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Pennsville National Bank Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Pennsville National Bank's top rates as of October 12, 2026 are 3.56% APY on its 3-Month CD, 0.25% APY on savings, 0.50% APY on money market accounts, 0.07% APY on checking, 6.75% on its Fixed Rate Mortgage, auto loans from 6.49% APR, and credit cards from 12.00% APR, according to rates verified by MonitorBankRates. Other Pennsville National Bank CD rates include 9-Month CD at 3.40%, 24-Month CD at 3.04%, and 36-Month CD at 2.27%. Other Pennsville National Bank mortgage rates include Fixed Rate Mortgage at 7.00%, Fixed Rate Mortgage at 7.25%, and First Time Home Buyer Mortgage at 7.50%. MonitorBankRates evaluates the financial stability of Pennsville National Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.53%. Rates last updated and verified on 10/12/2026.

Pennsville National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pennsville National Bank? Share your experience about Pennsville National Bank by leaving a review below, or read customer reviews before you decide to use Pennsville National Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.53%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
The Pennsville National Bank
170 S Broadway
Pennsville, NJ 08070
https://www.pennsvillenb.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Pennsville National Bank CD Rates

Product Rate APY Term View More
3 Month CD 3.50% 3.56% 3 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 3.56% APY · checked 5 times
3.06%3.56%4.06%Sep 24, 2026: 3.56% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
9 Month CD 3.35% 3.40% 9 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 24, 2026: 3.40% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
24 Month CD 3.00% 3.04% 24 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 24, 2026: 3.04% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
36 Month CD 2.25% 2.27% 36 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 2.27% APY · checked 5 times
1.77%2.27%2.77%Sep 24, 2026: 2.27% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
48 Month CD 0.40% 0.40% 48 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
12 Month CD 0.20% 0.20% 12 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
30 Month Rate Option CD 0.20% 0.20% 30 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
18 Month Rate Option CD 0.15% 0.15% 18 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
6 Month CD 0.10% 0.10% 6 Month
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Savings Rates

Product Rate APY View More
Premier Savings 0.25% 0.25%
Min Balance $100,000
Details Balance: $100,000.00 & Over
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Premier Savings 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.00 to $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Anything Club 0.10% 0.10%
Min Deposit $2
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Christmas Club 0.10% 0.10%
Min Deposit $2
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Premier Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000.00 to $49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Premier Savings 0.08% 0.08%
Min Balance $5,000
Details Balance: $5000.00 to $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.08% APY · checked 5 times
0.00%0.29%0.58%Sep 24, 2026: 0.08% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Premier Savings 0.05% 0.05%
Min Balance $500
Details Balance: 500 to $4,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Premier Savings 0.03% 0.03%
Min Balance $0
Details Balance: Up to $499.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Sep 24, 2026: 0.03% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Money Market Rates

Product Rate APY View More
Money Market Account 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000.00 & Over
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Money Market Account 0.25% 0.25%
Min Balance $25,000
Details Balance: $25,000.00 to $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Money Market Account 0.10% 0.10%
Min Balance $5,000
Details Balance: $5000.00 to $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Money Market IRA 0.10% 0.10%
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Money Market Account 0.07% 0.07%
Min Balance $0
Details Balance: Up to $4,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.07% APY · checked 5 times
0.00%0.29%0.57%Sep 24, 2026: 0.07% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Checking Rates

Product Rate APY View More
Personal Int. Freedom Checking 0.07% 0.07%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.07% APY · checked 5 times
0.00%0.29%0.57%Sep 24, 2026: 0.07% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Business Checking Rates

