Sound Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Sound Community Bank Deposit Rates
Today's 12-month CD rates can be found at 1.75%, 6-month CD rates at 4.10% and 3-month CD rates at 2.28%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 8.50%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. Sound Community Bank's 18-Month CD (with checking) rates are at 3.14%, 12-Month CD w/checking rates are at 3.04%, 24-Month CD (with checking) rates are at 2.78%, 60-Month CD w/checking rates are at 2.43%, 48-Month CD w/checking rates are at 2.27%. Sound Community Bank's savings rates are at 0.10%. Sound Community Bank's money market rates are at 1.00%.

Sound Community Bank

To see how these rates compare to Sound Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sound Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sound Community Bank CD rates. You can also compare Sound Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Sound Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sound Community Bank? Share your experience about Sound Community Bank by leaving a review below, or read customer reviews before you decide to use Sound Community Bank.

Sound Community Bank Texas Ratio

Sound Community Bank's Texas Ratio is at 2.20%, which is considered excellent. The Texas Ratio for Sound Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sound Community Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.04%
18-Month CD
3.14%
24-Month CD
2.78%
36-Month CD
2.17%
48-Month CD
2.27%
60-Month CD
2.43%
Savings
0.10%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sound Community Bank
2400 3rd Ave
Seattle, WA 98121
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Sound Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Sound Community Bank
Sound Community Bank
18-Month CD (with checking)
3.14%
$1,000
Sound Community Bank
Sound Community Bank
12-Month CD w/checking
3.04%
$1,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.43%
$1,000
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.27%
$1,000
Sound Community Bank
Sound Community Bank
36-Month CD w/checking
2.17%
$1,000
Sound Community Bank
Sound Community Bank
Momentum Money Market
1.00%
$25,000
Sound Community Bank
Sound Community Bank
Regular Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sound Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Landmark Credit Union
Landmark Credit Union
Premium Checking
7.50%
$0
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
4.35%
$500
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
4.00%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
12-Month CD
3.80%
$25,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD
3.80%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Money Market
3.50%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
Twin River Bank
Twin River Bank
60-Month CD
3.29%
$500
Investment Savings Bank
Investment Savings Bank
18-Month CD
3.28%
$500
1st Advantage Bank
1st Advantage Bank
60-Month CD
3.25%
$500
Bank of Prague
Bank of Prague
48-Month CD
3.12%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
48-Month CD
3.00%
$0
United Valley Bank
United Valley Bank
60-Month CD
3.00%
$500
Seasons Federal Credit Union
Seasons Federal Credit Union
18-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
30-Month CD
2.65%
$500
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.37%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
3-Month CD
2.02%
$1,000
First Southern State Bank
First Southern State Bank
24-Month CD
2.02%
$500
Lee Bank
Lee Bank
6-Month CD
2.00%
$500
Northfield Bank
Northfield Bank
48-Month CD
2.00%
$2,500
Artisans Bank
Artisans Bank
30-Month CD
2.00%
$1,500
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
18-Month CD
1.75%
$50
FSB of Wyoming
24-Month CD
1.51%
$2,000
Gunnison S&L
Gunnison S&L
Money Market
1.36%
$1,000
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.15%
$5,000
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
Buena Vista National Bank
Buena Vista National Bank
30-Month CD
1.10%
$500
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
Savings Bank of Danbury
Savings Bank of Danbury
48-Month CD
0.61%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
48-Month CD
0.50%
$1,000
Main Street Bank Corp
Main Street Bank Corp
36-Month CD
0.50%
$1,000
Adrian Bank
Adrian Bank
Passbook Savings
0.25%
$100
Arvest Bank
Arvest Bank
Savings
0.25%
$100
Collinsville Building and Loan Association
Collinsville Building and Loan Association
24-Month CD
0.20%
$1,000
Florence Bank
Florence Bank
18-Month CD
0.20%
$500
Kentucky Farmers Bank
Kentucky Farmers Bank
Money Market
0.20%
$1,000
Harleysville Bank
Harleysville Bank
Statement Savings
0.15%
$2,500
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Savings
0.10%
$0
FLC Bank
FLC Bank
Savings
0.10%
$100
Harleysville Bank
Harleysville Bank
Money Market Plus
0.10%
$10,000
BankNewport
BankNewport
Statement Savings
0.05%
$100
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Smart Savings
0.04%
$25
Associated Bank
Associated Bank
18-Month CD
0.03%
$1,000
GSB Guilford Savings Bank
E-Savings
0.02%
$50
Vibrant Credit Union
Vibrant Credit Union
36-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Sound Community Bank Information

