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Nucor Employees Credit Union Rates & Review September 2026

Nucor Employees Credit Union's 12-Month CD rates are at 3.40%, 6 Month CD rates are at 1.40%. Nucor Employees Credit Union's Personal Loan Rates are as low as 18.00%. Nucor Employees Credit Union's Credit Card Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Nucor Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.96%. Rates last updated and verified on 09/22/2026.

Nucor Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nucor Employees Credit Union? Share your experience about Nucor Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Nucor Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.96%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Nucor Employees Credit Union
Nucor Employee's Credit Union Main Office
1202 N Cashua Dr
Florence, SC 29501
https://www.nucorcu.org
Member NCUA

Nucor Employees Credit Union CD Rates

Product Rate APY Term View More
12-Month Certificate - 3.40% 12 Month
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
6 Month Share Certificate - 1.40% 6 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Nucor Employees Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) - 0.05%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Nucor Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto & Truck - - 4.49%
Details Published APR range: 4.49%-5.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
New Autos - - 4.49%
Details Ultra-low rates starting as low as 4.49% APR* on new autos for Nucor teammates and families. Flexible terms, fast approvals and easy pre-qualification.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Used Auto & Truck - - 5.49%
Details Published APR range: 5.49%-6.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Nucor Employees Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boat, Motorcycle, & RV Loan - 6.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Used Boat, Motorcycle, & RV Loan - 8.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Nucor Employees Credit Union Credit Card Rates

Product Rate APR View More
Premium Visa Card - 8.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Premium Visa Credit Card - 8.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Visa Credit Cards 8.75% 8.75%
Details Published rate range: 8.75%-12.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Classic Visa Credit Card - 12.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Nucor Employees Credit Union Personal Loan Rates

Product APR Term View More
Personal / Signature 18.00%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Personal loans 18.00%
Details Optional overdraft protection with Share Draft checking.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Nucor Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Classic Visa Credit Card 12.75% - 12.75%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
New Auto & Truck 4.49% - 4.49%
Details Published rate range: 4.49%-5.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Personal / Signature Loan - - 18.00%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Premium Visa Credit Card 8.75% - 8.75%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Share Loan - - 10.00%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Share Loan 10.00% - 10.00%
Details Borrow against funds on deposit or finance qualifying purchases such as boats, appliances, computers, vacations, and more.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Used Auto & Truck 5.49% - 5.49%
Details Published rate range: 5.49%-6.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Everyday share - - 0.05%
Min Balance $5
Details Balance: $5.00-$999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
Everyday share - - 0.20%
Min Balance $1,000
Details Balance: $1,000 and above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%
IRA Shares - - 0.20%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.96%

Financial Health History

Nucor Employees Credit Union’s Texas Ratio fell from 2.13% in Q2 2023 to 0.96% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.5% 3.0★ 2.3% 4.0★ 3.1% 5.0★ Healthy zone – entire history below the 15% limit 2.13% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.96% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$70M0.96%5.0A+
December 31, 2025$67M1.07%5.0A+
September 30, 2025$65M1.70%5.0A+
June 30, 2025$66M1.89%5.0A+
March 31, 2025$66M2.21%5.0A+
December 31, 2024$62M2.12%5.0A+
September 30, 2024$62M1.78%5.0A+
June 30, 2024$64M1.53%5.0A+
March 31, 2024$66M1.96%5.0A+
December 31, 2023$62M2.26%5.0A+
September 30, 2023$63M1.89%5.0A+
June 30, 2023$65M2.13%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nucor Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nucor Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nucor Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nucor Employees Credit Union
Address 1202 N Cashua Dr, Florence, SC 29501
Phone 843-665-4668
Fax 843-665-6911
President Terry White
CEO Matthew Chappell
Full-Time Employees 11
Part-Time Employees 12
Branch Locations 12
ATM Locations 12
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.96%
Return on Assets (ROA)
0.4029%
Return on Equity (ROE)
2.1413%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
69,806,767
Total Amount of Shares and Deposits
56,160,619
Total Shares and Deposits < 1 Year
56,160,619
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,441,878
Total Uninsured Shares and Deposits > $250K (F+J)
3,441,878
Total Insured Shares and Deposits > $250K (item 17 less item K)
52,718,741
Total Interest Expense (Sum of items 6 8)
84,503
Share Certificates
262
Number of Accounts for Share Drafts
6,216
IRA KEOGH Accounts
26
Number of Accounts for Regular Shares
9,909
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,741,924
Total Liabilities
56,672,423
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Nucor Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Nucor Employees Credit Union

How many branches does Nucor Employees Credit Union operate?

Nucor Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nucor Employees Credit Union?

Yes, to access services at Nucor Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nucor Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nucor Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nucor Employees Credit Union offer online and mobile banking?

Most modern institutions like Nucor Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nucorcu.org.

Current Nucor Employees Credit Union Rates

  • 12-Month CD3.40%
Retrieved from our database of financial products. Rates subject to change.