Product Rate APY View More
Business Int. Freedom Checking 0.07% 0.07%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.07% APY · checked 5 times
0.00%0.29%0.57%Sep 24, 2026: 0.07% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage 6.75% 0.5 7.372% 15 years
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 24, 2026 · 5.99% → 7.37% ▲ 1.38 pts · high 7.37% / low 5.99%
4.61%6.68%8.75%Sep 24, 2026: 5.99% APROct 8, 2026: 7.37% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20267.37%▲ from 5.99%
  • Sep 24, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Fixed Rate Mortgage 7.00% 0.5 7.666% 20 years
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 24, 2026 · 6.27% → 7.67% ▲ 1.40 pts · high 7.67% / low 6.27%
4.88%6.97%9.06%Sep 24, 2026: 6.27% APROct 8, 2026: 7.67% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20267.67%▲ from 6.27%
  • Sep 24, 20266.27%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Fixed Rate Mortgage 7.25% 0.5 8.012% 30 years
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 24, 2026 · 6.68% → 8.01% ▲ 1.33 pts · high 8.01% / low 6.68%
5.35%7.35%9.34%Sep 24, 2026: 6.68% APROct 8, 2026: 8.01% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20268.01%▲ from 6.68%
  • Sep 24, 20266.68%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
First Time Home Buyer Mortgage 7.50% 0 8.271% 30 years
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 24, 2026 · 7.03% → 8.27% ▲ 1.24 pts · high 8.27% / low 7.03%
5.80%7.65%9.51%Sep 24, 2026: 7.03% APROct 8, 2026: 8.27% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20268.27%▲ from 7.03%
  • Sep 24, 20267.03%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans (1st Lien Position) - - 6.75% 60 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 5.50% → 6.75% ▲ 1.25 pts · high 6.75% / low 5.50%
4.25%6.13%8.00%Sep 16, 2026: 5.50% APROct 8, 2026: 6.75% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20266.75%▲ from 5.50%
  • Sep 16, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (1st Lien Position) - - 7.00% 84 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 5.75% → 7.00% ▲ 1.25 pts · high 7.00% / low 5.75%
4.50%6.38%8.25%Sep 16, 2026: 5.75% APROct 8, 2026: 7.00% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20267.00%▲ from 5.75%
  • Sep 16, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (1st Lien Position) - - 7.25% 120 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.00% → 7.25% ▲ 1.25 pts · high 7.25% / low 6.00%
4.75%6.63%8.50%Sep 16, 2026: 6.00% APROct 8, 2026: 7.25% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20267.25%▲ from 6.00%
  • Sep 16, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (1st Lien Position) - - 7.50% 180 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.25% → 7.50% ▲ 1.25 pts · high 7.50% / low 6.25%
5.00%6.88%8.75%Sep 16, 2026: 6.25% APROct 8, 2026: 7.50% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20267.50%▲ from 6.25%
  • Sep 16, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (2nd Lien Position) - - 7.75% 60 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.50% → 7.75% ▲ 1.25 pts · high 7.75% / low 6.50%
5.25%7.13%9.00%Sep 16, 2026: 6.50% APROct 8, 2026: 7.75% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20267.75%▲ from 6.50%
  • Sep 16, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (2nd Lien Position) - - 8.00% 84 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.75% → 8.00% ▲ 1.25 pts · high 8.00% / low 6.75%
5.50%7.38%9.25%Sep 16, 2026: 6.75% APROct 8, 2026: 8.00% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20268.00%▲ from 6.75%
  • Sep 16, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (2nd Lien Position) - - 8.25% 120 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 7.00% → 8.25% ▲ 1.25 pts · high 8.25% / low 7.00%
5.75%7.63%9.50%Sep 16, 2026: 7.00% APROct 8, 2026: 8.25% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20268.25%▲ from 7.00%
  • Sep 16, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Home Equity Loans (2nd Lien Position) - - 8.50% 180 Months
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 7.25% → 8.50% ▲ 1.25 pts · high 8.50% / low 7.25%
6.00%7.88%9.75%Sep 16, 2026: 7.25% APROct 8, 2026: 8.50% APRSep 16, 2026Oct 14, 2026
  • Oct 8, 20268.50%▲ from 7.25%
  • Sep 16, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 6.49% 24 Months
Details New/Used
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 8, 2026: 6.49% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
New Auto Loan - - 6.99% 36 Months
Details New/Used
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 8, 2026: 6.99% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
New Auto Loan - - 7.49% 48 Months
Details New/Used
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.49% APR · checked 2 times
6.99%7.49%7.99%Oct 8, 2026: 7.49% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
New Auto Loan - - 7.99% 60 Months
Details New/Used
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 8, 2026: 7.99% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
New Auto Loan - - 8.49% 72 Months
Details New/Used
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 8.49% APR · checked 2 times
7.99%8.49%8.99%Oct 8, 2026: 8.49% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loan - 10.75% 60 Months
Details NEW
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Oct 8, 2026: 10.75% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Recreational Vehicle Loan - 11.75% 120 Months
Details NEW
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 11.75% APR · checked 2 times
11.25%11.75%12.25%Oct 8, 2026: 11.75% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Recreational Vehicle Loan - 12.75% 180 Months
Details NEW
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Oct 8, 2026: 12.75% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Credit Card Rates