Sound Community Bank
2400 3rd Ave
Seattle, WA 98121
King
Established Date: 01/01/1953
FDIC Certificate #: 57451
Date of FDIC Deposit Insurance: 05/19/2003
Bank Holding Company: SOUND FINANCIAL BCORP INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Sound Community Bank FDIC Insured? Yes
What is Sound Community Bank's Cert number? 57451
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sound Community Bank Financials

Total Assets:
$1,086,876,000
Total Deposits:
$922,758,000
Equity Capital:
$111,239,000
Domestic Deposits:
$922,758,000
Net Income:
$1,042,000
Return on Assets:
0.9371%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.5410%
Pretax Quarterly Return on Assets:
0.5400%
Return on Equity:
8.6000%
Quarterly Return on Equity:
3.7200%
Leverage Tier 1 (Core Capital) Ratio:
11.2314%
Total Interest Income (YTD):
5.2644%
 
 
Headquarters:
Seattle
FDIC Field Office:
Seattle
Regulator:
FDIC
County:
King
# of Offices:
10
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The likelihood of savings rates and money market rates moving higher has increased as a result of some recent Fed comments. The Fed Chairperson, Janet Yellen, and the NY Fed President, William Dudley, both made comments this week that a fed fund rate hike is possible soon.

Average mortgage rates and refinance rates today increased on higher bond yields. Treasury Yields rallied on Friday on the news that the European Union has finally put into place a plan to help with the debt issue. Officials agreed to allow the European Stability Mechanism (ESM) to directly recapitalize banks. Up until this point Germany insisted the any monies flowed through the governments which increased their debt-to-GDP ratios.
Bank of America is offering a "Risk Free" certificate of deposit (CD) that currently pays a 2.80% APY, the risk free CD allows you to withdrawal your money without paying penalties after the first six days. The minimum opening balance is $5,000 and you might be limited to a maximum of $500,000.

Bank or Credit Union Offers and Deals

Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.47% MBA
Mortgage Rates Today, Friday, November 25, 2011
First Internet Bank of Indiana Savings 10K Rates now at 0.60%
Michigan First Credit Union Current CD rates
CD Rate Changes this Past Week - Top 1 Year CD Rate Lowered 10 BPS
CD Rates Continue to Move Higher in 2018
Mortgage Rates Remain Above Record Lows as Short Term Debt Ceiling Deal is Reached
Competitive Mortgage Rates from eRates Mortgage
Best 12 Month CD Rates at 2.50 Percent, A Multi-Year High
Mortgage Rates: Near Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.17%

Alternative Bank and Credit Union Offers to Explore

Will my Auto Insurance Premium go up if I File an Auto Insurance Claim?
TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY
Finding the Highest Online Savings Account Rates
KS StateBank Jumbo CD Rates
WaMu Online 8 Month CD Rate 4.25% APY
Venture Bank Direct Online Savings Account
Bethpage Credit Union CD Rates: 5.00% APY 12-Month CD, 4.75% APY 6-Month CD
EverBank 18 Month CD Rates now at 1.16%
Republic Bank Mortgage Rates Today
Short Term CD Interest Rates in Montpelier, Vermont

Sound Community Bank Reviews

There are no reviews for Sound Community Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Sound Community Bank
Your Name:
Your Rating:

See how Sound Community Bank Compares to other banks