F&M Bank Piedmont, AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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F&M Bank Piedmont, ALToday's 12-month CD rates can be found at 1.10%, 6-month CD rates at 3.94% and 3-month CD rates at 3.00%. Current savings rates are at 0.01% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 19.74%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to F&M Bank Piedmont, AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from F&M Bank Piedmont, AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with F&M Bank Piedmont, AL CD rates. You can also compare F&M Bank Piedmont, AL savings rates, MMA rates and mortgage rates using our other rate lists.

F&M Bank Piedmont, AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank Piedmont, AL? Share your experience about F&M Bank Piedmont, AL by leaving a review below, or read customer reviews before you decide to use F&M Bank Piedmont, AL.

F&M Bank Piedmont, AL Texas Ratio

F&M Bank Piedmont, AL's Texas Ratio is at 2.03%, which is considered excellent. The Texas Ratio for F&M Bank Piedmont, AL is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, F&M Bank Piedmont, AL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
F&M Bank Piedmont, AL
112 E Ladiga St
Piedmont, AL 36272
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare F&M Bank Piedmont, AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
6-Month CD
4.70%
$2,500
Education Credit Union
Education Credit Union
12-Month CD
4.25%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
36-Month CD
3.80%
$250
Harford Bank
Harford Bank
12-Month CD
3.75%
$1,000
Landmark Credit Union
Landmark Credit Union
18-Month CD
3.75%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
24-Month CD
3.56%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
48-Month CD
3.55%
$10,000
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
3.50%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
120-Month CD
3.25%
$500
InFirst Bank
InFirst Bank
12-Month CD
3.25%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Cha-Ching Rewards Checking
3.00%
$0
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
2.75%
$1,000
Reading Co-op Bank
Reading Co-op Bank
24-Month CD
2.75%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
Lea County State Bank
Lea County State Bank
12-Month CD
2.53%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
American State Bank of Grygla
American State Bank of Grygla
48-Month CD
2.42%
$500
Triad Bank, N.A.
Triad Bank, N.A.
24-Month CD
2.36%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
48-Month CD
2.30%
$500
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
2.27%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Money Market
2.25%
$1,000
Westbury Bank
Westbury Bank
36-Month CD
2.25%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
24-Month CD
2.22%
$1,000
Bank of Lake Mills
Bank of Lake Mills
Interest Advantage Checking
2.00%
$25
First Bank Ketchikan, AK
First Bank Ketchikan, AK
48-Month CD
2.00%
$0
First State Bank of Beecher City
First State Bank of Beecher City
Christmas Club Savings
2.00%
$10
PeopleFirst Bank
PeopleFirst Bank
Premier Money Market
1.75%
$0
Westmoreland Federal S&L
Westmoreland Federal S&L
36-Month CD
1.50%
$500
The Bank of New Glarus
The Bank of New Glarus
36-Month CD
1.30%
$1,000
Haviland State Bank
Haviland State Bank
Savings
1.11%
$50
SpiritBank
SpiritBank
24-Month CD
1.10%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
The Bank of Brodhead
The Bank of Brodhead
24-Month CD
1.00%
$500
DB&T
DB&T
Signature Series Checking
1.00%
$250,000
Buena Vista National Bank
Buena Vista National Bank
3-Month CD
0.85%
$500
Freedom Bank, Inc.
Freedom Bank, Inc.
48-Month CD
0.80%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Choice Money Market
0.25%
$2,500
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.20%
$0
Comerica
Comerica
36-Month CD
0.15%
$1
Stafford Savings Bank
Stafford Savings Bank
Money Market
0.12%
$1,000
Milton Savings Bank
Milton Savings Bank
Money Market
0.10%
$1,000
Union Federal S&L
Savings
0.10%
$100
Teachers Federal Credit Union
Teachers Federal Credit Union
Business Money Market
0.10%
$2,500
Cornhusker Bank
Cornhusker Bank
Regular Savings
0.05%
$100
The Bank of Tioga
The Bank of Tioga
Savings
0.02%
$100
BankGloucester
BankGloucester
Premier Plus Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have F&M Bank Piedmont, AL rate data right now, check back for updates, we are adding rates all the time.

F&M Bank Piedmont, AL Information

F&M Bank Piedmont, AL
112 E Ladiga St
Piedmont, AL 36272
Calhoun
Established Date: 04/12/1915
FDIC Certificate #: 1735
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: F&M FINANCIAL CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is F&M Bank Piedmont, AL FDIC Insured? Yes
What is F&M Bank Piedmont, AL's Cert number? 1735
What is the maximum amount for insured deposits? $250,000 per holder, per account

F&M Bank Piedmont, AL Financials

Total Assets:
$283,029,000
Total Deposits:
$256,482,000
Equity Capital:
$24,588,000
Domestic Deposits:
$256,482,000
Net Income:
$678,000
Return on Assets:
0.8735%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.1678%
Pretax Quarterly Return on Assets:
1.1700%
Return on Equity:
10.8700%
Quarterly Return on Equity:
10.9800%
Common Equity Tier 1 Capital Ratio:
17.4532%
Tier 1 Risk-Based Capital Ratio:
17.4532%
Leverage Tier 1 (Core Capital) Ratio:
12.7471%
Total Risk-Based Capital Ratio (YTD):
18.4423%
Total Interest Income (YTD):
4.6187%
 
 
Headquarters:
Piedmont
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Calhoun
# of Offices:
5
Metropolitan Statistical Area (MSA):
Anniston-Oxford, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed in the latest mortgage rate survey released this morning. In the most recent Primary Mortgage Market Survey released by Freddie Mac,  fixed conforming 30 year mortgage rates are averaging 4.88 percent with 0.7 mortgage discount points for the week ending March 10, 2011, a slight increase from the previous week’s average of 4.87 percent with 0.7 points.
fathers-dayFather's Day is upon us again so we wanted to wish all the dads out their a Happy Father's Day. We realize this post doesn't have to do anything personal finance or bank rates but we just wanted to acknowledge dads on this day and the things dads do, which in many households include managing the family finances (Yes, we also acknowledge moms also manage the family finances).

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