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iAdvertiser Disclosure
Advertiser Disclosure
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 Byron Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
Byron Bank's 60-Months 60-Month* IRA Certificates rates are at 1.41%, 48-Months 48-Month* IRA Certificates rates are at 1.31%, 60-Months 60-Month* IRA Certificates rates are at 1.31%, 36-Months 36-Month* IRA Certificates rates are at 1.21%, 48-Months 48-Month* IRA Certificates rates are at 1.21%. Byron Bank's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Byron Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.26%. Rates were last updated on 03/18/2026. Byron Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Byron Bank? Share your experience about Byron Bank by leaving a review below, or read customer reviews before you decide to use Byron Bank. 
Byron Bank CD Rates
Byron Bank Savings Rates
Byron Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Byron Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Byron Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Byron Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Byron Bank
Bank Holding Company
BYRON BANCSHARES INC
Address
200 N Walnut St,
Byron, IL 61010 · Ogle
Website
https://www.byronbank.com
FDIC Certificate #
902
Established
07/01/1932
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 94/100
5.0
Exceptional
Out of 5.0 Stars
12.26%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6796%
Return on Equity (ROE)
10.0900%
Non-Performing Loans (NPL)
0.71%
Total Assets
$360,089,000
Total Deposits
$323,856,000
Equity Capital
$29,756,000
Net Income
$4,292,000
Headquarters
Byron
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Byron BankIs Byron Bank a safe place to deposit money?Yes, Byron Bank is considered a safe financial institution. With a Texas Ratio of 12.257382025573%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Byron Bank operate?Byron Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Byron Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Byron Bank provides members with tools to manage their accounts and build a solid financial history. Does Byron Bank offer online and mobile banking?Most modern institutions like Byron Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.byronbank.com. Current Byron Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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