First National Bank of America (FNBA) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.12%, 6-month CD rates at 0.44% and 3-month CD rates at 2.27%. Current savings rates are at 0.10% and money market rates are at 2.78%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. First National Bank of America (FNBA)'s 12-Month CD rates are at 5.15%, 24-Month CD rates are at 4.80%, 36-Month CD rates are at 4.65%, 60-Month CD rates are at 4.55%, 48-Month CD rates are at 4.55%.

First National Bank of America (FNBA)

To see how these rates compare to First National Bank of America (FNBA) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of America (FNBA), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of America (FNBA) CD rates. You can also compare First National Bank of America (FNBA) savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of America (FNBA) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of America (FNBA)? Share your experience about First National Bank of America (FNBA) by leaving a review below, or read customer reviews before you decide to use First National Bank of America (FNBA).

First National Bank of America (FNBA) Texas Ratio

First National Bank of America (FNBA)'s Texas Ratio is at 15.42%, which is considered excellent. The Texas Ratio for First National Bank of America (FNBA) is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of America (FNBA) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.15%
18-Month CD
N/A
24-Month CD
4.80%
36-Month CD
4.65%
48-Month CD
4.55%
60-Month CD
4.55%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of America (FNBA)
241 E Saginaw St
East Lansing, MI 48823
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank of America (FNBA) CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of America (FNBA)
First National Bank of America (FNBA)
12-Month CD
5.15%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
24-Month CD
4.80%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
36-Month CD
4.65%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
48-Month CD
4.55%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
60-Month CD
4.55%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
72-Month CD
4.35%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
84-Month CD
4.30%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of America (FNBA) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Axiom Bank
Axiom Bank
12-Month CD special
5.25%
$500
SSB Community Bank
SSB Community Bank
12-Month CD special
5.20%
$10,000
Vanguard
Vanguard
60-Month CD brokered
5.15%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
9-Month CD eCD
5.15%
$500
Central Bank Provo, UT
Central Bank Provo, UT
12-Month CD special
5.08%
$500
Vast Bank
Vast Bank
12-Month CD special
5.00%
$2,500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
3-Month CD
4.75%
$500
Western Heritage Bank
Western Heritage Bank
6-Month CD
4.75%
$1,000
Riverland Bank
Riverland Bank
36-Month CD
4.50%
$1,000
Abnb Federal Credit Union
Abnb Federal Credit Union
18-Month CD certificate
4.40%
$1,000
Heritage Bank Marion, IA
Heritage Bank Marion, IA
27-Month CD special
4.35%
$1,000
Bread Financial
Bread Financial
60-Month CD
4.15%
$1,500
Solvay Bank
Solvay Bank
16-Month CD Special
4.00%
$2,500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
48-Month CD Jumbo
3.30%
$100,000
Black River Country Bank
Black River Country Bank
60-Month CD
3.25%
$0
United Valley Bank
United Valley Bank
6-Month CD
3.25%
$500
SouthStar Bank
SouthStar Bank
12-Month CD
3.24%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
48-Month CD
3.03%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
36-Month CD
2.75%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
48-Month CD certificate
2.65%
$1,000
Queenstown Bank
Queenstown Bank
Premier Money Market Savings new money
2.53%
$250,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
36-Month CD
2.52%
$500
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
Lake City Federal Bank
Lake City Federal Bank
36-Month CD
2.47%
$1,000
Perennial Bank
Perennial Bank
30-Month CD
2.26%
$1,000
Global Bank
Global Bank
18-Month CD
2.25%
$1,000
Bank of Hillsboro
Bank of Hillsboro
24-Month CD
2.12%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
BusinessWorx Money Market
2.00%
$150,000
Bank of Clovis
Bank of Clovis
Savings Account
1.92%
$100
Harrison County Bank
Harrison County Bank
36-Month CD
1.85%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
60-Month CD
1.66%
$500
NBT Financial Bank
NBT Financial Bank
60-Month Jumbo CD
1.51%
$250,000
Dundee Bank
Dundee Bank
60-Month CD
1.45%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
Money Market Deposit Account
1.25%
$100,000
North American Savings Bank (NASB)
North American Savings Bank (NASB)
60-Month CD in-branch
1.11%
$1,000
Table Rock Community Bank
Table Rock Community Bank
8-Month CD
1.00%
$1,000
New Mexico B&T
New Mexico B&T
60-Month CD
0.90%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
Money Market
0.60%
$250,000
Wintrust Bank
Wintrust Bank
12-Month CD MaxSafe
0.50%
$1,000
FSB of Wyoming
Preferred Money Market
0.49%
$50,000
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
United Orient Bank
United Orient Bank
6-Month CD
0.40%
$500
Washington Financial Bank
Washington Financial Bank
36-Month CD
0.40%
$500
Conneaut Savings Bank
Conneaut Savings Bank
48-Month CD relationship bonus
0.35%
$1,000
Walden Savings Bank
Walden Savings Bank
Money Market
0.35%
$2,500
Union Bank, Inc.
Union Bank, Inc.
48-Month CD
0.34%
$1,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
48-Month CD
0.15%
$1
Collinsville Bank
Collinsville Bank
6-Month CD
0.10%
$500
German American Bank
German American Bank
Savings Account
0.05%
$250
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of America (FNBA) Information

