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Northside L Credit Union

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Northside L Credit Union Rates & Review November 2026

Q: How many branches does Northside L Credit Union operate?

Northside L Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Northside L Credit Union?

Yes, to access services at Northside L Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northside L Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Northside L Credit Union's Auto Loan Rates are as low as 4.95%. MonitorBankRates evaluates the financial stability of Northside L Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.61%. Rates last updated and verified on 10/30/2026.

Northside L Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northside L Credit Union? Share your experience about Northside L Credit Union by leaving a review below, or read customer reviews before you decide to use Northside L Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.61%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Northside L Credit Union
Main Office

1419 W Roosevelt Rd
Broadview, IL 60155

http://www.nslfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Northside L Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New & Used Auto	-	-	4.95%
Details As Low As; APR; Another 'as low as' rate of 9.99% appears on the page without a clear product label Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.95% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.61%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Northside L Credit Union’s Texas Ratio rose from 3.14% in Q3 2023 to 4.61% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5M	4.61%	5.0	A+
March 31, 2026	$5M	7.56%	5.0	A
December 31, 2025	$5M	4.03%	5.0	A+
September 30, 2025	$5M	4.49%	5.0	A+
June 30, 2025	$5M	1.21%	5.0	A+
March 31, 2025	$5M	1.14%	5.0	A+
December 31, 2024	$5M	5.37%	5.0	A+
September 30, 2024	$5M	4.31%	5.0	A+
June 30, 2024	$5M	5.46%	5.0	A+
March 31, 2024	$5M	8.44%	5.0	A
December 31, 2023	$5M	5.86%	5.0	A+
September 30, 2023	$6M	3.14%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Northside L Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Northside L Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northside L Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northside L Credit Union

Website http://www.nslfcu.com

Address 1419 W Roosevelt Rd, Broadview, IL 60155

Phone 708-345-3231

Fax 708-345-2125

President Larry Gunn

CEO Kevin Barrett

Full-Time Employees 2

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.61%

Return on Assets (ROA)

-0.3407%

Return on Equity (ROE)

-2.2373%

Non-Performing Loans Ratio (NPL)

3.22%

Total Assets

4,970,294

Total Amount of Shares and Deposits

4,305,697

Total Shares and Deposits < 1 Year

4,305,697

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,305,697

Total Interest Expense (Sum of items 6 8)

3,973

Share Certificates

Number of Accounts for Share Drafts

219

Number of Accounts for Regular Shares

790

Net Income (unless the amount is already included in Undivided Earnings)

-16,933

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

763,362

Total Liabilities

4,312,671

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Northside L Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Northside L Credit Union

What is the lowest auto loan rate at Northside L Credit Union?

The lowest Northside L Credit Union auto loan rate is its New & Used Auto at 4.95% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Northside L Credit Union operate?

Northside L Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northside L Credit Union?

Yes, to access services at Northside L Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northside L Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northside L Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northside L Credit Union offer online and mobile banking?

Most modern institutions like Northside L Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.nslfcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.