Product Rate APR View More
Credit Card - 12.00%
Details The APR will vary with the market based on the Prime Rate. Penalty APR: 16.00% (This APR will vary with the market based on the Prime Rate. This APR may be applied to you if: 1) Make a late payment - 60 days late. If your APRs are increased for this reason, the penalty APR will apply until you make six consecutive minimum payments when due.) Annual Fee: . Transaction Fees: Balance Transfer: , Cash Advances: , Foreign Transaction: . Penalty Fees: Late Payment: Up to 5% of payment (Minimum $5; Maximum $35), Over-the-Credit-Limit: , Returned Payment: . Other Fees: Pay by Phone: 1) No Charge for automated payments, 2) No Charge if assisted by a live representative. For Credit Card Tips form the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 16, 2026: 11.75% APRSep 24, 2026: 12.00% APRSep 16, 2026Oct 14, 2026
  • Sep 24, 202612.00%▲ from 11.75%
  • Sep 16, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%

Pennsville National Bank Other Rates

Product Rate Points APY/APR Term View More
Demand Loans - - 10.49%
Details Add 0.500% to these rates if the payment is not automatically deducted from a Pennsville National Bank account (excludes Mastercard/Visa and Demand Loans). Annual Percentage Rate (APR) is effective as of November 2, 2023. Rates subject to change without notice.
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 10.49% APR · checked 5 times
9.99%10.49%10.99%Sep 24, 2026: 10.49% APRSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Installment Loan - - 11.99% 12 Months
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 11.99% APR
11.49%11.99%12.49%Oct 12, 2026: 11.99% APROct 12, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Installment Loan - - 11.99% 24 Months
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 11.99% APR
11.49%11.99%12.49%Oct 12, 2026: 11.99% APROct 12, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Installment Loan - - 11.99% 36 Months
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 11.99% APR
11.49%11.99%12.49%Oct 12, 2026: 11.99% APROct 12, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Installment Loan - - 14.99% 48 Months
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 14.99% APR
14.49%14.99%15.49%Oct 12, 2026: 14.99% APROct 12, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Installment Loan - - 14.99% 60 Months
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 14.99% APR
14.49%14.99%15.49%Oct 12, 2026: 14.99% APROct 12, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Non-Owner Occupied: Fixed Rate 8.875% 0.5 9.003% 15 years
Last Updated 10/12/2026
Rate History
1 change since Sep 24, 2026 · 7.75% → 9.00% ▲ 1.26 pts · high 9.00% / low 7.75%
6.49%8.38%10.26%Sep 24, 2026: 7.75% APROct 8, 2026: 9.00% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20269.00%▲ from 7.75%
  • Sep 24, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
IRA Account 0.40% - 0.40%
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.53%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Pennsville National Bank’s Texas Ratio rose from 4.35% in Q3 2023 to 6.53% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 3.2 to 5.0 and its Health Grade from B- to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.35% B- Q3 2023 B+ Q4 2023 A- Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 6.53% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$282M6.53%5.0A
March 31, 2026$290M5.38%5.0A+
December 31, 2025$288M4.75%5.0A+
September 30, 2025$284M2.63%5.0A+
June 30, 2025$281M3.34%5.0A+
March 31, 2025$288M3.65%5.0A+
December 31, 2024$283M4.15%5.0A+
September 30, 2024$275M3.31%5.0A+
June 30, 2024$274M2.81%5.0A+
March 31, 2024$284M4.44%4.4A-
December 31, 2023$287M3.50%4.1B+
September 30, 2023$278M4.35%3.2B-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pennsville National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pennsville National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pennsville National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Pennsville National Bank
Bank Holding Company PENN BANCSHARES INC
Address 170 S Broadway, Pennsville, NJ 08070  ·  Salem
Website https://www.pennsvillenb.com
FDIC Certificate # 19978
Established 19690623
FDIC Insurance Date 19690623
Domestic Offices 5
Total Branches 5
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.53%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4764%
Return on Equity (ROE) 15.0600%
Non-Performing Loans (NPL) 0.66%
Total Assets $281,775,000
Total Deposits $251,636,000
Equity Capital $28,459,000
Net Income $2,114,000
Headquarters Pennsville
Total Branches and Offices 5
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Pennsville National Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/the-pennsville-national-bank-rates-review-19978">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Pennsville National Bank

How many branches does Pennsville National Bank operate?

Pennsville National Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Pennsville National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pennsville National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Pennsville National Bank offer online and mobile banking?

Most modern institutions like Pennsville National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pennsvillenb.com.

Current Pennsville National Bank Rates

  • 12-Month CD0.20%
  • 18-Month CD0.15%
  • 24-Month CD3.04%
  • 36-Month CD2.27%
  • 48-Month CD0.40%
  • Savings0.25%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.

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