First National Bank of America (FNBA)
241 E Saginaw St
East Lansing, MI 48823
Ingham
Established Date: 05/06/1955
FDIC Certificate #: 17438
Date of FDIC Deposit Insurance: 05/06/1955
Bank Holding Company: FIRST NATIONAL BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is First National Bank of America (FNBA) FDIC Insured? Yes
What is First National Bank of America (FNBA)'s Cert number? 17438
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of America (FNBA) Financials

Total Assets:
$4,823,087,000
Total Deposits:
$2,908,466,000
Equity Capital:
$405,790,000
Domestic Deposits:
$2,908,466,000
Net Income:
$31,869,000
Return on Assets:
3.3709%
Quarterly Return on Assets:
2.7200%
Pretax Return on Assets:
3.4414%
Pretax Quarterly Return on Assets:
3.4400%
Return on Equity:
39.3000%
Quarterly Return on Equity:
32.5500%
Common Equity Tier 1 Capital Ratio:
15.6782%
Tier 1 Risk-Based Capital Ratio:
15.6782%
Leverage Tier 1 (Core Capital) Ratio:
8.7363%
Total Risk-Based Capital Ratio (YTD):
16.9349%
Total Interest Income (YTD):
7.4399%
 
 
Headquarters:
East Lansing
FDIC Field Office:
Detroit
Regulator:
OCC
County:
Ingham
# of Offices:
3
Metropolitan Statistical Area (MSA):
Lansing-East Lansing, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Mortgage Rates Start 2019 LowerMortgage rates started 2019 by moving lower, continuing the downtrend of the past three months. Mortgage rates today on 30 year conforming loans are averaging 4.51 percent, down from 4.61 percent the last week of December 2018.
Current Mortgage Rates: 30 Year Mortgage Rates at 4.02%Mortgage rates are higher today as 30 year conventional mortgage rates are back above 4.00%. Current mortgage rates on 30 year loans are averaging 4.02%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.31%, an increase from yesterday's average 15 year mortgage rate of 3.23%.
Low mortgage rates won't help refinance demand in 2012 according to the Mortgage Bankers Association. Although 30 year mortgage rates are expected to remain under 4.50% throughout 2012 high unemployment and a weak economy will sap demand for refinancing mortgage loans. Current 30 year mortgage rates are averaging 4.21%, an increase from an average 30 year mortgage rate of 4.16%. 15 year mortgage rates today are also higher averaging 3.49%, up from an average 15 year mortgage rate of 3.43% yesterday.

Bank or Credit Union Offers and Deals

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Your best defense against loss: Take inventory of items in home

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