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Nucor Employees Credit Union Rates & Review November 2026

Nucor Employees Credit Union's 12 Month CD rates are at 3.60%, CD - 6 month rates are at 1.40%. Nucor Employees Credit Union's checking rates are as high as 0.05%. Nucor Employees Credit Union's Personal Loan Rates are as low as 10.00%. Nucor Employees Credit Union's Credit Card Rates are at 8.75%. Nucor Employees Credit Union's CD rates are 15% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Nucor Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.78%. Rates last updated and verified on 10/29/2026.

Nucor Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nucor Employees Credit Union? Share your experience about Nucor Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Nucor Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.78%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Nucor Employees Credit Union
Nucor Employee's Credit Union Main Office
1202 N Cashua Dr
Florence, SC 29501
https://www.nucorcu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Nucor Employees Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificate - 3.60% 12 Months
Min Deposit $1,000
Details Minimum certificate deposit: $1,000
Last Updated 10/29/2026
Rate History
1 change since Oct 19, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
2.90%3.50%4.10%Oct 19, 2026: 3.40% APYOct 29, 2026: 3.60% APYOct 19, 2026Nov 2, 2026
  • Oct 29, 20263.60%▲ from 3.40%
  • Oct 19, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
Share Certificate - 6 month - 1.40% 6 Months
Min Deposit $1,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union Savings Rates

Product Rate APY View More
Everyday Shares - 0.20%
Min Balance $1,000
Details Balance: $1,000 and above
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Oct 19, 2026: 0.20% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
IRA Shares - 0.20%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
Everyday Shares - 0.05%
Min Balance $5
Details Balance: $5-$999.99
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Oct 19, 2026: 0.05% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) - 0.05%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto & Truck - - 4.49%
Details Rate range: 4.49%-5.49%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
Used Auto & Truck - - 5.49%
Details Rate range: 5.49%-6.49%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 8 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boat, Motorcycle, & RV Loan - 6.75%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
Used Boat, Motorcycle, & RV Loan - 8.75%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 8 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union Credit Card Rates

Product Rate APR View More
Premium Visa Credit Card - 8.75%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 8 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
Classic Visa Credit Card - 12.75%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 8 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union Personal Loan Rates

Product APR Term View More
Share Loan 10.00%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%
Personal / Signature Loan 18.00%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 8 times
17.50%18.00%18.50%Sep 14, 2026: 18.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Nucor Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Share Certificate - 12 Months - - 3.60% 12 Months
Min Deposit $1,000
Last Updated 10/29/2026
Rate History
1 change since Oct 26, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
2.90%3.50%4.10%Oct 26, 2026: 3.40% APYOct 29, 2026: 3.60% APYOct 26, 2026Nov 2, 2026
  • Oct 29, 20263.60%▲ from 3.40%
  • Oct 26, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.78%

Financial Health History

Nucor Employees Credit Union’s Texas Ratio stayed near 1.89% in Q3 2023 to 1.78% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.5% 3.0★ 2.3% 4.0★ 3.1% 5.0★ Healthy zone – entire history below the 15% limit 1.89% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.78% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$68M1.78%5.0A+
March 31, 2026$70M0.96%5.0A+
December 31, 2025$67M1.07%5.0A+
September 30, 2025$65M1.70%5.0A+
June 30, 2025$66M1.89%5.0A+
March 31, 2025$66M2.21%5.0A+
December 31, 2024$62M2.12%5.0A+
September 30, 2024$62M1.78%5.0A+
June 30, 2024$64M1.53%5.0A+
March 31, 2024$66M1.96%5.0A+
December 31, 2023$62M2.26%5.0A+
September 30, 2023$63M1.89%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nucor Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nucor Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nucor Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nucor Employees Credit Union
Address 1202 N Cashua Dr, Florence, SC 29501
Phone 843-665-4668
Fax 843-665-6911
President Terry White
CEO Matthew Chappell
Full-Time Employees 11
Part-Time Employees 12
Branch Locations 12
ATM Locations 12
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.78%
Return on Assets (ROA)
0.9023%
Return on Equity (ROE)
4.5703%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
68,221,255
Total Amount of Shares and Deposits
54,175,247
Total Shares and Deposits < 1 Year
54,175,247
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,375,705
Total Uninsured Shares and Deposits > $250K (F+J)
3,375,705
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,799,542
Total Interest Expense (Sum of items 6 8)
167,449
Share Certificates
263
Number of Accounts for Share Drafts
6,315
IRA KEOGH Accounts
26
Number of Accounts for Regular Shares
9,950
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,761,596
Total Liabilities
54,752,601
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Nucor Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/nucor-employees-credit-union-rates-review-61028">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Nucor Employees Credit Union

Does Nucor Employees Credit Union offer CDs?

Yes. Nucor Employees Credit Union current CD rates include its 12 Month CD at 3.60% APY and its CD - 6 month at 1.40% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Nucor Employees Credit Union NCUA insured?

Yes. Nucor Employees Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Nucor Employees Credit Union?

The highest Nucor Employees Credit Union CD rate is its 12 Month CD at 3.60% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Nucor Employees Credit Union offer?

Nucor Employees Credit Union CD rates are 1.40% APY for a 6 month CD and 3.60% APY for a 12 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Nucor Employees Credit Union for its full lineup.

What is the highest checking rate at Nucor Employees Credit Union?

The highest Nucor Employees Credit Union checking rate is its Share Draft (Checking) at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Nucor Employees Credit Union?

The lowest Nucor Employees Credit Union auto loan rate is its New Auto & Truck at 4.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Nucor Employees Credit Union?

The lowest Nucor Employees Credit Union personal loan rate is its Personal / Signature Loan at 18.00% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Nucor Employees Credit Union?

The lowest Nucor Employees Credit Union credit card APR is its Premium Visa Credit Card at 8.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Nucor Employees Credit Union operate?

Nucor Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nucor Employees Credit Union?

Yes, to access services at Nucor Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nucor Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nucor Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nucor Employees Credit Union offer online and mobile banking?

Most modern institutions like Nucor Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nucorcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Nucor Employees Credit Union rates compare?

Nucor Employees Credit Union's CD rates are 15% lower than the MonitorBankRates national average, and it has an A+ health rating. Nucor Employees Credit Union's top rates are its 12 Month CD at 3.60% APY, its Share Draft (Checking) at 0.05% APY, its Share Loan at 10.00% APR and its Premium Visa Credit Card at 8.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Nucor Employees Credit Union Rates

  • 12-Month CD3.60%
Retrieved from our database of financial products. Rates subject to change.