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Pennsville National Bank Rates & Review April 2026

Pennsville National Bank's 9-Month CD rates are at 3.40%, 24-Month CD rates are at 3.04%, 36-Month CD rates are at 2.27%, 3-Month CD rates are at 0.75%, 48-Month CD rates are at 0.40%. Pennsville National Bank's savings rates are at 0.03%. Pennsville National Bank's money market rates are at 0.07%. Pennsville National Bank's Personal Loan Rates are at 6.49%. MonitorBankRates evaluates the financial stability of Pennsville National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates were last updated on 04/11/2026.

Pennsville National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pennsville National Bank? Share your experience about Pennsville National Bank by leaving a review below, or read customer reviews before you decide to use Pennsville National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.35%
Excellent Lower than avg
Pennsville National Bank
170 S Broadway
Pennsville, NJ 08070
https://www.pennsvillenb.com
Member FDIC

Pennsville National Bank CD Rates

Product Rate APY Term View More
9 Month CD 3.35% 3.40% 9
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
24 Month CD 3.00% 3.04% 24
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
36 Month CD 2.25% 2.27% 36
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
3 Month CD 0.75% 0.75% 3
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
48 Month CD 0.40% 0.40% 48
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
12 Month CD 0.20% 0.20% 12
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
30 Month Rate Option CD 0.20% 0.20% 30
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
18 Month Rate Option CD 0.15% 0.15% 18
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
6 Month CD 0.10% 0.10% 6
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Savings Rates

Product Rate APY View More
Premier Savings 0.25% 0.25%
Min Deposit $0
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Savings 0.15% 0.15%
Min Deposit $0
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Anything Club 0.10% 0.10%
Min Deposit $2
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Christmas Club 0.10% 0.10%
Min Deposit $2
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Savings 0.10% 0.10%
Min Deposit $0
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Savings 0.08% 0.08%
Min Deposit $0
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Savings 0.05% 0.05%
Min Deposit $0
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Savings 0.03% 0.03%
Min Deposit $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Money Market Rates

Product Rate APY View More
Money Market Account 0.50% 0.50%
Min Deposit $0
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Money Market Account 0.25% 0.25%
Min Deposit $0
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Money Market Account 0.10% 0.10%
Min Deposit $0
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Money Market IRA 0.10% 0.10%
Min Deposit $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Money Market Account 0.07% 0.07%
Min Deposit $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Checking Rates

Product Rate APY View More
Business Int. Freedom Checking 0.07% 0.07%
Min Deposit $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Personal Int. Freedom Checking 0.07% 0.07%
Min Deposit $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Mortgage Rates

Product Rate Points APR Term View More
Adjustable Rate Mortgage** - 0.5 6.09% 5/5
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Adjustable Rate Mortgage** - 0.5 6.12% 3/3
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Adjustable Rate Mortgage** - 0.5 6.34% 30 years 1/1
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans (1st Lien Position) - - 5.50% 60 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loans (1st Lien Position) - - 6.00% 84 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loans (1st Lien Position) - - 6.25% 120 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loan (2nd Lien Position) - - 6.50% 60 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loan (2nd Lien Position) - - 7.00% 84 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loan (2nd Lien Position) - - 7.25% 120 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loans (1st Lien Position) - - 7.25% 180 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Home Equity Loan (2nd Lien Position) - - 8.25% 180 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 6.49% 24 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Auto Loans - - 6.99% 36 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Auto Loans - - 7.49% 48 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Auto Loans - - 7.99% 60 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Auto Loans - - 8.49% 72 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Pennsville National Bank Credit Card Rates

Product Rate APR View More
Credit Card - 11.75%
Details Regular APR: 11.75%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
VISA CREDIT CARD - 11.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pennsville National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pennsville National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pennsville National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Pennsville National Bank
Bank Holding Company PENN BANCSHARES INC
Address 170 S Broadway, Pennsville, NJ 08070  ·  Salem
FDIC Certificate # 19978
Established 06/23/1969
FDIC Insurance Date 06/23/1969
Domestic Offices 5
Total Branches 5
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.35%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4328%
Return on Equity (ROE) 8.8000%
Non-Performing Loans (NPL) 0.22%
Total Assets $287,602,000
Total Deposits $257,999,000
Equity Capital $28,107,000
Net Income $4,250,000
Headquarters Pennsville
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Pennsville National Bank

Is Pennsville National Bank a safe place to deposit money?

Yes, Pennsville National Bank is considered a safe financial institution. With a Texas Ratio of 4.3511135551279%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Pennsville National Bank operate?

Pennsville National Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Pennsville National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pennsville National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Pennsville National Bank offer online and mobile banking?

Most modern institutions like Pennsville National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pennsvillenb.com.

Current Pennsville National Bank Rates

  • 12-Month CD0.20%
  • 18-Month CD0.15%
  • 24-Month CD3.04%
  • 36-Month CD2.27%
  • 48-Month CD0.40%
  • Savings0.03%
  • MMA0.07%
Retrieved from our database of financial products. Rates subject to change.