1B8.74%5.0A
December 31, 2023$995M3.66%5.0A+
September 30, 2023$1.0B2.09%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sound Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sound Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sound Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Sound Community Bank
Address 2400 3rd Ave, Seattle, WA 98121  ·  King
Bank Holding Company SOUND FINANCIAL BCORP INC
FDIC Certificate # 57451
Regulator FDIC
Established January 1, 1953
FDIC Insurance Date May 19, 2003
Domestic Offices 9
Total Branches 9
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.90%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.8682%
Return on Equity (ROE)
8.1300%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
$1,065,857,000
Total Deposits
$937,088,000
Equity Capital
$117,081,000
Net Income
$4,732,000
Headquarters
Seattle
Total Branches and Offices
9
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Sound Community Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/sound-community-bank-rates-review-57451">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Sound Community Bank

Does Sound Community Bank offer CDs?

Yes. Sound Community Bank current CD rates include its 23-Month CD at 3.40% APY, its 13-Month CD at 3.25% APY and its 7-Month CD at 3.00% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Sound Community Bank FDIC insured?

Yes. Sound Community Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Sound Community Bank?

The highest Sound Community Bank CD rate is its Jumbo 23-Month Certificate of Deposit at 4.15% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Sound Community Bank offer?

Sound Community Bank CD rates are 2.85% APY for a 4 month CD, 3.00% APY for a 7 month CD, 2.85% APY for a 12 month CD, 3.25% APY for a 13 month CD, 3.45% APY for an 18 month CD, 3.40% APY for a 23 month CD, 2.60% APY for a 2 year CD, 2.20% APY for a 3 year CD, 2.30% APY for a 4 year CD and 2.45% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Sound Community Bank for its full lineup.

What is the highest savings rate at Sound Community Bank?

The highest Sound Community Bank savings rate is its Business Savings at 0.10% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Sound Community Bank?

The highest Sound Community Bank money market rate is its Business Premier Money Market at 3.50% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Sound Community Bank?

The highest Sound Community Bank checking rate is its Interest Plus Checking at 1.11% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at Sound Community Bank?

The lowest Sound Community Bank auto loan rate is its Auto Loan - Electric/Hybrid 2024 and Newer at 5.54% APR, verified by MonitorBankRates as of November 5, 2026.

What is the lowest personal loan rate at Sound Community Bank?

The lowest Sound Community Bank personal loan rate is its Personal Unsecured Loans at 13.95% APR, verified by MonitorBankRates as of November 5, 2026.

How many branches does Sound Community Bank operate?

Sound Community Bank currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sound Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sound Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sound Community Bank offer online and mobile banking?

Most modern institutions like Sound Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.soundcb.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Sound Community Bank rates compare?

Sound Community Bank's top CD rate of 4.15% APY on a 23 month CD is 41% higher than the MonitorBankRates national average of 2.94% APY for that term, and it has an A health rating. Sound Community Bank's top rates are its 23-Months Jumbo 23-Month Certificate of Deposit at 4.15% APY, its Business Savings at 0.10% APY, its Business Premier Money Market at 3.50% APY, its Interest Plus Checking at 1.11% APY and its Personal Unsecured Loans at 13.95% APR, verified by MonitorBankRates on November 5, 2026.

Current Sound Community Bank Rates

  • 12-Month CD2.85%
  • 18-Month CD3.45%
  • 24-Month CD2.60%
  • 36-Month CD2.20%
  • 48-Month CD2.30%
  • 60-Month CD2.45%
  • Savings0.10%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.