First Texas National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Texas National BankToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.95% and 3-month CD rates at 0.55%. Current savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.45%. Credit Card rates are at 13.75%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Texas National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Texas National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Texas National Bank CD rates. You can also compare First Texas National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Texas National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Texas National Bank? Share your experience about First Texas National Bank by leaving a review below, or read customer reviews before you decide to use First Texas National Bank.

First Texas National Bank Texas Ratio

First Texas National Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First Texas National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Texas National Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Texas National Bank
124 S Main St
Floydada, TX 79235
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First Texas National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD
4.15%
$5,000
Evergreen Bank Group
Evergreen Bank Group
12-Month CD
4.00%
$500
Community Bank of Wichita
Community Bank of Wichita
60-Month CD
3.97%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.82%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.71%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
24-Month CD
3.53%
$1,000
NBKC Bank
NBKC Bank
24-Month CD
3.50%
$250
Beal Bank
Beal Bank
48-Month CD
3.45%
$1,000
Bank of Edmonson County
Bank of Edmonson County
48-Month CD
3.20%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
24-Month CD
3.15%
$1,000
Bank Forward
Bank Forward
48-Month CD
3.00%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
48-Month CD
2.75%
$500
HTLF Bank
HTLF Bank
18-Month CD
2.75%
$1,000
North Star Bank
North Star Bank
60-Month CD
2.37%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Combined Money Market
2.17%
$150,000
FNB Community Bank
FNB Community Bank
36-Month CD
2.02%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Money Market
2.00%
$200,000
Gouverneur S&L
Gouverneur S&L
36-Month CD
1.77%
$2,500
The National Capital Bank of Washington
The National Capital Bank of Washington
12-Month CD
1.76%
$1,000
Carson Bank
Carson Bank
36-Month CD
1.71%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
60-Month CD
1.20%
$1,000
Stryv Bank
Stryv Bank
18-Month CD
1.10%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Money Market
1.06%
$2,500
William Penn Bank
William Penn Bank
60-Month CD
1.01%
$500
SSB Scott State Bank
SSB Scott State Bank
12-Month CD
1.00%
$1,000
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$1,000
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
Bank of the Flint Hills
Bank of the Flint Hills
Savings
0.73%
$0
1st Colonial Community Bank
1st Colonial Community Bank
Statement Savings
0.60%
$0
FSB of St. Charles, MO
FSB of St. Charles, MO
Premium NOW Checking
0.50%
$100
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
State Bank of Canton
State Bank of Canton
3-Month CD
0.50%
$500
AB Federal Credit Union
AB Federal Credit Union
24-Month CD
0.45%
$1,000
Newtown Savings Bank
Newtown Savings Bank
Statement Savings
0.25%
$25
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
12-Month CD
0.25%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
30-Month CD
0.25%
$500
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
State Bank of Canton
State Bank of Canton
Money Market
0.15%
$1,000
Port Washington State Bank
Port Washington State Bank
Money Market
0.10%
$1,000
Harbor Bank of Maryland
Harbor Bank of Maryland
Statement Savings
0.10%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
Vision Savings
0.10%
$50
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Conneaut Savings Bank
Conneaut Savings Bank
24-Month CD
0.05%
$1,000
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Money Market
0.03%
$2,500
TD Bank
TD Bank
Signature Savings
0.01%
$0
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Texas National Bank rate data right now, check back for updates, we are adding rates all the time.

First Texas National Bank Information

First Texas National Bank
124 S Main St
Floydada, TX 79235
Floyd
Established Date: 01/01/1890
FDIC Certificate #: 3197
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FLOYD COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 2
Is First Texas National Bank FDIC Insured? Yes
What is First Texas National Bank's Cert number? 3197
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Texas National Bank Financials

Total Assets:
$149,641,000
Total Deposits:
$131,802,000
Equity Capital:
$17,001,000
Domestic Deposits:
$131,802,000
Net Income:
$1,068,000
Return on Assets:
1.3715%
Quarterly Return on Assets:
2.7300%
Pretax Return on Assets:
2.7277%
Pretax Quarterly Return on Assets:
2.7300%
Return on Equity:
13.5900%
Quarterly Return on Equity:
26.0600%
Leverage Tier 1 (Core Capital) Ratio:
11.1764%
Total Interest Income (YTD):
5.5264%
 
 
Headquarters:
Floydada
FDIC Field Office:
Lubbock
Regulator:
OCC
County:
Floyd
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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