|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 St Marys Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
St Marys Credit Union's 12 Month Relationship CDs & Individual Retirement Accounts rates are at 3.65%, 6 Month Relationship CDs & Individual Retirement Accounts rates are at 3.65%, 9 Month Special Relationship CD & IRA rates are at 3.65%, 9 Month Special Relationship Jumbo CD & IRA rates are at 3.65%, 9 Month Special* Relationship CDs & Individual Retirement Accounts rates are at 3.65%. St Marys Credit Union's money market rates are at 0.00%. St Marys Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of St Marys Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.62%. Rates were last updated on 04/19/2026. St Marys Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Marys Credit Union? Share your experience about St Marys Credit Union by leaving a review below, or read customer reviews before you decide to use St Marys Credit Union. St Marys Credit Union
St Marys Credit Union Loan Center 46 Lizotte Dr
https://www.stmaryscu.org Marlborough, MA 01752 3061 
St Marys Credit Union CD Rates
St Marys Credit Union Money Market Rates
St Marys Credit Union Auto Loan Rates
St Marys Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for St Marys Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Marys Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Marys Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
St Marys Credit Union
Website
https://www.stmaryscu.org
Address
46 Lizotte Dr,
Marlborough, MA 01752 3061
Phone
508-490-8000
Fax
508-490-8080
President
Gerard Richer
CEO
Grace Lee
Full-Time Employees
121
Part-Time Employees
3
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.62%
Return on Assets (ROA)
0.2493%
Return on Equity (ROE)
2.1323%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
1,004,346,776
Total Amount of Shares and Deposits
828,811,395
Total Shares and Deposits < 1 Year
771,973,863
Total Shares and Deposits 1 3 Years
53,356,377
Total Shares and Deposits > 3 Years
3,481,155
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
118,432,078
Total Uninsured Shares and Deposits > $250K (F+J)
118,432,078
Total Insured Shares and Deposits > $250K (item 17 less item K)
710,379,317
Total Interest Expense (Sum of items 6 8)
14,035,984
Share Certificates
4,745
Number of Accounts for Share Drafts
23,081
IRA KEOGH Accounts
2,063
Number of Accounts for Regular Shares
42,784
Money Market Shares
1,134
Net Income (unless the amount is already included in Undivided Earnings)
2,503,542
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,928,600
Total Liabilities
915,374,050
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About St Marys Credit UnionIs St Marys Credit Union a safe place to deposit money?Yes, St Marys Credit Union is considered a safe financial institution. With a Texas Ratio of 0.6153929201329%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does St Marys Credit Union operate?St Marys Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join St Marys Credit Union?Yes, to access services at St Marys Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, St Marys Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, St Marys Credit Union provides members with tools to manage their accounts and build a solid financial history. Does St Marys Credit Union offer online and mobile banking?Most modern institutions like St Marys Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stmaryscu.org. Current St Marys Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Census Federal Credit Union
Texasgulf Federal Credit Union
Pinnacle Credit Union
ACU Athol Credit Union
UMassFive College Federal Credit Union
Sierra Central Credit Union
Madison Education Assoc Credit Union
Ohio Valley Community Federal Credit Union
Space Coast Credit Union
Nueva Esperanza Community Credit Union
Skyline Credit Union
Catholic & Community Credit Union
Public Service Credit Union
Resurrection Lutheran Federal Credit Union
Ferko Maryland Federal Credit Union
Central Missouri Community Credit Union
ACMG Federal Credit Union
Michigan State University Federal Credit Union
LATVIAN HERITAGE
SchoolsFirst Federal Credit Union
Muskegon Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
