Ohio State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 2.00% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 14.74%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. Ohio State Bank's 12-Month CD rates are at 4.65%, 6-Month CD rates are at 4.25%, 60-Month CD rates are at 2.00%, 48-Month CD rates are at 1.85%, 36-Month CD rates are at 1.75%. Ohio State Bank's savings rates are at 0.01%. Ohio State Bank's money market rates are at 0.01%.

Ohio State Bank

To see how these rates compare to Ohio State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ohio State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ohio State Bank CD rates. You can also compare Ohio State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ohio State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ohio State Bank? Share your experience about Ohio State Bank by leaving a review below, or read customer reviews before you decide to use Ohio State Bank.

Ohio State Bank Texas Ratio

Ohio State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Ohio State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ohio State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.65%
18-Month CD
N/A
24-Month CD
1.50%
36-Month CD
1.75%
48-Month CD
1.85%
60-Month CD
2.00%
Savings
0.01%
MMA
0.01%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ohio State Bank
2106 E Main St
Bexley, OH 43209
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Ohio State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ohio State Bank
Ohio State Bank
12-Month CD
4.65%
$500
Ohio State Bank
Ohio State Bank
6-Month CD
4.25%
$500
Ohio State Bank
Ohio State Bank
60-Month CD
2.00%
$500
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
Ohio State Bank
Ohio State Bank
36-Month CD
1.75%
$500
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Ohio State Bank
Ohio State Bank
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ohio State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OBannon Bank
OBannon Bank
12-Month CD
4.32%
$1,000
Table Rock Community Bank
Table Rock Community Bank
12-Month CD
4.24%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD (Jumbo)
4.07%
$100,000
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.00%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD
3.82%
$500
SSB of Wanamingo
SSB of Wanamingo
12-Month CD
3.75%
$500
Citizens Federal S&LA
Citizens Federal S&LA
12-Month CD
3.71%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
24-Month CD (IntraFi®)
3.64%
$10,000
Adams State Bank
Adams State Bank
36-Month CD
3.55%
$1,000
Genoa Banking Company
36-Month CD
3.50%
$1,000
Kish Bank
Kish Bank
48-Month CD
3.35%
$2,000
First National Bank of Bemidji
First National Bank of Bemidji
48-Month CD
3.34%
$1,000
Security Savings Bank
Security Savings Bank
36-Month CD
3.30%
$5,000
Maries County Bank
Maries County Bank
36-Month CD
3.03%
$1,000
Cornerstone State Bank
Cornerstone State Bank
48-Month CD (Jumbo)
3.02%
$200,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.00%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
36-Month CD (Super Jumbo)
2.88%
$225,000
Acadian Federal Credit Union
Acadian Federal Credit Union
24-Month CD
2.79%
$2,500
Bank First, NA
Bank First, NA
60-Month CD
2.78%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
HTLF Bank
HTLF Bank
18-Month CD
2.75%
$1,000
FNB of Waverly
FNB of Waverly
18-Month CD
2.53%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
60-Month CD
2.38%
$500
Department of Commerce FCU
Department of Commerce FCU
36-Month CD
2.28%
$500
FNB of Bellville
FNB of Bellville
36-Month CD
2.25%
$1,000
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
2.25%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
24-Month CD
2.22%
$1,000
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.10%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Savings
2.00%
$5
Carson Bank
Carson Bank
24-Month CD
1.71%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
48-Month CD
1.71%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
60-Month CD
1.50%
$2,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Root River State Bank
Root River State Bank
Money Market
0.75%
$50,000
CNB Clinton National Bank
CNB Clinton National Bank
36-Month CD
0.65%
$500
FSB Mcpherson, KS
FSB Mcpherson, KS
Regular Savings
0.60%
$50
Kennebunk Savings Bank
Kennebunk Savings Bank
60-Month CD
0.50%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
MidCountry Bank
MidCountry Bank
Money Market
0.30%
$50
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
Genesee Regional Bank
Genesee Regional Bank
Money Market
0.25%
$2,500
PSB of Plainview
PSB of Plainview
Money Market
0.20%
$2,500
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
Money Market
0.14%
$0
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
Regular Savings
0.05%
$0
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
The National Capital Bank of Washington
The National Capital Bank of Washington
Statement Savings
0.05%
$100
Chemung Canal Trust Company
Chemung Canal Trust Company
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ohio State Bank Information

Ohio State Bank
2106 E Main St
Bexley, OH 43209
Franklin
Established Date: 04/22/2019
FDIC Certificate #: 59144
Date of FDIC Deposit Insurance: 04/22/2019
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Ohio State Bank FDIC Insured? Yes
What is Ohio State Bank's Cert number? 59144
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ohio State Bank Financials

Total Assets:
$449,516,000
Total Deposits:
$370,455,000
Equity Capital:
$47,394,000
Domestic Deposits:
$370,455,000
Net Income:
$2,000
Return on Assets:
0.0224%
Quarterly Return on Assets:
0.0000%
Pretax Return on Assets:
0.0081%
Pretax Quarterly Return on Assets:
0.0100%
Return on Equity:
0.1900%
Quarterly Return on Equity:
0.0200%
Leverage Tier 1 (Core Capital) Ratio:
11.3496%
Total Interest Income (YTD):
4.4399%
 
 
Headquarters:
Bexley
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Franklin
# of Offices:
2
Metropolitan Statistical Area (MSA):
Columbus, OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average 30 year mortgage rates hit a new low in 2016 as a result of the Brexit vote to leave the European Union. 30 year mortgage rates today are averaging 3.48 percent, a sharp decline from last week's average rate of 3.73 percent. 30 year mortgage rates are only 17 basis points above the all-time low of 3.31 percent set in late 2012.

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Average mortgage rates are once again lower today as bond yields hover just above record lows. Fixed conforming 30 year mortgage rates today are averaging 3.62 percent, down from last week's average 30 year mortgage rate of 3.67 percent. Markets have been jittery on the debt issues in Europe and the ratings downgrade of a slew of banks by Moody's Investor Services.

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